Compare High Point, NC Car Insurance Rates (2021)

Car insurance in High Point, NC averages $274 a month. High Point, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap High Point car insurance rates, compare quotes from the top car insurance companies in High Point, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in High Point for teen drivers is Liberty Mutual
  • The cheapest ZIP code in High Point is 27265
  • The cheapest car insurance company in High Point is Liberty Mutual

If you need to buy High Point, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in High Point, NC is right here.

You’ll find High Point car insurance rates, the cheapest High Point, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare High Point, North Carolina car insurance rates to High Point car insurance rates, Greensboro car insurance rates, and Concord car insurance rates.

Ready to find affordable High Point, NC car insurance today? Enter your ZIP code for fast, free High Point car insurance quotes.

Cheapest High Point, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect High Point, NC car insurance rates? Every High Point, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in High Point, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,111 $5,111 $4,192 $4,192 $12,321 $12,321 $5,212 $5,212
GEICO $2,468 $2,422 $2,435 $2,390 $4,603 $4,562 $2,161 $2,149
Liberty Mutual $1,856 $1,856 $1,921 $1,921 $3,308 $3,308 $1,856 $1,856
Nationwide $2,421 $2,421 $2,421 $2,421 $4,146 $4,146 $2,421 $2,421
Progressive $1,737 $1,737 $1,590 $1,590 $4,216 $4,216 $1,949 $1,949
State Farm $2,430 $2,430 $2,102 $2,102 $3,592 $3,592 $3,002 $3,002
Travelers $2,703 $2,703 $2,682 $2,682 $4,631 $4,631 $2,775 $2,775

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Minimum Car Insurance in High Point, NC

Every driver must carry the minimum car insurance in High Point, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in High Point, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest High Point, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in High Point, NC. Compare credit history car insurance rates in High Point from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in High Point, North Carolina

Insurance Company Poor Fair Good
Allstate $9,045 $5,899 $5,183
GEICO $3,137 $2,885 $2,674
Liberty Mutual $2,235 $2,235 $2,235
Nationwide $2,853 $2,853 $2,853
Progressive $2,675 $2,316 $2,127
State Farm $3,904 $2,498 $1,942
Travelers $3,413 $3,108 $3,072

Cheapest High Point, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in High Point, NC to rates for a clean record with top companies.

Annual High Point, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,639 $6,415 $11,871 $4,911
GEICO $1,575 $2,324 $5,539 $2,157
Liberty Mutual $1,334 $1,711 $4,185 $1,711
Nationwide $1,684 $2,173 $5,382 $2,173
Progressive $1,124 $1,634 $5,151 $1,582
State Farm $1,480 $2,144 $5,356 $2,144
Travelers $1,905 $2,497 $5,931 $2,458

Cheapest High Point, NC Car Insurance for Teen Drivers

Teen car insurance in High Point, NC can be expensive. Take a look at rates from the top car insurance companies in High Point for teenagers.

Annual Car Insurance Rates for Teen Drivers in High Point, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,321 $12,321
GEICO $4,603 $4,562
Liberty Mutual $3,308 $3,308
Nationwide $4,146 $4,146
Progressive $4,216 $4,216
State Farm $3,592 $3,592
Travelers $4,631 $4,631

Cheapest High Point, NC Car Insurance for Seniors

Take a look at High Point, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in High Point, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,192 $4,192
GEICO $2,435 $2,390
Liberty Mutual $1,921 $1,921
Nationwide $2,421 $2,421
Progressive $1,590 $1,590
State Farm $2,102 $2,102
Travelers $2,682 $2,682

Cheapest High Point, NC Car Insurance Rates After a DUI

A DUI in High Point, NC increases car insurance rates. Compare High Point, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in High Point, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,871
GEICO $5,539
Liberty Mutual $4,185
Nationwide $5,382
Progressive $5,151
State Farm $5,356
Travelers $5,931

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Cheapest High Point, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in High Point, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in High Point, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,709 $6,709
GEICO $2,899 $2,899
Liberty Mutual $2,235 $2,235
Nationwide $2,853 $2,853
Progressive $2,373 $2,373
State Farm $2,774 $2,789
Travelers $3,198 $3,198

Cheapest High Point, NC Car Insurance Rates by ZIP Code

High Point car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in High Point, NC.

Annual Car Insurance Rates by ZIP Code in High Point, North Carolina

ZIP Code Average Annual Rates
27260 $3,208
27262 $3,189
27263 $3,196
27265 $2,635
27268 $3,329
27282 $2,674

The Best Cheap Car Insurance Companies in High Point, NC

Take a look at a side-by-side comparison of the top car insurance companies in High Point, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in High Point, North Carolina

Insurance Company Average Annual Rates
Allstate $6,709
GEICO $2,899
Liberty Mutual $2,235
Nationwide $2,853
Progressive $2,373
State Farm $2,781
Travelers $3,198

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Category Winners: Cheapest Car Insurance in High Point, North Carolina

Find the cheapest car insurance companies in High Point, NC for each category right here.

Best Annual Car Insurance Rates by Company in High Point, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Cheapest High Point, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your High Point car insurance rates. Find the cheapest High Point, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in High Point, North Carolina

Insurance Company Low Medium High
Allstate $6,440 $6,681 $7,006
GEICO $2,763 $2,888 $3,045
Liberty Mutual $2,123 $2,221 $2,362
Nationwide $2,728 $2,838 $2,992
Progressive $2,241 $2,357 $2,520
State Farm $2,654 $2,766 $2,924
Travelers $3,056 $3,180 $3,357

What affects car insurance rates in High Point, North Carolina?

What factors can have an impact on High Point, NC car insurance? There are several reasons why High Point car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in High Point, North Carolina.

Commute Time in High Point

The more time you spend in your car the higher the risk of an accident. The average commute length in High Point, NC is 20.8 minutes according to City-Data.

Traffic in High Point

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. High Point, NC traffic data from INRIX ranks High Point as the 880th-most congested in the world.

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Compare Car Insurance Quotes in High Point, NC

Ready to find affordable High Point, North Carolina car insurance today? Enter your ZIP code for fast, free High Point, NC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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