Compare Higganum, CT Car Insurance Rates (2021)

Car insurance in Higganum, CT averages $356 a month. Higganum, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Higganum car insurance rates, compare quotes from the top car insurance companies in Higganum, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Higganum for teen drivers is GEICO
  • Average car insurance rates in Higganum, CT are $4,273/year
  • Average car insurance rates in Higganum, CT after a DUI are $5,155/year

If you need to buy Higganum, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Higganum, CT is right here.

You’ll find Higganum car insurance rates, the cheapest Higganum, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Higganum, Connecticut car insurance rates to Danbury car insurance rates, Norwalk car insurance rates, and Hartford car insurance rates.

Ready to find affordable Higganum, CT car insurance today? Enter your ZIP code for fast, free Higganum car insurance quotes.

Cheapest Higganum, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Higganum, CT car insurance rates? Every Higganum, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Higganum, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,313 $3,291 $3,042 $3,255 $10,042 $11,850 $3,483 $3,677
GEICO $2,098 $2,104 $1,946 $1,962 $4,835 $5,722 $2,024 $1,966
Liberty Mutual $3,450 $3,746 $2,651 $3,262 $17,400 $19,594 $3,495 $3,815
Nationwide $2,062 $2,085 $1,858 $1,946 $5,616 $7,110 $2,382 $2,557
Progressive $2,654 $2,481 $2,266 $2,350 $11,152 $12,375 $3,048 $3,444
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,561 $1,584 $1,554 $1,549 $11,787 $18,959 $1,697 $1,914
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

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Minimum Car Insurance in Higganum, CT

Every driver must carry the minimum car insurance in Higganum, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Higganum, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Higganum, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Higganum, CT. Compare credit history car insurance rates in Higganum from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Higganum, Connecticut

Insurance Company Poor Fair Good
Allstate $6,664 $5,053 $4,015
GEICO $4,118 $2,485 $1,893
Liberty Mutual $10,187 $6,351 $4,992
Nationwide $4,229 $2,850 $2,527
Progressive $5,406 $4,855 $4,653
State Farm $3,705 $2,378 $1,917
Travelers $5,761 $4,802 $4,663
USAA $3,987 $2,690 $2,369

Cheapest Higganum, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Higganum, CT to rates for a clean record with top companies.

Annual Higganum, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,474 $5,504 $6,524 $4,474
GEICO $1,789 $2,345 $4,998 $2,196
Liberty Mutual $6,283 $7,873 $7,794 $6,756
Nationwide $2,618 $3,396 $3,882 $2,912
Progressive $4,230 $6,171 $4,445 $5,040
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $4,091 $4,429 $6,435 $5,347
USAA $2,343 $2,941 $4,435 $2,343

Cheapest Higganum, CT Car Insurance for Teen Drivers

Teen car insurance in Higganum, CT can be expensive. Take a look at rates from the top car insurance companies in Higganum for teenagers.

Annual Car Insurance Rates for Teen Drivers in Higganum, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,042 $11,850
GEICO $4,835 $5,722
Liberty Mutual $17,400 $19,594
Nationwide $5,616 $7,110
Progressive $11,152 $12,375
State Farm $4,921 $6,180
Travelers $11,787 $18,959
USAA $5,822 $6,120

Cheapest Higganum, CT Car Insurance for Seniors

Take a look at Higganum, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Higganum, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,042 $3,255
GEICO $1,946 $1,962
Liberty Mutual $2,651 $3,262
Nationwide $1,858 $1,946
Progressive $2,266 $2,350
State Farm $1,506 $1,506
Travelers $1,554 $1,549
USAA $1,727 $1,706

Cheapest Higganum, CT Car Insurance Rates After a DUI

A DUI in Higganum, CT increases car insurance rates. Compare Higganum, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Higganum, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,524
GEICO $4,998
Liberty Mutual $7,794
Nationwide $3,882
Progressive $4,445
State Farm $2,727
Travelers $6,435
USAA $4,435

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Cheapest Higganum, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Higganum, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Higganum, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,244 $5,244
GEICO $2,789 $2,875
Liberty Mutual $7,177 $7,177
Nationwide $3,202 $3,202
Progressive $4,971 $4,971
State Farm $2,602 $2,732
Travelers $5,075 $5,075
USAA $2,979 $3,051

The Best Cheap Car Insurance Companies in Higganum, CT

Take a look at a side-by-side comparison of the top car insurance companies in Higganum, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Higganum, Connecticut

Insurance Company Average Annual Rates
Allstate $5,244
GEICO $2,832
Liberty Mutual $7,177
Nationwide $3,202
Progressive $4,971
State Farm $2,667
Travelers $5,075
USAA $3,015

Category Winners: Cheapest Car Insurance in Higganum, Connecticut

Find the cheapest car insurance companies in Higganum, CT for each category right here.

Best Annual Car Insurance Rates by Company in Higganum, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Higganum, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Higganum car insurance rates. Find the cheapest Higganum, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Higganum, Connecticut

Insurance Company Low Medium High
Allstate $4,989 $5,238 $5,505
GEICO $2,630 $2,799 $3,068
Liberty Mutual $6,918 $7,128 $7,484
Nationwide $3,253 $3,223 $3,130
Progressive $4,676 $4,932 $5,306
State Farm $2,504 $2,671 $2,826
Travelers $4,721 $5,042 $5,464
USAA $2,826 $3,018 $3,202

What affects car insurance rates in Higganum, Connecticut?

What factors can have an impact on Higganum, CT car insurance? There are several reasons why Higganum car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Higganum, Connecticut.

Commute Time in Higganum

The more time you spend in your car the higher the risk of an accident. The average commute length in Higganum, CT is 38.2 minutes according to City-Data.

Compare Car Insurance Quotes in Higganum, CT

Ready to find affordable Higganum, Connecticut car insurance today? Enter your ZIP code for fast, free Higganum, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State