Compare Hickman, KY Car Insurance Rates (2021)

Car insurance in Hickman, KY averages $354 a month. Hickman, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hickman car insurance rates, compare quotes from the top car insurance companies in Hickman, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hickman, KY are $4,246/year
  • The cheapest car insurance company in Hickman is USAA
  • Average car insurance rates in Hickman, KY after a DUI are $5,035/year

If you need to buy Hickman, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Hickman, KY is right here.

You’ll find Hickman car insurance rates, the cheapest Hickman, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Hickman, Kentucky car insurance rates to Frankfort car insurance rates, Nicholasville car insurance rates, and Independence car insurance rates.

Ready to find affordable Hickman, KY car insurance today? Enter your ZIP code for fast, free Hickman car insurance quotes.

Cheapest Hickman, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hickman, KY car insurance rates? Every Hickman, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hickman, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,128 $3,112 $2,806 $2,995 $11,181 $12,565 $3,510 $3,731
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,740 $2,976 $2,322 $2,603 $10,970 $12,167 $2,871 $3,004
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,230 $2,146 $1,974 $2,000 $10,217 $11,552 $2,769 $2,851
State Farm $2,155 $2,155 $1,924 $1,924 $6,615 $8,341 $2,408 $2,724
Travelers $2,222 $2,263 $2,177 $2,183 $10,570 $16,956 $2,320 $2,687
USAA $1,910 $1,924 $1,714 $1,758 $4,984 $5,272 $2,425 $2,671

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Minimum Car Insurance in Hickman, KY

Every driver must carry the minimum car insurance in Hickman, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Hickman, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hickman, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hickman, KY. Compare credit history car insurance rates in Hickman from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hickman, Kentucky

Insurance Company Poor Fair Good
Allstate $7,113 $4,913 $4,110
GEICO $6,223 $3,107 $2,025
Liberty Mutual $7,092 $4,344 $3,434
Nationwide $4,672 $3,666 $3,197
Progressive $5,031 $4,341 $4,030
State Farm $5,119 $3,078 $2,395
Travelers $5,771 $4,882 $4,863
USAA $4,227 $2,354 $1,915

Cheapest Hickman, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hickman, KY to rates for a clean record with top companies.

Annual Hickman, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,497 $5,815 $6,161 $5,041
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $4,143 $6,348 $4,940 $4,395
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,701 $5,433 $4,227 $4,508
State Farm $3,217 $3,845 $3,531 $3,531
Travelers $4,512 $4,642 $6,696 $4,837
USAA $2,135 $3,024 $3,602 $2,568

Cheapest Hickman, KY Car Insurance for Teen Drivers

Teen car insurance in Hickman, KY can be expensive. Take a look at rates from the top car insurance companies in Hickman for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hickman, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,181 $12,565
GEICO $6,168 $7,329
Liberty Mutual $10,970 $12,167
Nationwide $6,037 $7,550
Progressive $10,217 $11,552
State Farm $6,615 $8,341
Travelers $10,570 $16,956
USAA $4,984 $5,272

Cheapest Hickman, KY Car Insurance for Seniors

Take a look at Hickman, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hickman, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,806 $2,995
GEICO $3,218 $2,914
Liberty Mutual $2,322 $2,603
Nationwide $2,519 $2,640
Progressive $1,974 $2,000
State Farm $1,924 $1,924
Travelers $2,177 $2,183
USAA $1,714 $1,758

Cheapest Hickman, KY Car Insurance Rates After a DUI

A DUI in Hickman, KY increases car insurance rates. Compare Hickman, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hickman, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,161
GEICO $6,130
Liberty Mutual $4,940
Nationwide $4,997
Progressive $4,227
State Farm $3,531
Travelers $6,696
USAA $3,602

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Cheapest Hickman, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hickman, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hickman, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,378 $5,378
GEICO $3,750 $3,821
Liberty Mutual $4,957 $4,957
Nationwide $3,845 $3,845
Progressive $4,467 $4,467
State Farm $3,447 $3,614
Travelers $5,172 $5,172
USAA $2,726 $2,938

The Best Cheap Car Insurance Companies in Hickman, KY

Take a look at a side-by-side comparison of the top car insurance companies in Hickman, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hickman, Kentucky

Insurance Company Average Annual Rates
Allstate $5,378
GEICO $3,785
Liberty Mutual $4,957
Nationwide $3,845
Progressive $4,467
State Farm $3,531
Travelers $5,172
USAA $2,832

Category Winners: Cheapest Car Insurance in Hickman, Kentucky

Find the cheapest car insurance companies in Hickman, KY for each category right here.

Best Annual Car Insurance Rates by Company in Hickman, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hickman, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hickman car insurance rates. Find the cheapest Hickman, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hickman, Kentucky

Insurance Company Low Medium High
Allstate $5,056 $5,360 $5,719
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,713 $4,925 $5,231
Nationwide $3,908 $3,801 $3,826
Progressive $4,184 $4,423 $4,795
State Farm $3,368 $3,530 $3,695
Travelers $4,915 $5,196 $5,405
USAA $2,715 $2,826 $2,956

What affects car insurance rates in Hickman, Kentucky?

What factors can have an impact on Hickman, KY car insurance? There are several reasons why Hickman car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hickman, Kentucky.

Commute Time in Hickman

The more time you spend in your car the higher the risk of an accident. The average commute length in Hickman, KY is 18.5 minutes according to City-Data.

Compare Car Insurance Quotes in Hickman, KY

Ready to find affordable Hickman, Kentucky car insurance today? Enter your ZIP code for fast, free Hickman, KY car insurance quotes.

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