Compare Hidalgo, IL Car Insurance Rates (2021)

Car insurance in Hidalgo, IL averages $247 a month. Hidalgo, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Hidalgo car insurance rates, compare quotes from the top car insurance companies in Hidalgo, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hidalgo, IL after a DUI are $3,457/year
  • Average car insurance rates in Hidalgo, IL are $2,969/year
  • The cheapest car insurance company in Hidalgo for teen drivers is State Farm

If you need to buy Hidalgo, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Hidalgo, IL is right here.

You’ll find Hidalgo car insurance rates, the cheapest Hidalgo, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Hidalgo, Illinois car insurance rates to Elgin car insurance rates, Cicero car insurance rates, and Peoria car insurance rates.

Ready to find affordable Hidalgo, IL car insurance today? Enter your ZIP code for fast, free Hidalgo car insurance quotes.

Cheapest Hidalgo, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hidalgo, IL car insurance rates? Every Hidalgo, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hidalgo, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,165 $2,165 $1,978 $1,978 $6,009 $8,367 $2,165 $2,787
Farmers $2,331 $2,336 $2,077 $2,185 $9,387 $9,782 $2,652 $2,789
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,391 $1,505 $1,158 $1,296 $4,321 $4,814 $1,456 $1,543
Nationwide $1,726 $1,759 $1,535 $1,629 $4,666 $5,999 $2,001 $2,170
Progressive $1,916 $1,828 $1,578 $1,653 $6,408 $7,195 $2,277 $2,434
State Farm $1,401 $1,401 $1,228 $1,228 $3,682 $4,695 $1,576 $1,796
Travelers $1,380 $1,456 $1,248 $1,330 $3,802 $4,731 $1,463 $1,541
USAA $1,638 $1,669 $1,524 $1,504 $5,277 $5,820 $2,158 $2,375

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Minimum Car Insurance in Hidalgo, IL

Every driver must carry the minimum car insurance in Hidalgo, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Hidalgo, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Hidalgo, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hidalgo, IL. Compare credit history car insurance rates in Hidalgo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hidalgo, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,600 $3,120 $2,635
Farmers $4,783 $3,993 $3,802
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,098 $1,923 $1,536
Nationwide $3,206 $2,585 $2,266
Progressive $3,632 $3,049 $2,802
State Farm $3,092 $1,851 $1,435
Travelers $2,594 $2,071 $1,691
USAA $3,657 $2,511 $2,069

Cheapest Hidalgo, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hidalgo, IL to rates for a clean record with top companies.

Annual Hidalgo, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,535 $3,615 $4,782 $2,876
Farmers $3,550 $4,550 $4,437 $4,231
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,830 $2,571 $2,272 $2,070
Nationwide $2,163 $2,801 $3,294 $2,485
Progressive $2,619 $3,823 $2,896 $3,307
State Farm $1,965 $2,286 $2,126 $2,126
Travelers $1,694 $2,205 $2,458 $2,118
USAA $1,958 $2,812 $3,851 $2,361

Cheapest Hidalgo, IL Car Insurance for Teen Drivers

Teen car insurance in Hidalgo, IL can be expensive. Take a look at rates from the top car insurance companies in Hidalgo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hidalgo, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,009 $8,367
Farmers $9,387 $9,782
GEICO $4,375 $4,641
Liberty Mutual $4,321 $4,814
Nationwide $4,666 $5,999
Progressive $6,408 $7,195
State Farm $3,682 $4,695
Travelers $3,802 $4,731
USAA $5,277 $5,820

Cheapest Hidalgo, IL Car Insurance for Seniors

Take a look at Hidalgo, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hidalgo, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $1,978 $1,978
Farmers $2,077 $2,185
GEICO $1,364 $1,612
Liberty Mutual $1,158 $1,296
Nationwide $1,535 $1,629
Progressive $1,578 $1,653
State Farm $1,228 $1,228
Travelers $1,248 $1,330
USAA $1,524 $1,504

Cheapest Hidalgo, IL Car Insurance Rates After a DUI

A DUI in Hidalgo, IL increases car insurance rates. Compare Hidalgo, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hidalgo, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,309
American Family $4,782
Farmers $4,437
GEICO $3,141
Liberty Mutual $2,272
Nationwide $3,294
Progressive $2,896
State Farm $2,126
Travelers $2,458
USAA $3,851

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Cheapest Hidalgo, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hidalgo, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hidalgo, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,407 $3,497
Farmers $4,192 $4,192
GEICO $2,263 $2,351
Liberty Mutual $2,186 $2,186
Nationwide $2,686 $2,686
Progressive $3,161 $3,161
State Farm $2,073 $2,178
Travelers $2,036 $2,201
USAA $2,669 $2,823

The Best Cheap Car Insurance Companies in Hidalgo, IL

Take a look at a side-by-side comparison of the top car insurance companies in Hidalgo, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hidalgo, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,452
Farmers $4,192
GEICO $2,307
Liberty Mutual $2,186
Nationwide $2,686
Progressive $3,161
State Farm $2,126
Travelers $2,119
USAA $2,746

Category Winners: Cheapest Car Insurance in Hidalgo, Illinois

Find the cheapest car insurance companies in Hidalgo, IL for each category right here.

Best Annual Car Insurance Rates by Company in Hidalgo, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Hidalgo, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hidalgo car insurance rates. Find the cheapest Hidalgo, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hidalgo, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,343 $3,577 $3,435
Farmers $4,015 $4,108 $4,455
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,062 $2,180 $2,314
Nationwide $2,684 $2,705 $2,669
Progressive $2,897 $3,138 $3,449
State Farm $2,035 $2,128 $2,214
Travelers $1,993 $2,116 $2,247
USAA $2,561 $2,743 $2,933

What affects car insurance rates in Hidalgo, Illinois?

What factors can have an impact on Hidalgo, IL car insurance? There are several reasons why Hidalgo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hidalgo, Illinois.

Commute Time in Hidalgo

The more time you spend in your car the higher the risk of an accident. The average commute length in Hidalgo, IL is 29.1 minutes according to City-Data.

Compare Car Insurance Quotes in Hidalgo, IL

Ready to find affordable Hidalgo, Illinois car insurance today? Enter your ZIP code for fast, free Hidalgo, IL car insurance quotes.

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