Compare Hico, TX Car Insurance Rates (2021)

Car insurance in Hico, TX averages $297 a month. Hico, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Hico car insurance rates, compare quotes from the top car insurance companies in Hico, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hico for teen drivers is USAA
  • Average car insurance rates in Hico, TX are $3,568/year
  • Average car insurance rates in Hico, TX after a DUI are $4,063/year

If you need to buy Hico, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Hico, TX is right here.

You’ll find Hico car insurance rates, the cheapest Hico, TX car insurance companies, and information on Texas car insurance laws. You can also compare Hico, Texas car insurance rates to Laredo car insurance rates, Austin car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Hico, TX car insurance today? Enter your ZIP code for fast, free Hico car insurance quotes.

Cheapest Hico, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hico, TX car insurance rates? Every Hico, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hico, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,257 $3,290 $3,216 $3,216 $8,522 $10,293 $4,026 $4,202
American Family $2,345 $2,598 $2,171 $2,475 $5,967 $7,798 $3,315 $3,767
GEICO $2,122 $2,272 $2,020 $2,262 $4,554 $4,735 $2,294 $2,303
Nationwide $2,407 $2,452 $2,122 $2,252 $6,818 $8,775 $2,825 $3,061
Progressive $2,523 $2,394 $2,249 $2,291 $10,656 $11,875 $2,988 $3,022
State Farm $1,808 $1,808 $1,604 $1,604 $4,238 $5,386 $1,959 $2,024
USAA $1,425 $1,441 $1,355 $1,354 $3,881 $4,251 $1,896 $2,050

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Minimum Car Insurance in Hico, TX

Every driver must carry the minimum car insurance in Hico, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Hico, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hico, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hico, TX. Compare credit history car insurance rates in Hico from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hico, Texas

Insurance Company Poor Fair Good
Allstate $6,355 $4,663 $3,990
American Family $5,247 $3,289 $2,878
GEICO $4,336 $2,468 $1,656
Nationwide $4,611 $3,696 $3,211
Progressive $5,341 $4,622 $4,286
State Farm $3,617 $2,251 $1,793
USAA $3,258 $1,865 $1,496

Cheapest Hico, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hico, TX to rates for a clean record with top companies.

Annual Hico, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,907 $5,965 $6,233 $3,907
American Family $3,482 $4,388 $3,865 $3,482
GEICO $2,398 $3,140 $2,659 $3,085
Nationwide $3,325 $3,325 $4,945 $3,761
Progressive $4,139 $5,364 $4,833 $4,662
State Farm $2,280 $2,601 $3,055 $2,280
USAA $1,655 $2,422 $2,849 $1,899

Cheapest Hico, TX Car Insurance for Teen Drivers

Teen car insurance in Hico, TX can be expensive. Take a look at rates from the top car insurance companies in Hico for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hico, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,522 $10,293
American Family $5,967 $7,798
GEICO $4,554 $4,735
Nationwide $6,818 $8,775
Progressive $10,656 $11,875
State Farm $4,238 $5,386
USAA $3,881 $4,251

Cheapest Hico, TX Car Insurance for Seniors

Take a look at Hico, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hico, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,216 $3,216
American Family $2,171 $2,475
GEICO $2,020 $2,262
Nationwide $2,122 $2,252
Progressive $2,249 $2,291
State Farm $1,604 $1,604
USAA $1,355 $1,354

Cheapest Hico, TX Car Insurance Rates After a DUI

A DUI in Hico, TX increases car insurance rates. Compare Hico, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hico, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,233
American Family $3,865
GEICO $2,659
Nationwide $4,945
Progressive $4,833
State Farm $3,055
USAA $2,849

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Cheapest Hico, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hico, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hico, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,887 $5,118
American Family $3,804 $3,804
GEICO $2,767 $2,874
Nationwide $3,839 $3,839
Progressive $4,750 $4,750
State Farm $2,554 $2,554
USAA $2,178 $2,234

The Best Cheap Car Insurance Companies in Hico, TX

Take a look at a side-by-side comparison of the top car insurance companies in Hico, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hico, Texas

Insurance Company Average Annual Rates
Allstate $5,003
American Family $3,804
GEICO $2,820
Nationwide $3,839
Progressive $4,750
State Farm $2,554
USAA $2,206

Category Winners: Cheapest Car Insurance in Hico, Texas

Find the cheapest car insurance companies in Hico, TX for each category right here.

Best Annual Car Insurance Rates by Company in Hico, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Hico, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hico car insurance rates. Find the cheapest Hico, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hico, Texas

Insurance Company Low Medium High
Allstate $4,888 $4,960 $5,161
American Family $3,540 $3,666 $4,207
GEICO $2,690 $2,793 $2,978
Nationwide $4,158 $3,673 $3,687
Progressive $4,505 $4,727 $5,017
State Farm $2,434 $2,548 $2,680
USAA $2,141 $2,199 $2,279

What affects car insurance rates in Hico, Texas?

What factors can have an impact on Hico, TX car insurance? There are several reasons why Hico car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hico, Texas.

Commute Time in Hico

The more time you spend in your car the higher the risk of an accident. The average commute length in Hico, TX is 13.6 minutes according to City-Data.

Compare Car Insurance Quotes in Hico, TX

Ready to find affordable Hico, Texas car insurance today? Enter your ZIP code for fast, free Hico, TX car insurance quotes.

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