Compare Highland Lake, AL Car Insurance Rates (2021)

Car insurance in Highland Lake, AL averages $316 a month. Highland Lake, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Highland Lake car insurance rates, compare quotes from the top car insurance companies in Highland Lake, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Highland Lake is USAA
  • Average car insurance rates in Highland Lake, AL are $3,792/year
  • Average car insurance rates in Highland Lake, AL after a DUI are $4,333/year

If you need to buy Highland Lake, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Highland Lake, AL is right here.

You’ll find Highland Lake car insurance rates, the cheapest Highland Lake, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Highland Lake, Alabama car insurance rates to Huntsville car insurance rates, Tuscaloosa car insurance rates, and Birmingham car insurance rates.

Ready to find affordable Highland Lake, AL car insurance today? Enter your ZIP code for fast, free Highland Lake car insurance quotes.

Cheapest Highland Lake, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Highland Lake, AL car insurance rates? Every Highland Lake, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Highland Lake, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,016 $1,921 $1,821 $1,856 $6,983 $7,489 $2,260 $2,314
Farmers $2,476 $2,455 $2,213 $2,347 $9,554 $9,828 $2,830 $2,955
GEICO $2,292 $2,292 $2,178 $2,261 $6,182 $6,096 $2,423 $2,261
Liberty Mutual $3,153 $3,405 $2,581 $2,883 $11,526 $12,810 $3,366 $3,594
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,399 $2,248 $1,962 $2,105 $9,824 $10,957 $2,801 $2,971
State Farm $3,055 $3,055 $2,758 $2,758 $9,218 $11,523 $3,450 $3,997
Travelers $1,506 $1,529 $1,414 $1,408 $8,010 $12,538 $1,426 $1,638
USAA $1,327 $1,347 $1,238 $1,212 $3,975 $4,408 $1,732 $1,868

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Minimum Car Insurance in Highland Lake, AL

Every driver must carry the minimum car insurance in Highland Lake, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Highland Lake, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Highland Lake, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Highland Lake, AL. Compare credit history car insurance rates in Highland Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Highland Lake, Alabama

Insurance Company Poor Fair Good
Allstate $4,116 $3,234 $2,647
Farmers $4,857 $4,180 $3,960
GEICO $4,135 $2,945 $2,664
Liberty Mutual $7,763 $4,753 $3,728
Nationwide $3,130 $2,444 $2,211
Progressive $4,977 $4,266 $3,982
State Farm $8,067 $4,086 $2,777
Travelers $4,019 $3,484 $3,549
USAA $2,877 $1,869 $1,668

Cheapest Highland Lake, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Highland Lake, AL to rates for a clean record with top companies.

Annual Highland Lake, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,833 $3,338 $3,958 $3,201
Farmers $3,639 $4,713 $4,596 $4,381
GEICO $2,174 $3,528 $4,396 $2,894
Liberty Mutual $4,241 $5,916 $5,781 $5,721
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $3,984 $5,007 $4,270 $4,372
State Farm $4,494 $5,567 $4,923 $4,923
Travelers $3,066 $3,218 $4,712 $3,739
USAA $1,644 $2,064 $3,067 $1,778

Cheapest Highland Lake, AL Car Insurance for Teen Drivers

Teen car insurance in Highland Lake, AL can be expensive. Take a look at rates from the top car insurance companies in Highland Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Highland Lake, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,983 $7,489
Farmers $9,554 $9,828
GEICO $6,182 $6,096
Liberty Mutual $11,526 $12,810
Nationwide $4,472 $5,749
Progressive $9,824 $10,957
State Farm $9,218 $11,523
Travelers $8,010 $12,538
USAA $3,975 $4,408

Cheapest Highland Lake, AL Car Insurance for Seniors

Take a look at Highland Lake, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Highland Lake, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,821 $1,856
Farmers $2,213 $2,347
GEICO $2,178 $2,261
Liberty Mutual $2,581 $2,883
Nationwide $1,548 $1,600
Progressive $1,962 $2,105
State Farm $2,758 $2,758
Travelers $1,414 $1,408
USAA $1,238 $1,212

Cheapest Highland Lake, AL Car Insurance Rates After a DUI

A DUI in Highland Lake, AL increases car insurance rates. Compare Highland Lake, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Highland Lake, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,958
Farmers $4,596
GEICO $4,396
Liberty Mutual $5,781
Nationwide $3,298
Progressive $4,270
State Farm $4,923
Travelers $4,712
USAA $3,067

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Cheapest Highland Lake, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Highland Lake, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Highland Lake, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,333 $3,333
Farmers $4,332 $4,332
GEICO $3,191 $3,305
Liberty Mutual $5,415 $5,415
Nationwide $2,595 $2,595
Progressive $4,408 $4,408
State Farm $4,859 $5,094
Travelers $3,684 $3,684
USAA $2,040 $2,236

The Best Cheap Car Insurance Companies in Highland Lake, AL

Take a look at a side-by-side comparison of the top car insurance companies in Highland Lake, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Highland Lake, Alabama

Insurance Company Average Annual Rates
Allstate $3,333
Farmers $4,332
GEICO $3,248
Liberty Mutual $5,415
Nationwide $2,595
Progressive $4,408
State Farm $4,977
Travelers $3,684
USAA $2,138

Category Winners: Cheapest Car Insurance in Highland Lake, Alabama

Find the cheapest car insurance companies in Highland Lake, AL for each category right here.

Best Annual Car Insurance Rates by Company in Highland Lake, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Highland Lake, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Highland Lake car insurance rates. Find the cheapest Highland Lake, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Highland Lake, Alabama

Insurance Company Low Medium High
Allstate $3,217 $3,327 $3,454
Farmers $4,110 $4,281 $4,606
GEICO $3,005 $3,236 $3,504
Liberty Mutual $5,184 $5,391 $5,669
Nationwide $2,578 $2,574 $2,635
Progressive $3,942 $4,381 $4,902
State Farm $4,725 $4,969 $5,235
Travelers $3,514 $3,757 $3,780
USAA $2,064 $2,127 $2,223

What affects car insurance rates in Highland Lake, Alabama?

What factors can have an impact on Highland Lake, AL car insurance? There are several reasons why Highland Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Highland Lake, Alabama.

Commute Time in Highland Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Highland Lake, AL is 32.6 minutes according to City-Data.

Compare Car Insurance Quotes in Highland Lake, AL

Ready to find affordable Highland Lake, Alabama car insurance today? Enter your ZIP code for fast, free Highland Lake, AL car insurance quotes.

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