Compare Hesperus, CO Car Insurance Rates (2021)

Car insurance in Hesperus, CO averages $311 a month. Hesperus, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Hesperus car insurance rates, compare quotes from the top car insurance companies in Hesperus, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hesperus is Liberty Mutual
  • Average car insurance rates in Hesperus, CO after a DUI are $4,431/year
  • The cheapest car insurance company in Hesperus for teen drivers is Liberty Mutual

If you need to buy Hesperus, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Hesperus, CO is right here.

You’ll find Hesperus car insurance rates, the cheapest Hesperus, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Hesperus, Colorado car insurance rates to Colorado Springs car insurance rates, Arvada car insurance rates, and Boulder car insurance rates.

Ready to find affordable Hesperus, CO car insurance today? Enter your ZIP code for fast, free Hesperus car insurance quotes.

Cheapest Hesperus, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hesperus, CO car insurance rates? Every Hesperus, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hesperus, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,153 $3,007 $3,041 $11,315 $11,849 $3,739 $3,781
American Family $2,408 $2,408 $2,173 $2,173 $5,835 $7,829 $2,408 $2,955
Farmers $2,974 $2,950 $2,693 $2,893 $11,184 $11,292 $3,291 $3,353
GEICO $1,824 $1,969 $1,866 $2,072 $5,555 $5,909 $1,684 $1,737
Liberty Mutual $1,969 $1,938 $1,668 $1,828 $5,320 $5,792 $1,985 $2,018
Nationwide $2,261 $2,310 $2,019 $2,144 $5,547 $7,138 $2,582 $2,798
Progressive $2,625 $2,460 $2,244 $2,246 $8,632 $9,674 $2,974 $2,903
State Farm $1,951 $1,951 $1,730 $1,730 $5,320 $6,781 $2,172 $2,563
USAA $2,300 $2,316 $2,174 $2,205 $5,559 $6,395 $2,967 $3,257

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Minimum Car Insurance in Hesperus, CO

Every driver must carry the minimum car insurance in Hesperus, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Hesperus, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Hesperus, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hesperus, CO. Compare credit history car insurance rates in Hesperus from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hesperus, Colorado

Insurance Company Poor Fair Good
Allstate $6,902 $5,305 $4,011
American Family $4,579 $3,259 $2,732
Farmers $5,896 $4,790 $4,551
GEICO $3,396 $2,827 $2,257
Liberty Mutual $4,042 $2,448 $1,954
Nationwide $4,057 $3,198 $2,795
Progressive $4,813 $4,094 $3,753
State Farm $4,202 $2,698 $2,174
USAA $5,050 $2,857 $2,283

Cheapest Hesperus, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hesperus, CO to rates for a clean record with top companies.

Annual Hesperus, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,626 $5,302 $6,468 $5,228
American Family $2,604 $3,704 $4,833 $2,953
Farmers $4,285 $5,505 $5,434 $5,090
GEICO $2,023 $3,106 $3,517 $2,661
Liberty Mutual $2,450 $2,882 $3,014 $2,913
Nationwide $2,567 $3,521 $4,482 $2,830
Progressive $3,668 $5,051 $3,873 $4,288
State Farm $2,805 $3,245 $3,025 $3,025
USAA $2,500 $3,027 $5,238 $2,823

Cheapest Hesperus, CO Car Insurance for Teen Drivers

Teen car insurance in Hesperus, CO can be expensive. Take a look at rates from the top car insurance companies in Hesperus for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hesperus, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,849
American Family $5,835 $7,829
Farmers $11,184 $11,292
GEICO $5,555 $5,909
Liberty Mutual $5,320 $5,792
Nationwide $5,547 $7,138
Progressive $8,632 $9,674
State Farm $5,320 $6,781
USAA $5,559 $6,395

Cheapest Hesperus, CO Car Insurance for Seniors

Take a look at Hesperus, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hesperus, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,007 $3,041
American Family $2,173 $2,173
Farmers $2,693 $2,893
GEICO $1,866 $2,072
Liberty Mutual $1,668 $1,828
Nationwide $2,019 $2,144
Progressive $2,244 $2,246
State Farm $1,730 $1,730
USAA $2,174 $2,205

Cheapest Hesperus, CO Car Insurance Rates After a DUI

A DUI in Hesperus, CO increases car insurance rates. Compare Hesperus, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hesperus, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,468
American Family $4,833
Farmers $5,434
GEICO $3,517
Liberty Mutual $3,014
Nationwide $4,482
Progressive $3,873
State Farm $3,025
USAA $5,238

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Cheapest Hesperus, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hesperus, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hesperus, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,448 $3,599
Farmers $5,079 $5,079
GEICO $2,763 $2,890
Liberty Mutual $2,815 $2,815
Nationwide $3,350 $3,350
Progressive $4,220 $4,220
State Farm $2,951 $3,098
USAA $3,300 $3,494

The Best Cheap Car Insurance Companies in Hesperus, CO

Take a look at a side-by-side comparison of the top car insurance companies in Hesperus, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hesperus, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,523
Farmers $5,079
GEICO $2,827
Liberty Mutual $2,815
Nationwide $3,350
Progressive $4,220
State Farm $3,025
USAA $3,397

Category Winners: Cheapest Car Insurance in Hesperus, Colorado

Find the cheapest car insurance companies in Hesperus, CO for each category right here.

Best Annual Car Insurance Rates by Company in Hesperus, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Hesperus, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hesperus car insurance rates. Find the cheapest Hesperus, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hesperus, Colorado

Insurance Company Low Medium High
Allstate $5,139 $5,389 $5,690
American Family $3,352 $3,597 $3,622
Farmers $4,501 $5,011 $5,723
GEICO $2,623 $2,792 $3,066
Liberty Mutual $2,665 $2,803 $2,976
Nationwide $3,375 $3,348 $3,326
Progressive $3,972 $4,230 $4,458
State Farm $2,854 $3,025 $3,195
USAA $3,263 $3,396 $3,531

Compare Car Insurance Quotes in Hesperus, CO

Ready to find affordable Hesperus, Colorado car insurance today? Enter your ZIP code for fast, free Hesperus, CO car insurance quotes.

Free Car Insurance Comparison

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