Compare Highlandville, MO Car Insurance Rates (2021)

Car insurance in Highlandville, MO averages $270 a month. Highlandville, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Highlandville car insurance rates, compare quotes from the top car insurance companies in Highlandville, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Highlandville for teen drivers is Nationwide
  • Average car insurance rates in Highlandville, MO are $3,246/year
  • Average car insurance rates in Highlandville, MO after a DUI are $3,792/year

If you need to buy Highlandville, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Highlandville, MO is right here.

You’ll find Highlandville car insurance rates, the cheapest Highlandville, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Highlandville, Missouri car insurance rates to Springfield car insurance rates, Florissant car insurance rates, and St. Louis car insurance rates.

Ready to find affordable Highlandville, MO car insurance today? Enter your ZIP code for fast, free Highlandville car insurance quotes.

Cheapest Highlandville, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Highlandville, MO car insurance rates? Every Highlandville, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Highlandville, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,698 $2,526 $2,605 $7,952 $8,623 $2,660 $2,739
American Family $2,114 $2,114 $1,884 $1,884 $5,854 $7,601 $2,114 $2,465
Farmers $2,258 $2,250 $2,010 $2,133 $9,623 $9,969 $2,584 $2,699
GEICO $1,662 $1,871 $1,298 $1,702 $5,397 $5,664 $1,503 $1,488
Liberty Mutual $2,686 $2,910 $2,204 $2,472 $9,456 $10,506 $2,834 $3,028
Nationwide $1,499 $1,529 $1,344 $1,420 $3,874 $4,948 $1,718 $1,854
Progressive $1,909 $1,755 $1,565 $1,614 $6,559 $7,361 $2,329 $2,376
State Farm $1,756 $1,756 $1,582 $1,582 $5,227 $6,567 $1,980 $2,271
USAA $1,433 $1,425 $1,288 $1,317 $4,154 $5,080 $1,787 $1,992

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Minimum Car Insurance in Highlandville, MO

Every driver must carry the minimum car insurance in Highlandville, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Highlandville, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Highlandville, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Highlandville, MO. Compare credit history car insurance rates in Highlandville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Highlandville, Missouri

Insurance Company Poor Fair Good
Allstate $5,619 $3,619 $2,986
American Family $4,251 $2,990 $2,519
Farmers $4,777 $3,996 $3,799
GEICO $3,550 $2,316 $1,854
Liberty Mutual $6,474 $3,952 $3,109
Nationwide $2,678 $2,217 $1,925
Progressive $3,676 $3,055 $2,819
State Farm $3,945 $2,526 $2,050
USAA $3,840 $1,796 $1,291

Cheapest Highlandville, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Highlandville, MO to rates for a clean record with top companies.

Annual Highlandville, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,480 $3,940 $4,926 $3,953
American Family $2,420 $3,516 $4,307 $2,772
Farmers $3,603 $4,521 $4,418 $4,221
GEICO $1,959 $2,611 $3,583 $2,139
Liberty Mutual $3,273 $4,708 $4,850 $5,217
Nationwide $1,777 $2,293 $3,074 $1,949
Progressive $2,726 $3,728 $3,048 $3,232
State Farm $2,600 $3,081 $2,840 $2,840
USAA $1,870 $2,251 $3,082 $2,035

Cheapest Highlandville, MO Car Insurance for Teen Drivers

Teen car insurance in Highlandville, MO can be expensive. Take a look at rates from the top car insurance companies in Highlandville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Highlandville, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,952 $8,623
American Family $5,854 $7,601
Farmers $9,623 $9,969
GEICO $5,397 $5,664
Liberty Mutual $9,456 $10,506
Nationwide $3,874 $4,948
Progressive $6,559 $7,361
State Farm $5,227 $6,567
USAA $4,154 $5,080

Cheapest Highlandville, MO Car Insurance for Seniors

Take a look at Highlandville, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Highlandville, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,526 $2,605
American Family $1,884 $1,884
Farmers $2,010 $2,133
GEICO $1,298 $1,702
Liberty Mutual $2,204 $2,472
Nationwide $1,344 $1,420
Progressive $1,565 $1,614
State Farm $1,582 $1,582
USAA $1,288 $1,317

Cheapest Highlandville, MO Car Insurance Rates After a DUI

A DUI in Highlandville, MO increases car insurance rates. Compare Highlandville, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Highlandville, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,926
American Family $4,307
Farmers $4,418
GEICO $3,583
Liberty Mutual $4,850
Nationwide $3,074
Progressive $3,048
State Farm $2,840
USAA $3,082

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Cheapest Highlandville, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Highlandville, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Highlandville, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,075 $4,075
American Family $3,222 $3,286
Farmers $4,191 $4,191
GEICO $2,528 $2,618
Liberty Mutual $4,512 $4,512
Nationwide $2,273 $2,273
Progressive $3,183 $3,183
State Farm $2,771 $2,910
USAA $2,224 $2,394

The Best Cheap Car Insurance Companies in Highlandville, MO

Take a look at a side-by-side comparison of the top car insurance companies in Highlandville, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Highlandville, Missouri

Insurance Company Average Annual Rates
Allstate $4,075
American Family $3,254
Farmers $4,191
GEICO $2,573
Liberty Mutual $4,512
Nationwide $2,273
Progressive $3,183
State Farm $2,840
USAA $2,309

Category Winners: Cheapest Car Insurance in Highlandville, Missouri

Find the cheapest car insurance companies in Highlandville, MO for each category right here.

Best Annual Car Insurance Rates by Company in Highlandville, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Highlandville, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Highlandville car insurance rates. Find the cheapest Highlandville, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Highlandville, Missouri

Insurance Company Low Medium High
Allstate $3,916 $4,066 $4,243
American Family $3,147 $3,356 $3,258
Farmers $3,909 $4,147 $4,517
GEICO $2,374 $2,600 $2,745
Liberty Mutual $4,265 $4,532 $4,739
Nationwide $2,132 $2,296 $2,392
Progressive $2,815 $3,189 $3,547
State Farm $2,653 $2,851 $3,017
USAA $2,204 $2,301 $2,423

What affects car insurance rates in Highlandville, Missouri?

What factors can have an impact on Highlandville, MO car insurance? There are several reasons why Highlandville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Highlandville, Missouri.

Commute Time in Highlandville

The more time you spend in your car the higher the risk of an accident. The average commute length in Highlandville, MO is 30.2 minutes according to City-Data.

Compare Car Insurance Quotes in Highlandville, MO

Ready to find affordable Highlandville, Missouri car insurance today? Enter your ZIP code for fast, free Highlandville, MO car insurance quotes.

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