Compare Highlands, TX Car Insurance Rates (2021)

Car insurance in Highlands, TX averages $372 a month. Highlands, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Highlands car insurance rates, compare quotes from the top car insurance companies in Highlands, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Highlands is USAA
  • Average car insurance rates in Highlands, TX are $4,465/year
  • The cheapest car insurance company in Highlands for teen drivers is USAA

If you need to buy Highlands, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Highlands, TX is right here.

You’ll find Highlands car insurance rates, the cheapest Highlands, TX car insurance companies, and information on Texas car insurance laws. You can also compare Highlands, Texas car insurance rates to Austin car insurance rates, Dallas car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Highlands, TX car insurance today? Enter your ZIP code for fast, free Highlands car insurance quotes.

Cheapest Highlands, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Highlands, TX car insurance rates? Every Highlands, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Highlands, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,868 $3,888 $3,814 $3,814 $10,403 $12,511 $4,771 $4,950
American Family $3,299 $3,713 $3,156 $3,655 $9,464 $12,334 $4,889 $5,582
GEICO $2,788 $3,028 $2,723 $3,128 $6,211 $6,389 $3,014 $2,974
Nationwide $2,652 $2,693 $2,348 $2,480 $7,535 $9,651 $3,119 $3,369
Progressive $2,757 $2,626 $2,454 $2,496 $11,796 $13,218 $3,292 $3,362
State Farm $2,345 $2,345 $2,091 $2,091 $5,630 $7,175 $2,551 $2,625
USAA $1,824 $1,826 $1,753 $1,730 $5,200 $5,631 $2,422 $2,575

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Highlands, TX

Every driver must carry the minimum car insurance in Highlands, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Highlands, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Highlands, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Highlands, TX. Compare credit history car insurance rates in Highlands from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Highlands, Texas

Insurance Company Poor Fair Good
Allstate $7,607 $5,598 $4,802
American Family $7,804 $5,063 $4,417
GEICO $5,856 $3,300 $2,190
Nationwide $5,086 $4,075 $3,532
Progressive $5,906 $5,109 $4,735
State Farm $4,747 $2,960 $2,362
USAA $4,195 $2,444 $1,971

Cheapest Highlands, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Highlands, TX to rates for a clean record with top companies.

Annual Highlands, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,613 $7,223 $7,561 $4,613
American Family $5,229 $6,716 $5,872 $5,229
GEICO $3,203 $4,265 $3,526 $4,134
Nationwide $3,675 $3,675 $5,427 $4,147
Progressive $4,569 $5,934 $5,348 $5,150
State Farm $2,980 $3,421 $4,046 $2,980
USAA $2,130 $3,172 $3,731 $2,447

Cheapest Highlands, TX Car Insurance for Teen Drivers

Teen car insurance in Highlands, TX can be expensive. Take a look at rates from the top car insurance companies in Highlands for teenagers.

Annual Car Insurance Rates for Teen Drivers in Highlands, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,403 $12,511
American Family $9,464 $12,334
GEICO $6,211 $6,389
Nationwide $7,535 $9,651
Progressive $11,796 $13,218
State Farm $5,630 $7,175
USAA $5,200 $5,631

Cheapest Highlands, TX Car Insurance for Seniors

Take a look at Highlands, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Highlands, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,814 $3,814
American Family $3,156 $3,655
GEICO $2,723 $3,128
Nationwide $2,348 $2,480
Progressive $2,454 $2,496
State Farm $2,091 $2,091
USAA $1,753 $1,730

Cheapest Highlands, TX Car Insurance Rates After a DUI

A DUI in Highlands, TX increases car insurance rates. Compare Highlands, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Highlands, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,561
American Family $5,872
GEICO $3,526
Nationwide $5,427
Progressive $5,348
State Farm $4,046
USAA $3,731

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Highlands, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Highlands, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Highlands, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,852 $6,152
American Family $5,761 $5,761
GEICO $3,713 $3,851
Nationwide $4,231 $4,231
Progressive $5,250 $5,250
State Farm $3,357 $3,357
USAA $2,833 $2,906

The Best Cheap Car Insurance Companies in Highlands, TX

Take a look at a side-by-side comparison of the top car insurance companies in Highlands, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Highlands, Texas

Insurance Company Average Annual Rates
Allstate $6,002
American Family $5,761
GEICO $3,782
Nationwide $4,231
Progressive $5,250
State Farm $3,357
USAA $2,870

Category Winners: Cheapest Car Insurance in Highlands, Texas

Find the cheapest car insurance companies in Highlands, TX for each category right here.

Best Annual Car Insurance Rates by Company in Highlands, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Highlands, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Highlands car insurance rates. Find the cheapest Highlands, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Highlands, Texas

Insurance Company Low Medium High
Allstate $5,861 $5,949 $6,198
American Family $5,303 $5,517 $6,464
GEICO $3,548 $3,726 $4,071
Nationwide $4,536 $4,052 $4,104
Progressive $5,016 $5,230 $5,504
State Farm $3,170 $3,345 $3,555
USAA $2,755 $2,856 $2,999

What affects car insurance rates in Highlands, Texas?

What factors can have an impact on Highlands, TX car insurance? There are several reasons why Highlands car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Highlands, Texas.

Commute Time in Highlands

The more time you spend in your car the higher the risk of an accident. The average commute length in Highlands, TX is 25.3 minutes according to City-Data.

Compare Car Insurance Quotes in Highlands, TX

Ready to find affordable Highlands, Texas car insurance today? Enter your ZIP code for fast, free Highlands, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption