Compare Hico, WV Car Insurance Rates (2021)

Car insurance in Hico, WV averages $329 a month. Hico, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hico car insurance rates, compare quotes from the top car insurance companies in Hico, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hico is State Farm
  • Average car insurance rates in Hico, WV are $3,954/year
  • The cheapest car insurance company in Hico for teen drivers is State Farm

If you need to buy Hico, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Hico, WV is right here.

You’ll find Hico car insurance rates, the cheapest Hico, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Hico, West Virginia car insurance rates to Clarksburg car insurance rates, Beckley car insurance rates, and Charleston car insurance rates.

Ready to find affordable Hico, WV car insurance today? Enter your ZIP code for fast, free Hico car insurance quotes.

Cheapest Hico, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hico, WV car insurance rates? Every Hico, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hico, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,735 $2,532 $2,452 $2,457 $10,007 $10,422 $3,009 $3,005
GEICO $2,912 $2,870 $2,766 $2,681 $7,282 $8,784 $2,799 $2,917
Liberty Mutual $3,906 $4,243 $3,137 $3,820 $14,813 $16,716 $4,032 $4,444
Nationwide $1,910 $1,936 $1,744 $1,821 $4,982 $6,271 $2,159 $2,303
Progressive $2,090 $2,014 $1,929 $1,927 $8,998 $10,132 $2,508 $2,591
State Farm $1,674 $1,674 $1,511 $1,511 $3,790 $4,890 $1,984 $1,563
USAA $1,688 $1,666 $1,568 $1,582 $5,562 $6,159 $2,183 $2,347

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Minimum Car Insurance in Hico, WV

Every driver must carry the minimum car insurance in Hico, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Hico, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hico, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hico, WV. Compare credit history car insurance rates in Hico from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hico, West Virginia

Insurance Company Poor Fair Good
Allstate $5,550 $4,414 $3,768
GEICO $4,974 $4,048 $3,358
Liberty Mutual $9,870 $6,048 $4,748
Nationwide $3,292 $2,779 $2,601
Progressive $4,507 $3,921 $3,643
State Farm $3,342 $2,035 $1,597
USAA $4,194 $2,410 $1,928

Cheapest Hico, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hico, WV to rates for a clean record with top companies.

Annual Hico, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,854 $4,577 $5,490 $4,388
GEICO $2,558 $4,109 $7,093 $2,746
Liberty Mutual $5,639 $7,126 $7,900 $6,891
Nationwide $2,323 $3,087 $3,578 $2,575
Progressive $3,420 $4,572 $4,088 $4,014
State Farm $2,129 $2,521 $2,325 $2,325
USAA $2,238 $2,644 $3,770 $2,726

Cheapest Hico, WV Car Insurance for Teen Drivers

Teen car insurance in Hico, WV can be expensive. Take a look at rates from the top car insurance companies in Hico for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hico, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,007 $10,422
GEICO $7,282 $8,784
Liberty Mutual $14,813 $16,716
Nationwide $4,982 $6,271
Progressive $8,998 $10,132
State Farm $3,790 $4,890
USAA $5,562 $6,159

Cheapest Hico, WV Car Insurance for Seniors

Take a look at Hico, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hico, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,452 $2,457
GEICO $2,766 $2,681
Liberty Mutual $3,137 $3,820
Nationwide $1,744 $1,821
Progressive $1,929 $1,927
State Farm $1,511 $1,511
USAA $1,568 $1,582

Cheapest Hico, WV Car Insurance Rates After a DUI

A DUI in Hico, WV increases car insurance rates. Compare Hico, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hico, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,490
GEICO $7,093
Liberty Mutual $7,900
Nationwide $3,578
Progressive $4,088
State Farm $2,325
USAA $3,770

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Cheapest Hico, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hico, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hico, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,577 $4,577
GEICO $4,081 $4,172
Liberty Mutual $6,889 $6,889
Nationwide $2,891 $2,891
Progressive $4,024 $4,024
State Farm $2,264 $2,386
USAA $2,811 $2,878

The Best Cheap Car Insurance Companies in Hico, WV

Take a look at a side-by-side comparison of the top car insurance companies in Hico, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hico, West Virginia

Insurance Company Average Annual Rates
Allstate $4,577
GEICO $4,126
Liberty Mutual $6,889
Nationwide $2,891
Progressive $4,024
State Farm $2,325
USAA $2,844

Category Winners: Cheapest Car Insurance in Hico, West Virginia

Find the cheapest car insurance companies in Hico, WV for each category right here.

Best Annual Car Insurance Rates by Company in Hico, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Hico, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hico car insurance rates. Find the cheapest Hico, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hico, West Virginia

Insurance Company Low Medium High
Allstate $4,400 $4,569 $4,763
GEICO $3,872 $4,139 $4,369
Liberty Mutual $6,540 $6,870 $7,257
Nationwide $2,814 $2,879 $2,979
Progressive $3,868 $3,982 $4,221
State Farm $2,187 $2,318 $2,469
USAA $2,744 $2,839 $2,950

What affects car insurance rates in Hico, West Virginia?

What factors can have an impact on Hico, WV car insurance? There are several reasons why Hico car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hico, West Virginia.

Commute Time in Hico

The more time you spend in your car the higher the risk of an accident. The average commute length in Hico, WV is 34.6 minutes according to City-Data.

Compare Car Insurance Quotes in Hico, WV

Ready to find affordable Hico, West Virginia car insurance today? Enter your ZIP code for fast, free Hico, WV car insurance quotes.

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