Compare Highland, IN Car Insurance Rates (2021)

Car insurance in Highland, IN averages $308 a month. Highland, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Highland car insurance rates, compare quotes from the top car insurance companies in Highland, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Highland, IN are $3,697/year
  • Average car insurance rates in Highland, IN after a DUI are $4,404/year
  • The cheapest car insurance company in Highland for teen drivers is USAA

If you need to buy Highland, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Highland, IN is right here.

You’ll find Highland car insurance rates, the cheapest Highland, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Highland, Indiana car insurance rates to Evansville car insurance rates, South Bend car insurance rates, and Carmel car insurance rates.

Ready to find affordable Highland, IN car insurance today? Enter your ZIP code for fast, free Highland car insurance quotes.

Cheapest Highland, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Highland, IN car insurance rates? Every Highland, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Highland, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,680 $2,740 $2,359 $2,581 $8,411 $10,630 $2,708 $2,944
American Family $2,674 $2,674 $2,409 $2,409 $7,485 $10,799 $2,674 $3,274
Farmers $1,776 $1,751 $1,518 $1,708 $9,667 $10,314 $2,349 $2,537
GEICO $1,828 $1,824 $1,725 $1,804 $5,458 $5,044 $2,097 $1,831
Liberty Mutual $4,475 $4,475 $4,114 $4,114 $9,779 $14,757 $4,475 $6,129
Nationwide $1,757 $1,797 $1,544 $1,647 $5,054 $6,558 $2,055 $2,245
Progressive $1,834 $1,730 $1,664 $1,674 $10,941 $12,301 $2,302 $2,341
State Farm $1,589 $1,589 $1,434 $1,434 $5,007 $6,394 $1,767 $1,963
Travelers $1,248 $1,270 $1,168 $1,168 $7,665 $12,090 $1,319 $1,532
USAA $1,158 $1,138 $1,088 $1,090 $3,287 $3,650 $1,566 $1,666

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Minimum Car Insurance in Highland, IN

Every driver must carry the minimum car insurance in Highland, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Highland, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Highland, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Highland, IN. Compare credit history car insurance rates in Highland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Highland, Indiana

Insurance Company Poor Fair Good
Allstate $5,433 $4,041 $3,670
American Family $5,891 $3,816 $3,192
Farmers $4,611 $3,761 $3,486
GEICO $3,254 $2,701 $2,149
Liberty Mutual $8,705 $5,670 $5,244
Nationwide $3,229 $2,724 $2,543
Progressive $4,787 $4,249 $4,010
State Farm $3,850 $2,303 $1,788
Travelers $3,824 $3,239 $3,236
USAA $2,451 $1,634 $1,405

Cheapest Highland, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Highland, IN to rates for a clean record with top companies.

Annual Highland, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,484 $5,143 $4,744 $4,155
American Family $2,969 $4,705 $5,988 $3,537
Farmers $3,537 $4,120 $4,250 $3,904
GEICO $1,757 $2,789 $3,818 $2,442
Liberty Mutual $5,097 $6,012 $9,432 $5,617
Nationwide $2,440 $3,136 $3,008 $2,744
Progressive $3,244 $5,745 $3,877 $4,528
State Farm $2,581 $2,846 $2,581 $2,581
Travelers $2,915 $3,604 $4,085 $3,127
USAA $1,378 $1,972 $2,259 $1,712

Cheapest Highland, IN Car Insurance for Teen Drivers

Teen car insurance in Highland, IN can be expensive. Take a look at rates from the top car insurance companies in Highland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Highland, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,411 $10,630
American Family $7,485 $10,799
Farmers $9,667 $10,314
GEICO $5,458 $5,044
Liberty Mutual $9,779 $14,757
Nationwide $5,054 $6,558
Progressive $10,941 $12,301
State Farm $5,007 $6,394
Travelers $7,665 $12,090
USAA $3,287 $3,650

Cheapest Highland, IN Car Insurance for Seniors

Take a look at Highland, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Highland, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,359 $2,581
American Family $2,409 $2,409
Farmers $1,518 $1,708
GEICO $1,725 $1,804
Liberty Mutual $4,114 $4,114
Nationwide $1,544 $1,647
Progressive $1,664 $1,674
State Farm $1,434 $1,434
Travelers $1,168 $1,168
USAA $1,088 $1,090

Cheapest Highland, IN Car Insurance Rates After a DUI

A DUI in Highland, IN increases car insurance rates. Compare Highland, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Highland, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,744
American Family $5,988
Farmers $4,250
GEICO $3,818
Liberty Mutual $9,432
Nationwide $3,008
Progressive $3,877
State Farm $2,581
Travelers $4,085
USAA $2,259

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Cheapest Highland, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Highland, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Highland, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,381 $4,381
American Family $4,248 $4,352
Farmers $3,953 $3,953
GEICO $2,654 $2,749
Liberty Mutual $6,366 $6,713
Nationwide $2,832 $2,832
Progressive $4,348 $4,348
State Farm $2,573 $2,722
Travelers $3,433 $3,433
USAA $1,806 $1,854

The Best Cheap Car Insurance Companies in Highland, IN

Take a look at a side-by-side comparison of the top car insurance companies in Highland, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Highland, Indiana

Insurance Company Average Annual Rates
Allstate $4,381
American Family $4,300
Farmers $3,953
GEICO $2,701
Liberty Mutual $6,540
Nationwide $2,832
Progressive $4,348
State Farm $2,647
Travelers $3,433
USAA $1,830

Category Winners: Cheapest Car Insurance in Highland, Indiana

Find the cheapest car insurance companies in Highland, IN for each category right here.

Best Annual Car Insurance Rates by Company in Highland, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Highland, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Highland car insurance rates. Find the cheapest Highland, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Highland, Indiana

Insurance Company Low Medium High
Allstate $4,160 $4,361 $4,623
American Family $4,250 $4,440 $4,209
Farmers $3,806 $3,944 $4,108
GEICO $2,510 $2,695 $2,899
Liberty Mutual $6,317 $6,520 $6,782
Nationwide $2,860 $2,807 $2,829
Progressive $4,086 $4,275 $4,685
State Farm $2,504 $2,647 $2,791
Travelers $3,372 $3,465 $3,461
USAA $1,753 $1,825 $1,913

What affects car insurance rates in Highland, Indiana?

What factors can have an impact on Highland, IN car insurance? There are several reasons why Highland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Highland, Indiana.

Car Theft in Highland

High levels of vehicle theft can make car insurance more expensive. Highland, IN car theft statistics from the FBI indicate 46 vehicle thefts a year.

Commute Time in Highland

The more time you spend in your car the higher the risk of an accident. The average commute length in Highland, IN is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in Highland, IN

Ready to find affordable Highland, Indiana car insurance today? Enter your ZIP code for fast, free Highland, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State