Compare Higbee, MO Car Insurance Rates (2021)

Car insurance in Higbee, MO averages $261 a month. Higbee, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Higbee car insurance rates, compare quotes from the top car insurance companies in Higbee, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Higbee is Nationwide
  • The cheapest car insurance company in Higbee for teen drivers is Nationwide
  • Average car insurance rates in Higbee, MO are $3,132/year

If you need to buy Higbee, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Higbee, MO is right here.

You’ll find Higbee car insurance rates, the cheapest Higbee, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Higbee, Missouri car insurance rates to St. Charles car insurance rates, St. Joseph car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable Higbee, MO car insurance today? Enter your ZIP code for fast, free Higbee car insurance quotes.

Cheapest Higbee, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Higbee, MO car insurance rates? Every Higbee, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Higbee, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,086 $2,086 $1,854 $1,854 $5,582 $7,284 $2,086 $2,450
Farmers $2,262 $2,259 $2,025 $2,140 $9,059 $9,381 $2,573 $2,698
GEICO $1,787 $2,001 $1,383 $1,753 $5,499 $5,854 $1,647 $1,672
Liberty Mutual $2,605 $2,828 $2,146 $2,409 $8,639 $9,601 $2,749 $2,940
Nationwide $1,384 $1,416 $1,237 $1,313 $3,490 $4,480 $1,578 $1,710
Progressive $1,906 $1,789 $1,558 $1,602 $5,945 $6,693 $2,328 $2,381
State Farm $1,673 $1,673 $1,475 $1,475 $4,551 $5,779 $1,875 $2,122
USAA $1,489 $1,481 $1,339 $1,371 $4,285 $5,244 $1,860 $2,077

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Minimum Car Insurance in Higbee, MO

Every driver must carry the minimum car insurance in Higbee, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Higbee, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Higbee, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Higbee, MO. Compare credit history car insurance rates in Higbee from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Higbee, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $4,136 $2,902 $2,443
Farmers $4,635 $3,850 $3,664
GEICO $3,726 $2,429 $1,944
Liberty Mutual $6,094 $3,704 $2,921
Nationwide $2,449 $2,020 $1,759
Progressive $3,512 $2,897 $2,667
State Farm $3,446 $2,331 $1,958
USAA $3,981 $1,861 $1,337

Cheapest Higbee, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Higbee, MO to rates for a clean record with top companies.

Annual Higbee, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,401 $3,416 $4,106 $2,718
Farmers $3,532 $4,339 $4,248 $4,080
GEICO $2,121 $2,726 $3,654 $2,297
Liberty Mutual $3,093 $4,411 $4,562 $4,892
Nationwide $1,642 $2,093 $2,777 $1,792
Progressive $2,649 $3,474 $2,913 $3,066
State Farm $2,389 $2,767 $2,578 $2,578
USAA $1,942 $2,335 $3,183 $2,113

Cheapest Higbee, MO Car Insurance for Teen Drivers

Teen car insurance in Higbee, MO can be expensive. Take a look at rates from the top car insurance companies in Higbee for teenagers.

Annual Car Insurance Rates for Teen Drivers in Higbee, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,582 $7,284
Farmers $9,059 $9,381
GEICO $5,499 $5,854
Liberty Mutual $8,639 $9,601
Nationwide $3,490 $4,480
Progressive $5,945 $6,693
State Farm $4,551 $5,779
USAA $4,285 $5,244

Cheapest Higbee, MO Car Insurance for Seniors

Take a look at Higbee, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Higbee, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,854 $1,854
Farmers $2,025 $2,140
GEICO $1,383 $1,753
Liberty Mutual $2,146 $2,409
Nationwide $1,237 $1,313
Progressive $1,558 $1,602
State Farm $1,475 $1,475
USAA $1,339 $1,371

Cheapest Higbee, MO Car Insurance Rates After a DUI

A DUI in Higbee, MO increases car insurance rates. Compare Higbee, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Higbee, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $4,106
Farmers $4,248
GEICO $3,654
Liberty Mutual $4,562
Nationwide $2,777
Progressive $2,913
State Farm $2,578
USAA $3,183

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Cheapest Higbee, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Higbee, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Higbee, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,128 $3,192
Farmers $4,050 $4,050
GEICO $2,647 $2,752
Liberty Mutual $4,240 $4,240
Nationwide $2,076 $2,076
Progressive $3,025 $3,025
State Farm $2,515 $2,641
USAA $2,305 $2,481

The Best Cheap Car Insurance Companies in Higbee, MO

Take a look at a side-by-side comparison of the top car insurance companies in Higbee, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Higbee, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,160
Farmers $4,050
GEICO $2,700
Liberty Mutual $4,240
Nationwide $2,076
Progressive $3,025
State Farm $2,578
USAA $2,393

Category Winners: Cheapest Car Insurance in Higbee, Missouri

Find the cheapest car insurance companies in Higbee, MO for each category right here.

Best Annual Car Insurance Rates by Company in Higbee, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Higbee, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Higbee car insurance rates. Find the cheapest Higbee, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Higbee, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $3,071 $3,261 $3,149
Farmers $3,802 $4,012 $4,335
GEICO $2,545 $2,715 $2,839
Liberty Mutual $4,002 $4,258 $4,458
Nationwide $1,953 $2,095 $2,180
Progressive $2,726 $3,032 $3,318
State Farm $2,436 $2,587 $2,712
USAA $2,283 $2,385 $2,512

What affects car insurance rates in Higbee, Missouri?

What factors can have an impact on Higbee, MO car insurance? There are several reasons why Higbee car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Higbee, Missouri.

Commute Time in Higbee

The more time you spend in your car the higher the risk of an accident. The average commute length in Higbee, MO is 27.3 minutes according to City-Data.

Compare Car Insurance Quotes in Higbee, MO

Ready to find affordable Higbee, Missouri car insurance today? Enter your ZIP code for fast, free Higbee, MO car insurance quotes.

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