Compare Highland Mills, NY Car Insurance Rates (2021)

Car insurance in Highland Mills, NY averages $388 a month. Highland Mills, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Highland Mills car insurance rates, compare quotes from the top car insurance companies in Highland Mills, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Highland Mills for teen drivers is GEICO
  • Average car insurance rates in Highland Mills, NY are $4,661/year
  • The cheapest car insurance company in Highland Mills is GEICO

If you need to buy Highland Mills, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Highland Mills, NY is right here.

You’ll find Highland Mills car insurance rates, the cheapest Highland Mills, NY car insurance companies, and information on New York car insurance laws. You can also compare Highland Mills, New York car insurance rates to Buffalo car insurance rates, Utica car insurance rates, and Mount Vernon car insurance rates.

Ready to find affordable Highland Mills, NY car insurance today? Enter your ZIP code for fast, free Highland Mills car insurance quotes.

Cheapest Highland Mills, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Highland Mills, NY car insurance rates? Every Highland Mills, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Highland Mills, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,849 $3,586 $3,640 $3,700 $11,926 $12,832 $3,726 $3,747
GEICO $2,079 $1,999 $2,020 $1,990 $4,497 $6,661 $1,868 $1,912
Liberty Mutual $5,156 $5,156 $4,799 $4,799 $10,086 $16,390 $5,156 $5,477
Nationwide $3,294 $3,294 $3,100 $3,100 $6,028 $9,066 $3,294 $4,252
Progressive $2,549 $2,346 $2,006 $2,050 $8,707 $9,605 $3,266 $3,134
State Farm $3,062 $3,062 $2,673 $2,673 $8,995 $11,535 $3,371 $3,537
Travelers $3,595 $3,549 $3,256 $3,444 $8,279 $9,748 $3,775 $3,868
USAA $1,538 $1,507 $1,401 $1,395 $6,311 $7,498 $1,956 $2,151

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Highland Mills, NY

Every driver must carry the minimum car insurance in Highland Mills, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Highland Mills, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Highland Mills, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Highland Mills, NY. Compare credit history car insurance rates in Highland Mills from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Highland Mills, New York

Insurance Company Poor Fair Good
Allstate $8,498 $4,916 $4,213
GEICO $3,608 $2,649 $2,378
Liberty Mutual $9,988 $6,520 $4,874
Nationwide $4,429 $4,429 $4,429
Progressive $6,763 $3,399 $2,462
State Farm $6,867 $4,306 $3,417
Travelers $6,900 $4,254 $3,664
USAA $4,555 $2,309 $2,045

Cheapest Highland Mills, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Highland Mills, NY to rates for a clean record with top companies.

Annual Highland Mills, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,907 $4,907 $7,380 $6,310
GEICO $2,219 $2,421 $4,654 $2,219
Liberty Mutual $5,674 $5,674 $11,486 $5,674
Nationwide $3,344 $3,344 $7,603 $3,424
Progressive $4,088 $4,088 $4,542 $4,114
State Farm $4,630 $4,630 $5,097 $5,097
Travelers $4,197 $5,289 $5,361 $4,911
USAA $2,634 $2,678 $3,889 $2,678

Cheapest Highland Mills, NY Car Insurance for Teen Drivers

Teen car insurance in Highland Mills, NY can be expensive. Take a look at rates from the top car insurance companies in Highland Mills for teenagers.

Annual Car Insurance Rates for Teen Drivers in Highland Mills, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,926 $12,832
GEICO $4,497 $6,661
Liberty Mutual $10,086 $16,390
Nationwide $6,028 $9,066
Progressive $8,707 $9,605
State Farm $8,995 $11,535
Travelers $8,279 $9,748
USAA $6,311 $7,498

Cheapest Highland Mills, NY Car Insurance for Seniors

Take a look at Highland Mills, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Highland Mills, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,640 $3,700
GEICO $2,020 $1,990
Liberty Mutual $4,799 $4,799
Nationwide $3,100 $3,100
Progressive $2,006 $2,050
State Farm $2,673 $2,673
Travelers $3,256 $3,444
USAA $1,401 $1,395

Cheapest Highland Mills, NY Car Insurance Rates After a DUI

A DUI in Highland Mills, NY increases car insurance rates. Compare Highland Mills, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Highland Mills, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,380
GEICO $4,654
Liberty Mutual $11,486
Nationwide $7,603
Progressive $4,542
State Farm $5,097
Travelers $5,361
USAA $3,889

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Highland Mills, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Highland Mills, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Highland Mills, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,793 $5,959
GEICO $2,793 $2,963
Liberty Mutual $6,927 $7,328
Nationwide $4,429 $4,429
Progressive $4,208 $4,208
State Farm $4,688 $5,039
Travelers $4,939 $4,939
USAA $2,940 $2,999

The Best Cheap Car Insurance Companies in Highland Mills, NY

Take a look at a side-by-side comparison of the top car insurance companies in Highland Mills, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Highland Mills, New York

Insurance Company Average Annual Rates
Allstate $5,876
GEICO $2,878
Liberty Mutual $7,127
Nationwide $4,429
Progressive $4,208
State Farm $4,863
Travelers $4,939
USAA $2,970

Category Winners: Cheapest Car Insurance in Highland Mills, New York

Find the cheapest car insurance companies in Highland Mills, NY for each category right here.

Best Annual Car Insurance Rates by Company in Highland Mills, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Highland Mills, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Highland Mills car insurance rates. Find the cheapest Highland Mills, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Highland Mills, New York

Insurance Company Low Medium High
Allstate $5,501 $5,852 $6,274
GEICO $2,715 $2,866 $3,054
Liberty Mutual $6,809 $7,106 $7,467
Nationwide $4,156 $4,391 $4,739
Progressive $3,962 $4,176 $4,485
State Farm $4,629 $4,889 $5,072
Travelers $4,673 $4,886 $5,258
USAA $2,875 $2,953 $3,080

Compare Car Insurance Quotes in Highland Mills, NY

Ready to find affordable Highland Mills, New York car insurance today? Enter your ZIP code for fast, free Highland Mills, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption