Compare Hickory Creek, TX Car Insurance Rates (2021)

Car insurance in Hickory Creek, TX averages $316 a month. Hickory Creek, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Hickory Creek car insurance rates, compare quotes from the top car insurance companies in Hickory Creek, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hickory Creek, TX after a DUI are $4,327/year
  • Average car insurance rates in Hickory Creek, TX are $3,789/year
  • The cheapest car insurance company in Hickory Creek for teen drivers is USAA

If you need to buy Hickory Creek, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Hickory Creek, TX is right here.

You’ll find Hickory Creek car insurance rates, the cheapest Hickory Creek, TX car insurance companies, and information on Texas car insurance laws. You can also compare Hickory Creek, Texas car insurance rates to Laredo car insurance rates, San Antonio car insurance rates, and Dallas car insurance rates.

Ready to find affordable Hickory Creek, TX car insurance today? Enter your ZIP code for fast, free Hickory Creek car insurance quotes.

Cheapest Hickory Creek, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hickory Creek, TX car insurance rates? Every Hickory Creek, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hickory Creek, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,378 $3,398 $3,333 $3,333 $9,120 $10,976 $4,174 $4,333
American Family $2,797 $3,127 $2,630 $3,027 $7,566 $9,839 $4,051 $4,606
GEICO $2,410 $2,605 $2,324 $2,641 $5,329 $5,534 $2,613 $2,609
Nationwide $2,264 $2,298 $2,004 $2,117 $6,463 $8,281 $2,666 $2,881
Progressive $2,224 $2,132 $1,979 $2,018 $9,187 $10,258 $2,648 $2,705
State Farm $2,024 $2,024 $1,810 $1,810 $4,991 $6,384 $2,210 $2,273
USAA $1,639 $1,636 $1,572 $1,544 $4,757 $5,146 $2,180 $2,311

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Minimum Car Insurance in Hickory Creek, TX

Every driver must carry the minimum car insurance in Hickory Creek, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Hickory Creek, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hickory Creek, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hickory Creek, TX. Compare credit history car insurance rates in Hickory Creek from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hickory Creek, Texas

Insurance Company Poor Fair Good
Allstate $6,667 $4,900 $4,200
American Family $6,422 $4,121 $3,573
GEICO $5,028 $2,847 $1,899
Nationwide $4,336 $3,492 $3,037
Progressive $4,668 $4,030 $3,734
State Farm $4,162 $2,593 $2,068
USAA $3,801 $2,211 $1,782

Cheapest Hickory Creek, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hickory Creek, TX to rates for a clean record with top companies.

Annual Hickory Creek, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,039 $6,324 $6,620 $4,039
American Family $4,270 $5,489 $4,794 $4,270
GEICO $2,765 $3,663 $3,047 $3,557
Nationwide $3,144 $3,144 $4,649 $3,549
Progressive $3,619 $4,658 $4,222 $4,077
State Farm $2,598 $2,999 $3,569 $2,598
USAA $1,926 $2,865 $3,390 $2,211

Cheapest Hickory Creek, TX Car Insurance for Teen Drivers

Teen car insurance in Hickory Creek, TX can be expensive. Take a look at rates from the top car insurance companies in Hickory Creek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hickory Creek, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,120 $10,976
American Family $7,566 $9,839
GEICO $5,329 $5,534
Nationwide $6,463 $8,281
Progressive $9,187 $10,258
State Farm $4,991 $6,384
USAA $4,757 $5,146

Cheapest Hickory Creek, TX Car Insurance for Seniors

Take a look at Hickory Creek, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hickory Creek, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,333 $3,333
American Family $2,630 $3,027
GEICO $2,324 $2,641
Nationwide $2,004 $2,117
Progressive $1,979 $2,018
State Farm $1,810 $1,810
USAA $1,572 $1,544

Cheapest Hickory Creek, TX Car Insurance Rates After a DUI

A DUI in Hickory Creek, TX increases car insurance rates. Compare Hickory Creek, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hickory Creek, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,620
American Family $4,794
GEICO $3,047
Nationwide $4,649
Progressive $4,222
State Farm $3,569
USAA $3,390

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Cheapest Hickory Creek, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hickory Creek, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hickory Creek, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,127 $5,384
American Family $4,705 $4,705
GEICO $3,198 $3,318
Nationwide $3,622 $3,622
Progressive $4,144 $4,144
State Farm $2,941 $2,941
USAA $2,566 $2,631

The Best Cheap Car Insurance Companies in Hickory Creek, TX

Take a look at a side-by-side comparison of the top car insurance companies in Hickory Creek, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hickory Creek, Texas

Insurance Company Average Annual Rates
Allstate $5,256
American Family $4,705
GEICO $3,258
Nationwide $3,622
Progressive $4,144
State Farm $2,941
USAA $2,598

Category Winners: Cheapest Car Insurance in Hickory Creek, Texas

Find the cheapest car insurance companies in Hickory Creek, TX for each category right here.

Best Annual Car Insurance Rates by Company in Hickory Creek, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Hickory Creek, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hickory Creek car insurance rates. Find the cheapest Hickory Creek, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hickory Creek, Texas

Insurance Company Low Medium High
Allstate $5,132 $5,209 $5,425
American Family $4,378 $4,524 $5,214
GEICO $3,089 $3,221 $3,464
Nationwide $3,888 $3,471 $3,506
Progressive $3,974 $4,129 $4,329
State Farm $2,778 $2,934 $3,110
USAA $2,505 $2,587 $2,702

What affects car insurance rates in Hickory Creek, Texas?

What factors can have an impact on Hickory Creek, TX car insurance? There are several reasons why Hickory Creek car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hickory Creek, Texas.

Car Theft in Hickory Creek

High levels of vehicle theft can make car insurance more expensive. Hickory Creek, TX car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Hickory Creek

The more time you spend in your car the higher the risk of an accident. The average commute length in Hickory Creek, TX is 28.2 minutes according to City-Data.

Compare Car Insurance Quotes in Hickory Creek, TX

Ready to find affordable Hickory Creek, Texas car insurance today? Enter your ZIP code for fast, free Hickory Creek, TX car insurance quotes.

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