Compare Herrin, IL Car Insurance Rates (2021)

Car insurance in Herrin, IL averages $284 a month. Herrin, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Herrin car insurance rates, compare quotes from the top car insurance companies in Herrin, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Herrin, IL after a DUI are $3,991/year
  • The cheapest car insurance company in Herrin is State Farm
  • Average car insurance rates in Herrin, IL are $3,413/year

If you need to buy Herrin, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Herrin, IL is right here.

You’ll find Herrin car insurance rates, the cheapest Herrin, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Herrin, Illinois car insurance rates to Joliet car insurance rates, Champaign car insurance rates, and Peoria car insurance rates.

Ready to find affordable Herrin, IL car insurance today? Enter your ZIP code for fast, free Herrin car insurance quotes.

Cheapest Herrin, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Herrin, IL car insurance rates? Every Herrin, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Herrin, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,280 $3,296 $3,417 $3,417 $8,393 $10,889 $3,939 $4,253
American Family $2,439 $2,439 $2,228 $2,228 $6,812 $9,483 $2,439 $3,143
Farmers $2,502 $2,510 $2,220 $2,343 $10,630 $11,110 $2,845 $2,975
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,400 $1,514 $1,162 $1,304 $4,556 $5,080 $1,463 $1,545
Nationwide $2,685 $2,737 $2,373 $2,527 $7,506 $9,697 $3,139 $3,416
Progressive $2,112 $1,989 $1,742 $1,833 $7,576 $8,510 $2,497 $2,679
State Farm $1,427 $1,427 $1,274 $1,274 $3,994 $5,090 $1,610 $1,829
Travelers $1,551 $1,639 $1,412 $1,506 $4,422 $5,556 $1,645 $1,733
USAA $1,598 $1,621 $1,490 $1,464 $5,216 $5,735 $2,102 $2,302

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Minimum Car Insurance in Herrin, IL

Every driver must carry the minimum car insurance in Herrin, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Herrin, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Herrin, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Herrin, IL. Compare credit history car insurance rates in Herrin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Herrin, Illinois

Insurance Company Poor Fair Good
Allstate $6,538 $4,691 $4,102
American Family $5,201 $3,526 $2,977
Farmers $5,272 $4,433 $4,220
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,188 $1,987 $1,584
Nationwide $5,102 $4,097 $3,581
Progressive $4,128 $3,499 $3,225
State Farm $3,252 $1,953 $1,518
Travelers $2,974 $2,384 $1,940
USAA $3,575 $2,464 $2,034

Cheapest Herrin, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Herrin, IL to rates for a clean record with top companies.

Annual Herrin, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,690 $6,200 $5,743 $4,809
American Family $2,867 $4,068 $5,415 $3,254
Farmers $3,929 $5,051 $4,926 $4,661
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,882 $2,659 $2,340 $2,130
Nationwide $3,401 $4,449 $5,260 $3,930
Progressive $2,979 $4,417 $3,308 $3,764
State Farm $2,053 $2,428 $2,241 $2,241
Travelers $1,935 $2,531 $2,839 $2,427
USAA $1,915 $2,761 $3,777 $2,311

Cheapest Herrin, IL Car Insurance for Teen Drivers

Teen car insurance in Herrin, IL can be expensive. Take a look at rates from the top car insurance companies in Herrin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Herrin, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,393 $10,889
American Family $6,812 $9,483
Farmers $10,630 $11,110
GEICO $5,690 $6,014
Liberty Mutual $4,556 $5,080
Nationwide $7,506 $9,697
Progressive $7,576 $8,510
State Farm $3,994 $5,090
Travelers $4,422 $5,556
USAA $5,216 $5,735

Cheapest Herrin, IL Car Insurance for Seniors

Take a look at Herrin, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Herrin, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,417 $3,417
American Family $2,228 $2,228
Farmers $2,220 $2,343
GEICO $1,757 $2,095
Liberty Mutual $1,162 $1,304
Nationwide $2,373 $2,527
Progressive $1,742 $1,833
State Farm $1,274 $1,274
Travelers $1,412 $1,506
USAA $1,490 $1,464

Cheapest Herrin, IL Car Insurance Rates After a DUI

A DUI in Herrin, IL increases car insurance rates. Compare Herrin, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Herrin, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,743
American Family $5,415
Farmers $4,926
GEICO $4,060
Liberty Mutual $2,340
Nationwide $5,260
Progressive $3,308
State Farm $2,241
Travelers $2,839
USAA $3,777

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Cheapest Herrin, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Herrin, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Herrin, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,110 $5,110
American Family $3,851 $3,952
Farmers $4,642 $4,642
GEICO $2,920 $3,043
Liberty Mutual $2,253 $2,253
Nationwide $4,260 $4,260
Progressive $3,617 $3,617
State Farm $2,182 $2,299
Travelers $2,338 $2,528
USAA $2,616 $2,766

The Best Cheap Car Insurance Companies in Herrin, IL

Take a look at a side-by-side comparison of the top car insurance companies in Herrin, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Herrin, Illinois

Insurance Company Average Annual Rates
Allstate $5,110
American Family $3,901
Farmers $4,642
GEICO $2,982
Liberty Mutual $2,253
Nationwide $4,260
Progressive $3,617
State Farm $2,241
Travelers $2,433
USAA $2,691

Category Winners: Cheapest Car Insurance in Herrin, Illinois

Find the cheapest car insurance companies in Herrin, IL for each category right here.

Best Annual Car Insurance Rates by Company in Herrin, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Herrin, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Herrin car insurance rates. Find the cheapest Herrin, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Herrin, Illinois

Insurance Company Low Medium High
Allstate $4,941 $5,105 $5,285
American Family $3,775 $4,043 $3,885
Farmers $4,413 $4,529 $4,984
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,113 $2,248 $2,398
Nationwide $4,242 $4,299 $4,240
Progressive $3,215 $3,599 $4,037
State Farm $2,100 $2,242 $2,379
Travelers $2,270 $2,430 $2,599
USAA $2,498 $2,688 $2,887

What affects car insurance rates in Herrin, Illinois?

What factors can have an impact on Herrin, IL car insurance? There are several reasons why Herrin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Herrin, Illinois.

Commute Time in Herrin

The more time you spend in your car the higher the risk of an accident. The average commute length in Herrin, IL is 22.0 minutes according to City-Data.

Compare Car Insurance Quotes in Herrin, IL

Ready to find affordable Herrin, Illinois car insurance today? Enter your ZIP code for fast, free Herrin, IL car insurance quotes.

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