Compare Hiawassee, GA Car Insurance Rates (2021)

Car insurance in Hiawassee, GA averages $382 a month. Hiawassee, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hiawassee car insurance rates, compare quotes from the top car insurance companies in Hiawassee, GA.

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hiawassee, GA are $4,582/year
  • The cheapest car insurance company in Hiawassee is GEICO
  • Average car insurance rates in Hiawassee, GA after a DUI are $5,555/year

If you need to buy Hiawassee, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Hiawassee, GA is right here.

You’ll find Hiawassee car insurance rates, the cheapest Hiawassee, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Hiawassee, Georgia car insurance rates to Savannah car insurance rates, Smyrna car insurance rates, and Marietta car insurance rates.

Ready to find affordable Hiawassee, GA car insurance today? Enter your ZIP code for fast, free Hiawassee car insurance quotes.

Cheapest Hiawassee, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hiawassee, GA car insurance rates? Every Hiawassee, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hiawassee, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,102 $3,102 $2,970 $2,970 $7,339 $9,510 $3,484 $3,809
GEICO $1,621 $1,602 $1,572 $1,572 $4,871 $5,837 $2,098 $2,327
Liberty Mutual $5,151 $5,601 $4,210 $4,763 $21,834 $24,354 $5,479 $5,845
Nationwide $2,929 $3,027 $2,867 $3,149 $8,831 $11,386 $3,540 $3,843
Progressive $2,672 $2,471 $2,294 $2,416 $8,600 $9,541 $3,115 $3,296
State Farm $1,916 $1,916 $1,718 $1,718 $5,082 $6,657 $2,099 $2,276
USAA $1,696 $1,693 $1,568 $1,576 $6,053 $7,187 $2,109 $2,330

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Minimum Car Insurance in Hiawassee, GA

Every driver must carry the minimum car insurance in Hiawassee, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Hiawassee, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hiawassee, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hiawassee, GA. Compare credit history car insurance rates in Hiawassee from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hiawassee, Georgia

Insurance Company Poor Fair Good
Allstate $5,883 $4,082 $3,641
GEICO $3,380 $2,376 $2,307
Liberty Mutual $13,840 $8,481 $6,642
Nationwide $5,888 $4,770 $4,182
Progressive $4,825 $4,188 $3,890
State Farm $4,140 $2,581 $2,047
USAA $3,946 $2,770 $2,363

Cheapest Hiawassee, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hiawassee, GA to rates for a clean record with top companies.

Annual Hiawassee, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,744 $5,759 $4,700 $3,939
GEICO $1,812 $2,269 $4,639 $2,031
Liberty Mutual $7,313 $10,014 $11,524 $9,767
Nationwide $3,824 $4,470 $6,872 $4,620
Progressive $3,375 $5,966 $3,937 $3,925
State Farm $2,666 $3,179 $2,923 $2,923
USAA $2,316 $2,924 $4,288 $2,579

Cheapest Hiawassee, GA Car Insurance for Teen Drivers

Teen car insurance in Hiawassee, GA can be expensive. Take a look at rates from the top car insurance companies in Hiawassee for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hiawassee, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $9,510
GEICO $4,871 $5,837
Liberty Mutual $21,834 $24,354
Nationwide $8,831 $11,386
Progressive $8,600 $9,541
State Farm $5,082 $6,657
USAA $6,053 $7,187

Cheapest Hiawassee, GA Car Insurance for Seniors

Take a look at Hiawassee, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hiawassee, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
GEICO $1,572 $1,572
Liberty Mutual $4,210 $4,763
Nationwide $2,867 $3,149
Progressive $2,294 $2,416
State Farm $1,718 $1,718
USAA $1,568 $1,576

Cheapest Hiawassee, GA Car Insurance Rates After a DUI

A DUI in Hiawassee, GA increases car insurance rates. Compare Hiawassee, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hiawassee, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,700
GEICO $4,639
Liberty Mutual $11,524
Nationwide $6,872
Progressive $3,937
State Farm $2,923
USAA $4,288

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Cheapest Hiawassee, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hiawassee, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hiawassee, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,437 $4,635
GEICO $2,642 $2,733
Liberty Mutual $9,654 $9,654
Nationwide $4,947 $4,947
Progressive $4,301 $4,301
State Farm $2,923 $2,923
USAA $2,889 $3,164

The Best Cheap Car Insurance Companies in Hiawassee, GA

Take a look at a side-by-side comparison of the top car insurance companies in Hiawassee, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hiawassee, Georgia

Insurance Company Average Annual Rates
Allstate $4,536
GEICO $2,688
Liberty Mutual $9,654
Nationwide $4,947
Progressive $4,301
State Farm $2,923
USAA $3,027

Category Winners: Cheapest Car Insurance in Hiawassee, Georgia

Find the cheapest car insurance companies in Hiawassee, GA for each category right here.

Best Annual Car Insurance Rates by Company in Hiawassee, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Hiawassee, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hiawassee car insurance rates. Find the cheapest Hiawassee, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hiawassee, Georgia

Insurance Company Low Medium High
Allstate $4,219 $4,577 $4,811
GEICO $2,496 $2,701 $2,866
Liberty Mutual $9,298 $9,608 $10,058
Nationwide $4,947 $5,022 $4,871
Progressive $4,000 $4,243 $4,659
State Farm $2,753 $2,923 $3,092
USAA $2,899 $3,012 $3,169

What affects car insurance rates in Hiawassee, Georgia?

What factors can have an impact on Hiawassee, GA car insurance? There are several reasons why Hiawassee car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hiawassee, Georgia.

Commute Time in Hiawassee

The more time you spend in your car the higher the risk of an accident. The average commute length in Hiawassee, GA is 25.5 minutes according to City-Data.

Compare Car Insurance Quotes in Hiawassee, GA

Ready to find affordable Hiawassee, Georgia car insurance today? Enter your ZIP code for fast, free Hiawassee, GA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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