Compare Hershey, PA Car Insurance Rates (2021)

Car insurance in Hershey, PA averages $289 a month. Hershey, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Hershey car insurance rates, compare quotes from the top car insurance companies in Hershey, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hershey for teen drivers is USAA
  • The cheapest car insurance company in Hershey is USAA
  • Average car insurance rates in Hershey, PA after a DUI are $3,813/year

If you need to buy Hershey, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Hershey, PA is right here.

You’ll find Hershey car insurance rates, the cheapest Hershey, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Hershey, Pennsylvania car insurance rates to Harrisburg car insurance rates, Philadelphia car insurance rates, and Bethlehem car insurance rates.

Ready to find affordable Hershey, PA car insurance today? Enter your ZIP code for fast, free Hershey car insurance quotes.

Cheapest Hershey, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hershey, PA car insurance rates? Every Hershey, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hershey, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,063 $2,063 $1,916 $1,916 $6,944 $6,944 $2,252 $2,252
GEICO $1,694 $1,468 $1,620 $1,405 $4,323 $3,751 $1,695 $1,470
Liberty Mutual $3,202 $3,202 $2,936 $2,936 $9,295 $9,295 $4,057 $4,057
Nationwide $1,606 $1,606 $1,523 $1,523 $4,572 $4,572 $1,804 $1,804
Progressive $2,434 $2,434 $2,177 $2,177 $7,987 $7,987 $3,113 $3,113
State Farm $1,421 $1,421 $1,260 $1,260 $5,197 $5,197 $1,572 $1,572
Travelers $1,558 $1,558 $1,690 $1,690 $23,243 $23,243 $1,867 $1,867
USAA $1,064 $1,064 $964 $964 $3,248 $3,248 $1,410 $1,410

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Minimum Car Insurance in Hershey, PA

Every driver must carry the minimum car insurance in Hershey, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Hershey, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Hershey, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hershey, PA. Compare credit history car insurance rates in Hershey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hershey, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,215 $3,137 $2,530
GEICO $3,261 $1,845 $1,429
Liberty Mutual $6,216 $4,461 $3,941
Nationwide $2,785 $2,296 $2,048
Progressive $5,192 $3,654 $2,937
State Farm $3,363 $2,082 $1,643
Travelers $7,690 $6,975 $6,603
USAA $2,081 $1,554 $1,379

Cheapest Hershey, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hershey, PA to rates for a clean record with top companies.

Annual Hershey, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,154 $3,712 $3,154 $3,154
GEICO $1,612 $2,750 $2,141 $2,211
Liberty Mutual $4,430 $5,108 $4,976 $4,976
Nationwide $1,717 $2,299 $3,196 $2,293
Progressive $3,557 $4,934 $3,658 $3,561
State Farm $2,152 $2,573 $2,363 $2,363
Travelers $5,012 $7,158 $9,029 $7,158
USAA $1,344 $1,859 $1,983 $1,501

Cheapest Hershey, PA Car Insurance for Teen Drivers

Teen car insurance in Hershey, PA can be expensive. Take a look at rates from the top car insurance companies in Hershey for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hershey, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,944 $6,944
GEICO $4,323 $3,751
Liberty Mutual $9,295 $9,295
Nationwide $4,572 $4,572
Progressive $7,987 $7,987
State Farm $5,197 $5,197
Travelers $23,243 $23,243
USAA $3,248 $3,248

Cheapest Hershey, PA Car Insurance for Seniors

Take a look at Hershey, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hershey, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,916 $1,916
GEICO $1,620 $1,405
Liberty Mutual $2,936 $2,936
Nationwide $1,523 $1,523
Progressive $2,177 $2,177
State Farm $1,260 $1,260
Travelers $1,690 $1,690
USAA $964 $964

Cheapest Hershey, PA Car Insurance Rates After a DUI

A DUI in Hershey, PA increases car insurance rates. Compare Hershey, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hershey, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,154
GEICO $2,141
Liberty Mutual $4,976
Nationwide $3,196
Progressive $3,658
State Farm $2,363
Travelers $9,029
USAA $1,983

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Cheapest Hershey, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hershey, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hershey, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,228 $3,360
GEICO $2,146 $2,210
Liberty Mutual $4,748 $4,997
Nationwide $2,376 $2,376
Progressive $3,928 $3,928
State Farm $2,293 $2,432
Travelers $7,089 $7,089
USAA $1,624 $1,719

Cheapest Hershey, PA Car Insurance Rates by ZIP Code

Hershey car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Hershey, PA.

Annual Car Insurance Rates by ZIP Code in Hershey, Pennsylvania

ZIP Code Average Annual Rates
17033 $4,373
17036 $4,319

The Best Cheap Car Insurance Companies in Hershey, PA

Take a look at a side-by-side comparison of the top car insurance companies in Hershey, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hershey, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,294
GEICO $2,178
Liberty Mutual $4,873
Nationwide $2,376
Progressive $3,928
State Farm $2,363
Travelers $7,089
USAA $1,671

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Category Winners: Cheapest Car Insurance in Hershey, Pennsylvania

Find the cheapest car insurance companies in Hershey, PA for each category right here.

Best Annual Car Insurance Rates by Company in Hershey, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Hershey, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hershey car insurance rates. Find the cheapest Hershey, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hershey, Pennsylvania

Insurance Company Low Medium High
Allstate $3,152 $3,314 $3,416
GEICO $1,981 $2,204 $2,350
Liberty Mutual $4,613 $4,911 $5,093
Nationwide $2,390 $2,409 $2,329
Progressive $3,589 $3,965 $4,229
State Farm $2,200 $2,397 $2,491
Travelers $7,147 $7,107 $7,014
USAA $1,544 $1,688 $1,782

What affects car insurance rates in Hershey, Pennsylvania?

What factors can have an impact on Hershey, PA car insurance? There are several reasons why Hershey car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hershey, Pennsylvania.

Commute Time in Hershey

The more time you spend in your car the higher the risk of an accident. The average commute length in Hershey, PA is 18.5 minutes according to City-Data.

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Compare Car Insurance Quotes in Hershey, PA

Ready to find affordable Hershey, Pennsylvania car insurance today? Enter your ZIP code for fast, free Hershey, PA car insurance quotes.

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