Compare Highland City, FL Car Insurance Rates (2021)

Car insurance in Highland City, FL averages $366 a month. Highland City, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Highland City car insurance rates, compare quotes from the top car insurance companies in Highland City, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Highland City, FL after a DUI are $5,274/year
  • Average car insurance rates in Highland City, FL are $4,386/year
  • The cheapest car insurance company in Highland City is USAA

If you need to buy Highland City, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Highland City, FL is right here.

You’ll find Highland City car insurance rates, the cheapest Highland City, FL car insurance companies, and information on Florida car insurance laws. You can also compare Highland City, Florida car insurance rates to Port St. Lucie car insurance rates, Miami car insurance rates, and Tallahassee car insurance rates.

Ready to find affordable Highland City, FL car insurance today? Enter your ZIP code for fast, free Highland City car insurance quotes.

Cheapest Highland City, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Highland City, FL car insurance rates? Every Highland City, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Highland City, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,181 $3,978 $3,625 $3,677 $14,510 $15,658 $4,164 $4,217
GEICO $3,062 $3,072 $2,872 $2,872 $5,521 $6,954 $3,373 $3,422
Liberty Mutual $3,404 $3,404 $3,119 $3,119 $7,172 $11,039 $3,404 $4,607
Nationwide $2,784 $2,747 $2,486 $2,572 $6,653 $8,184 $3,062 $3,183
Progressive $3,583 $3,380 $3,073 $3,292 $10,077 $11,000 $4,317 $4,140
State Farm $1,887 $1,887 $1,712 $1,712 $5,237 $6,748 $2,093 $2,233
USAA $1,671 $1,642 $1,564 $1,549 $5,746 $6,671 $2,084 $2,247

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Minimum Car Insurance in Highland City, FL

Every driver must carry the minimum car insurance in Highland City, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Highland City, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Highland City, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Highland City, FL. Compare credit history car insurance rates in Highland City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Highland City, Florida

Insurance Company Poor Fair Good
Allstate $9,408 $5,982 $4,863
GEICO $5,689 $3,427 $2,564
Liberty Mutual $6,319 $4,641 $3,765
Nationwide $4,957 $3,635 $3,285
Progressive $6,983 $4,959 $4,131
State Farm $4,012 $2,638 $2,167
USAA $4,700 $2,310 $1,681

Cheapest Highland City, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Highland City, FL to rates for a clean record with top companies.

Annual Highland City, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,810 $6,974 $7,761 $6,460
GEICO $2,703 $3,463 $5,169 $4,238
Liberty Mutual $3,552 $4,599 $6,649 $4,834
Nationwide $3,383 $3,711 $4,987 $3,755
Progressive $4,223 $6,263 $5,264 $5,681
State Farm $2,688 $3,189 $2,939 $2,939
USAA $2,265 $2,799 $4,148 $2,375

Cheapest Highland City, FL Car Insurance for Teen Drivers

Teen car insurance in Highland City, FL can be expensive. Take a look at rates from the top car insurance companies in Highland City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Highland City, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,510 $15,658
GEICO $5,521 $6,954
Liberty Mutual $7,172 $11,039
Nationwide $6,653 $8,184
Progressive $10,077 $11,000
State Farm $5,237 $6,748
USAA $5,746 $6,671

Cheapest Highland City, FL Car Insurance for Seniors

Take a look at Highland City, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Highland City, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,625 $3,677
GEICO $2,872 $2,872
Liberty Mutual $3,119 $3,119
Nationwide $2,486 $2,572
Progressive $3,073 $3,292
State Farm $1,712 $1,712
USAA $1,564 $1,549

Cheapest Highland City, FL Car Insurance Rates After a DUI

A DUI in Highland City, FL increases car insurance rates. Compare Highland City, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Highland City, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,761
GEICO $5,169
Liberty Mutual $6,649
Nationwide $4,987
Progressive $5,264
State Farm $2,939
USAA $4,148

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Cheapest Highland City, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Highland City, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Highland City, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,561 $6,942
GEICO $3,874 $3,912
Liberty Mutual $4,750 $5,067
Nationwide $3,959 $3,959
Progressive $5,358 $5,358
State Farm $2,837 $3,041
USAA $2,864 $2,930

The Best Cheap Car Insurance Companies in Highland City, FL

Take a look at a side-by-side comparison of the top car insurance companies in Highland City, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Highland City, Florida

Insurance Company Average Annual Rates
Allstate $6,751
GEICO $3,893
Liberty Mutual $4,908
Nationwide $3,959
Progressive $5,358
State Farm $2,939
USAA $2,897

Category Winners: Cheapest Car Insurance in Highland City, Florida

Find the cheapest car insurance companies in Highland City, FL for each category right here.

Best Annual Car Insurance Rates by Company in Highland City, Florida

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Highland City, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Highland City car insurance rates. Find the cheapest Highland City, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Highland City, Florida

Insurance Company Low Medium High
Allstate $5,397 $7,059 $7,798
GEICO $3,114 $4,044 $4,522
Liberty Mutual $4,517 $4,982 $5,226
Nationwide $3,134 $4,114 $4,628
Progressive $4,561 $5,473 $6,040
State Farm $2,504 $3,011 $3,301
USAA $2,466 $3,009 $3,216

What affects car insurance rates in Highland City, Florida?

What factors can have an impact on Highland City, FL car insurance? There are several reasons why Highland City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Highland City, Florida.

Commute Time in Highland City

The more time you spend in your car the higher the risk of an accident. The average commute length in Highland City, FL is 24.8 minutes according to City-Data.

Compare Car Insurance Quotes in Highland City, FL

Ready to find affordable Highland City, Florida car insurance today? Enter your ZIP code for fast, free Highland City, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State