Compare High Shoals, GA Car Insurance Rates (2021)

Car insurance in High Shoals, GA averages $394 a month. High Shoals, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap High Shoals car insurance rates, compare quotes from the top car insurance companies in High Shoals, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in High Shoals, GA are $4,732/year
  • The cheapest car insurance company in High Shoals for teen drivers is USAA
  • Average car insurance rates in High Shoals, GA after a DUI are $5,913/year

If you need to buy High Shoals, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in High Shoals, GA is right here.

You’ll find High Shoals car insurance rates, the cheapest High Shoals, GA car insurance companies, and information on Georgia car insurance laws. You can also compare High Shoals, Georgia car insurance rates to Atlanta car insurance rates, Johns Creek car insurance rates, and Alpharetta car insurance rates.

Ready to find affordable High Shoals, GA car insurance today? Enter your ZIP code for fast, free High Shoals car insurance quotes.

Cheapest High Shoals, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect High Shoals, GA car insurance rates? Every High Shoals, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in High Shoals, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,853 $2,853 $2,725 $2,725 $6,601 $8,512 $3,190 $3,484
GEICO $2,404 $2,380 $2,337 $2,337 $7,704 $9,203 $3,100 $3,458
Liberty Mutual $5,168 $5,623 $4,225 $4,787 $21,753 $24,279 $5,492 $5,857
Nationwide $3,039 $3,141 $2,999 $3,292 $9,263 $11,919 $3,686 $3,996
Progressive $2,300 $2,137 $1,973 $2,068 $7,147 $7,929 $2,678 $2,830
State Farm $2,200 $2,200 $1,975 $1,975 $5,876 $7,715 $2,414 $2,610
USAA $1,710 $1,708 $1,593 $1,597 $6,172 $7,298 $2,129 $2,350

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Minimum Car Insurance in High Shoals, GA

Every driver must carry the minimum car insurance in High Shoals, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in High Shoals, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest High Shoals, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in High Shoals, GA. Compare credit history car insurance rates in High Shoals from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in High Shoals, Georgia

Insurance Company Poor Fair Good
Allstate $5,331 $3,709 $3,314
GEICO $5,539 $3,426 $3,382
Liberty Mutual $13,830 $8,474 $6,641
Nationwide $6,139 $4,987 $4,374
Progressive $4,103 $3,529 $3,266
State Farm $4,777 $2,976 $2,358
USAA $3,992 $2,813 $2,403

Cheapest High Shoals, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in High Shoals, GA to rates for a clean record with top companies.

Annual High Shoals, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,408 $5,220 $4,262 $3,581
GEICO $2,641 $3,287 $7,413 $3,121
Liberty Mutual $7,320 $10,004 $11,509 $9,760
Nationwide $3,992 $4,674 $7,173 $4,828
Progressive $2,865 $4,996 $3,338 $3,332
State Farm $3,071 $3,670 $3,371 $3,371
USAA $2,351 $2,978 $4,329 $2,621

Cheapest High Shoals, GA Car Insurance for Teen Drivers

Teen car insurance in High Shoals, GA can be expensive. Take a look at rates from the top car insurance companies in High Shoals for teenagers.

Annual Car Insurance Rates for Teen Drivers in High Shoals, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,601 $8,512
GEICO $7,704 $9,203
Liberty Mutual $21,753 $24,279
Nationwide $9,263 $11,919
Progressive $7,147 $7,929
State Farm $5,876 $7,715
USAA $6,172 $7,298

Cheapest High Shoals, GA Car Insurance for Seniors

Take a look at High Shoals, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in High Shoals, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,725 $2,725
GEICO $2,337 $2,337
Liberty Mutual $4,225 $4,787
Nationwide $2,999 $3,292
Progressive $1,973 $2,068
State Farm $1,975 $1,975
USAA $1,593 $1,597

Cheapest High Shoals, GA Car Insurance Rates After a DUI

A DUI in High Shoals, GA increases car insurance rates. Compare High Shoals, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in High Shoals, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,262
GEICO $7,413
Liberty Mutual $11,509
Nationwide $7,173
Progressive $3,338
State Farm $3,371
USAA $4,329

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Cheapest High Shoals, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in High Shoals, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in High Shoals, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,025 $4,211
GEICO $4,050 $4,181
Liberty Mutual $9,648 $9,648
Nationwide $5,167 $5,167
Progressive $3,633 $3,633
State Farm $3,371 $3,371
USAA $2,930 $3,209

The Best Cheap Car Insurance Companies in High Shoals, GA

Take a look at a side-by-side comparison of the top car insurance companies in High Shoals, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in High Shoals, Georgia

Insurance Company Average Annual Rates
Allstate $4,118
GEICO $4,115
Liberty Mutual $9,648
Nationwide $5,167
Progressive $3,633
State Farm $3,371
USAA $3,070

Category Winners: Cheapest Car Insurance in High Shoals, Georgia

Find the cheapest car insurance companies in High Shoals, GA for each category right here.

Best Annual Car Insurance Rates by Company in High Shoals, Georgia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest High Shoals, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your High Shoals car insurance rates. Find the cheapest High Shoals, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in High Shoals, Georgia

Insurance Company Low Medium High
Allstate $3,816 $4,157 $4,380
GEICO $3,771 $4,139 $4,436
Liberty Mutual $9,282 $9,601 $10,061
Nationwide $5,039 $5,254 $5,207
Progressive $3,385 $3,585 $3,928
State Farm $3,156 $3,373 $3,583
USAA $2,925 $3,053 $3,231

What affects car insurance rates in High Shoals, Georgia?

What factors can have an impact on High Shoals, GA car insurance? There are several reasons why High Shoals car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in High Shoals, Georgia.

Commute Time in High Shoals

The more time you spend in your car the higher the risk of an accident. The average commute length in High Shoals, GA is 24.1 minutes according to City-Data.

Compare Car Insurance Quotes in High Shoals, GA

Ready to find affordable High Shoals, Georgia car insurance today? Enter your ZIP code for fast, free High Shoals, GA car insurance quotes.

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