Compare Highlands-Baywood Park, CA Car Insurance Rates (2021)

Car insurance in Highlands-Baywood Park, CA averages $287 a month. Highlands-Baywood Park, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Highlands-Baywood Park car insurance rates, compare quotes from the top car insurance companies in Highlands-Baywood Park, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Highlands-Baywood Park, CA are $3,439/year
  • The cheapest car insurance company in Highlands-Baywood Park for teen drivers is USAA
  • Average car insurance rates in Highlands-Baywood Park, CA after a DUI are $4,820/year

If you need to buy Highlands-Baywood Park, California car insurance, the options can be confusing. Everything you need to know about car insurance in Highlands-Baywood Park, CA is right here.

You’ll find Highlands-Baywood Park car insurance rates, the cheapest Highlands-Baywood Park, CA car insurance companies, and information on California car insurance laws. You can also compare Highlands-Baywood Park, California car insurance rates to San Francisco car insurance rates, San Jose car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Highlands-Baywood Park, CA car insurance today? Enter your ZIP code for fast, free Highlands-Baywood Park car insurance quotes.

Cheapest Highlands-Baywood Park, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Highlands-Baywood Park, CA car insurance rates? Every Highlands-Baywood Park, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Highlands-Baywood Park, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,683 $2,688 $1,972 $1,988 $7,521 $9,480 $3,438 $3,782
Farmers $2,581 $2,581 $2,336 $2,336 $8,335 $13,703 $3,071 $3,430
GEICO $1,548 $1,549 $1,456 $1,456 $4,724 $4,799 $2,225 $2,270
Liberty Mutual $2,199 $2,088 $2,047 $1,986 $4,884 $5,170 $2,487 $2,496
Nationwide $2,881 $2,749 $2,524 $2,378 $7,363 $8,112 $3,445 $3,402
Progressive $1,688 $1,740 $1,426 $1,698 $4,500 $5,437 $2,422 $2,607
State Farm $3,208 $3,208 $2,868 $2,868 $5,928 $7,342 $3,556 $3,668
Travelers $2,349 $2,270 $2,082 $2,061 $4,894 $5,556 $3,044 $2,980
USAA $1,793 $1,697 $1,751 $1,756 $4,075 $4,110 $2,486 $2,348

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Minimum Car Insurance in Highlands-Baywood Park, CA

Every driver must carry the minimum car insurance in Highlands-Baywood Park, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Highlands-Baywood Park, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Highlands-Baywood Park, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Highlands-Baywood Park, CA to rates for a clean record with top companies.

Annual Highlands-Baywood Park, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,534 $4,255 $6,663 $3,324
Farmers $3,543 $4,828 $6,018 $4,798
GEICO $1,750 $2,705 $3,388 $2,170
Liberty Mutual $2,535 $3,396 $3,061 $2,685
Nationwide $2,870 $3,676 $6,207 $3,676
Progressive $1,766 $2,992 $3,461 $2,541
State Farm $2,913 $3,474 $6,556 $3,380
Travelers $2,110 $3,427 $3,978 $3,103
USAA $1,664 $2,478 $4,044 $1,822

Cheapest Highlands-Baywood Park, CA Car Insurance for Teen Drivers

Teen car insurance in Highlands-Baywood Park, CA can be expensive. Take a look at rates from the top car insurance companies in Highlands-Baywood Park for teenagers.

Annual Car Insurance Rates for Teen Drivers in Highlands-Baywood Park, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,521 $9,480
Farmers $8,335 $13,703
GEICO $4,724 $4,799
Liberty Mutual $4,884 $5,170
Nationwide $7,363 $8,112
Progressive $4,500 $5,437
State Farm $5,928 $7,342
Travelers $4,894 $5,556
USAA $4,075 $4,110

Cheapest Highlands-Baywood Park, CA Car Insurance for Seniors

Take a look at Highlands-Baywood Park, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Highlands-Baywood Park, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,972 $1,988
Farmers $2,336 $2,336
GEICO $1,456 $1,456
Liberty Mutual $2,047 $1,986
Nationwide $2,524 $2,378
Progressive $1,426 $1,698
State Farm $2,868 $2,868
Travelers $2,082 $2,061
USAA $1,751 $1,756

Cheapest Highlands-Baywood Park, CA Car Insurance Rates After a DUI

A DUI in Highlands-Baywood Park, CA increases car insurance rates. Compare Highlands-Baywood Park, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Highlands-Baywood Park, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,663
Farmers $6,018
GEICO $3,388
Liberty Mutual $3,061
Nationwide $6,207
Progressive $3,461
State Farm $6,556
Travelers $3,978
USAA $4,044

Cheapest Highlands-Baywood Park, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Highlands-Baywood Park, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Highlands-Baywood Park, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,787 $4,601
Farmers $4,352 $5,241
GEICO $2,274 $2,733
Liberty Mutual $2,683 $3,156
Nationwide $3,627 $4,587
Progressive $2,439 $2,940
State Farm $3,934 $4,228
Travelers $2,840 $3,470
USAA $2,308 $2,696

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The Best Cheap Car Insurance Companies in Highlands-Baywood Park, CA

Take a look at a side-by-side comparison of the top car insurance companies in Highlands-Baywood Park, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Highlands-Baywood Park, California

Insurance Company Average Annual Rates
Allstate $4,194
Farmers $4,797
GEICO $2,503
Liberty Mutual $2,919
Nationwide $4,107
Progressive $2,690
State Farm $4,081
Travelers $3,155
USAA $2,502

Category Winners: Cheapest Car Insurance in Highlands-Baywood Park, California

Find the cheapest car insurance companies in Highlands-Baywood Park, CA for each category right here.

Best Annual Car Insurance Rates by Company in Highlands-Baywood Park, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Highlands-Baywood Park, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Highlands-Baywood Park car insurance rates. Find the cheapest Highlands-Baywood Park, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Highlands-Baywood Park, California

Insurance Company Low Medium High
Allstate $3,999 $4,227 $4,355
Farmers $4,488 $4,834 $5,068
GEICO $2,297 $2,532 $2,680
Liberty Mutual $2,740 $2,946 $3,073
Nationwide $3,705 $4,181 $4,435
Progressive $2,437 $2,769 $2,864
State Farm $3,691 $4,151 $4,400
Travelers $2,734 $3,250 $3,480
USAA $2,283 $2,548 $2,675

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What affects car insurance rates in Highlands-Baywood Park, California?

What factors can have an impact on Highlands-Baywood Park, CA car insurance? There are several reasons why Highlands-Baywood Park car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Highlands-Baywood Park, California.

Commute Time in Highlands-Baywood Park

The more time you spend in your car the higher the risk of an accident. The average commute length in Highlands-Baywood Park, CA is 30.2 minutes according to City-Data.

Compare Car Insurance Quotes in Highlands-Baywood Park, CA

Ready to find affordable Highlands-Baywood Park, California car insurance today? Enter your ZIP code for fast, free Highlands-Baywood Park, CA car insurance quotes.

Free Car Insurance Comparison

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