Compare Higgins, TX Car Insurance Rates (2021)

Car insurance in Higgins, TX averages $336 a month. Higgins, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Higgins car insurance rates, compare quotes from the top car insurance companies in Higgins, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Higgins is USAA
  • The cheapest car insurance company in Higgins for teen drivers is USAA
  • Average car insurance rates in Higgins, TX after a DUI are $4,565/year

If you need to buy Higgins, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Higgins, TX is right here.

You’ll find Higgins car insurance rates, the cheapest Higgins, TX car insurance companies, and information on Texas car insurance laws. You can also compare Higgins, Texas car insurance rates to Arlington car insurance rates, Austin car insurance rates, and Houston car insurance rates.

Ready to find affordable Higgins, TX car insurance today? Enter your ZIP code for fast, free Higgins car insurance quotes.

Cheapest Higgins, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Higgins, TX car insurance rates? Every Higgins, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Higgins, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,669 $3,570 $3,570 $9,262 $11,278 $4,500 $4,732
American Family $3,807 $4,160 $3,228 $3,640 $8,088 $10,761 $5,109 $5,806
GEICO $2,406 $2,529 $2,193 $2,379 $4,937 $5,209 $2,605 $2,669
Nationwide $2,671 $2,729 $2,351 $2,503 $7,453 $9,632 $3,124 $3,393
Progressive $2,679 $2,522 $2,370 $2,429 $10,994 $12,176 $3,139 $3,143
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

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Minimum Car Insurance in Higgins, TX

Every driver must carry the minimum car insurance in Higgins, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Higgins, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Higgins, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Higgins, TX. Compare credit history car insurance rates in Higgins from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Higgins, Texas

Insurance Company Poor Fair Good
Allstate $7,047 $5,140 $4,386
American Family $7,950 $4,704 $4,070
GEICO $4,803 $2,724 $1,820
Nationwide $5,100 $4,065 $3,531
Progressive $5,568 $4,793 $4,434
State Farm $3,491 $2,172 $1,730
USAA $3,624 $2,022 $1,606

Cheapest Higgins, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Higgins, TX to rates for a clean record with top companies.

Annual Higgins, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,367 $6,556 $6,805 $4,367
American Family $5,127 $6,410 $5,635 $5,127
GEICO $2,646 $3,395 $2,988 $3,435
Nationwide $3,658 $3,658 $5,466 $4,145
Progressive $4,299 $5,554 $5,026 $4,846
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,833 $2,638 $3,094 $2,103

Cheapest Higgins, TX Car Insurance for Teen Drivers

Teen car insurance in Higgins, TX can be expensive. Take a look at rates from the top car insurance companies in Higgins for teenagers.

Annual Car Insurance Rates for Teen Drivers in Higgins, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,262 $11,278
American Family $8,088 $10,761
GEICO $4,937 $5,209
Nationwide $7,453 $9,632
Progressive $10,994 $12,176
State Farm $4,064 $5,155
USAA $4,047 $4,518

Cheapest Higgins, TX Car Insurance for Seniors

Take a look at Higgins, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Higgins, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,570 $3,570
American Family $3,228 $3,640
GEICO $2,193 $2,379
Nationwide $2,351 $2,503
Progressive $2,370 $2,429
State Farm $1,556 $1,556
USAA $1,497 $1,531

Cheapest Higgins, TX Car Insurance Rates After a DUI

A DUI in Higgins, TX increases car insurance rates. Compare Higgins, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Higgins, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,805
American Family $5,635
GEICO $2,988
Nationwide $5,466
Progressive $5,026
State Farm $2,937
USAA $3,094

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Cheapest Higgins, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Higgins, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Higgins, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,399 $5,649
American Family $5,575 $5,575
GEICO $3,047 $3,185
Nationwide $4,232 $4,232
Progressive $4,931 $4,931
State Farm $2,464 $2,464
USAA $2,385 $2,449

The Best Cheap Car Insurance Companies in Higgins, TX

Take a look at a side-by-side comparison of the top car insurance companies in Higgins, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Higgins, Texas

Insurance Company Average Annual Rates
Allstate $5,524
American Family $5,575
GEICO $3,116
Nationwide $4,232
Progressive $4,931
State Farm $2,464
USAA $2,417

Category Winners: Cheapest Car Insurance in Higgins, Texas

Find the cheapest car insurance companies in Higgins, TX for each category right here.

Best Annual Car Insurance Rates by Company in Higgins, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Higgins, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Higgins car insurance rates. Find the cheapest Higgins, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Higgins, Texas

Insurance Company Low Medium High
Allstate $5,431 $5,489 $5,652
American Family $5,336 $5,454 $5,935
GEICO $3,022 $3,096 $3,230
Nationwide $4,596 $4,046 $4,054
Progressive $4,650 $4,897 $5,247
State Farm $2,350 $2,458 $2,585
USAA $2,364 $2,412 $2,475

What affects car insurance rates in Higgins, Texas?

What factors can have an impact on Higgins, TX car insurance? There are several reasons why Higgins car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Higgins, Texas.

Commute Time in Higgins

The more time you spend in your car the higher the risk of an accident. The average commute length in Higgins, TX is 27.3 minutes according to City-Data.

Compare Car Insurance Quotes in Higgins, TX

Ready to find affordable Higgins, Texas car insurance today? Enter your ZIP code for fast, free Higgins, TX car insurance quotes.

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