Compare Hettinger, ND Car Insurance Rates (2021)

Car insurance in Hettinger, ND averages $367 a month. Hettinger, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hettinger car insurance rates, compare quotes from the top car insurance companies in Hettinger, ND.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Hettinger is USAA
  • Average car insurance rates in Hettinger, ND after a DUI are $5,252/year
  • Average car insurance rates in Hettinger, ND are $4,403/year

If you need to buy Hettinger, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Hettinger, ND is right here.

You’ll find Hettinger car insurance rates, the cheapest Hettinger, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Hettinger, North Dakota car insurance rates to West Fargo car insurance rates, Dickinson car insurance rates, and Minot car insurance rates.

Ready to find affordable Hettinger, ND car insurance today? Enter your ZIP code for fast, free Hettinger car insurance quotes.

Cheapest Hettinger, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hettinger, ND car insurance rates? Every Hettinger, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hettinger, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,922 $2,968 $2,552 $2,718 $10,585 $12,334 $3,275 $3,564
American Family $2,833 $2,833 $2,553 $2,553 $5,947 $8,573 $2,833 $3,318
Farmers $2,056 $2,034 $1,843 $1,910 $6,990 $7,197 $2,320 $2,460
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,137 $7,715 $5,728 $6,937 $28,385 $31,663 $7,481 $8,215
Nationwide $1,975 $2,027 $1,767 $1,890 $4,413 $5,467 $2,249 $2,393
Progressive $2,494 $2,406 $2,019 $2,079 $8,437 $9,476 $3,064 $3,083
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,105 $1,097 $900 $903 $3,802 $4,593 $1,590 $1,730

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Hettinger, ND

Every driver must carry the minimum car insurance in Hettinger, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Hettinger, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hettinger, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hettinger, ND. Compare credit history car insurance rates in Hettinger from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hettinger, North Dakota

Insurance Company Poor Fair Good
Allstate $6,424 $4,905 $4,015
American Family $5,170 $3,587 $3,033
Farmers $3,887 $3,160 $3,007
GEICO $3,222 $2,595 $2,265
Liberty Mutual $18,768 $11,197 $8,759
Nationwide $3,381 $2,628 $2,309
Progressive $4,814 $3,977 $3,607
State Farm $3,857 $2,452 $1,962
USAA $2,713 $1,718 $1,464

Cheapest Hettinger, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hettinger, ND to rates for a clean record with top companies.

Annual Hettinger, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $4,598 $6,837 $4,819
American Family $2,875 $4,096 $5,457 $3,292
Farmers $2,841 $3,596 $3,545 $3,422
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,451 $12,919 $14,042 $13,218
Nationwide $2,037 $2,823 $3,909 $2,321
Progressive $3,833 $4,643 $3,868 $4,186
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,397 $1,976 $2,763 $1,724

Cheapest Hettinger, ND Car Insurance for Teen Drivers

Teen car insurance in Hettinger, ND can be expensive. Take a look at rates from the top car insurance companies in Hettinger for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hettinger, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,585 $12,334
American Family $5,947 $8,573
Farmers $6,990 $7,197
GEICO $4,150 $5,218
Liberty Mutual $28,385 $31,663
Nationwide $4,413 $5,467
Progressive $8,437 $9,476
State Farm $4,879 $6,182
USAA $3,802 $4,593

Cheapest Hettinger, ND Car Insurance for Seniors

Take a look at Hettinger, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hettinger, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,552 $2,718
American Family $2,553 $2,553
Farmers $1,843 $1,910
GEICO $1,863 $1,884
Liberty Mutual $5,728 $6,937
Nationwide $1,767 $1,890
Progressive $2,019 $2,079
State Farm $1,575 $1,575
USAA $900 $903

Cheapest Hettinger, ND Car Insurance Rates After a DUI

A DUI in Hettinger, ND increases car insurance rates. Compare Hettinger, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hettinger, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,837
American Family $5,457
Farmers $3,545
GEICO $4,084
Liberty Mutual $14,042
Nationwide $3,909
Progressive $3,868
State Farm $2,757
USAA $2,763

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Hettinger, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hettinger, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hettinger, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,989 $5,241
American Family $3,881 $3,979
Farmers $3,351 $3,351
GEICO $2,663 $2,724
Liberty Mutual $12,908 $12,908
Nationwide $2,773 $2,773
Progressive $4,132 $4,132
State Farm $2,683 $2,831
USAA $1,945 $1,985

The Best Cheap Car Insurance Companies in Hettinger, ND

Take a look at a side-by-side comparison of the top car insurance companies in Hettinger, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hettinger, North Dakota

Insurance Company Average Annual Rates
Allstate $5,115
American Family $3,930
Farmers $3,351
GEICO $2,694
Liberty Mutual $12,908
Nationwide $2,773
Progressive $4,132
State Farm $2,757
USAA $1,965

Category Winners: Cheapest Car Insurance in Hettinger, North Dakota

Find the cheapest car insurance companies in Hettinger, ND for each category right here.

Best Annual Car Insurance Rates by Company in Hettinger, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Hettinger, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hettinger car insurance rates. Find the cheapest Hettinger, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hettinger, North Dakota

Insurance Company Low Medium High
Allstate $5,025 $5,113 $5,206
American Family $4,061 $4,126 $3,604
Farmers $3,280 $3,337 $3,436
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,638 $12,855 $13,230
Nationwide $2,708 $2,759 $2,851
Progressive $4,016 $4,117 $4,264
State Farm $2,691 $2,764 $2,816
USAA $1,915 $1,966 $2,014

What affects car insurance rates in Hettinger, North Dakota?

What factors can have an impact on Hettinger, ND car insurance? There are several reasons why Hettinger car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hettinger, North Dakota.

Commute Time in Hettinger

The more time you spend in your car the higher the risk of an accident. The average commute length in Hettinger, ND is 13.2 minutes according to City-Data.

Compare Car Insurance Quotes in Hettinger, ND

Ready to find affordable Hettinger, North Dakota car insurance today? Enter your ZIP code for fast, free Hettinger, ND car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption