Compare Higley, AZ Car Insurance Rates (2021)

Car insurance in Higley, AZ averages $348 a month. Higley, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Higley car insurance rates, compare quotes from the top car insurance companies in Higley, AZ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Higley for teen drivers is GEICO
  • Average car insurance rates in Higley, AZ are $4,177/year
  • The cheapest car insurance company in Higley is GEICO

If you need to buy Higley, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Higley, AZ is right here.

You’ll find Higley car insurance rates, the cheapest Higley, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Higley, Arizona car insurance rates to Mesa car insurance rates, Surprise car insurance rates, and Tempe car insurance rates.

Ready to find affordable Higley, AZ car insurance today? Enter your ZIP code for fast, free Higley car insurance quotes.

Cheapest Higley, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Higley, AZ car insurance rates? Every Higley, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Higley, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,850 $3,850 $3,747 $3,747 $8,373 $10,830 $4,305 $4,681
American Family $3,075 $3,075 $2,823 $2,823 $8,156 $10,670 $3,075 $3,600
Farmers $2,849 $2,844 $2,528 $2,693 $12,391 $12,866 $3,223 $3,330
GEICO $1,757 $1,957 $1,492 $1,912 $5,076 $5,327 $1,600 $1,563
Nationwide $2,495 $2,537 $2,230 $2,361 $6,214 $7,956 $2,884 $3,118
Progressive $2,073 $1,802 $1,860 $1,769 $8,529 $9,479 $2,214 $2,183
State Farm $3,252 $3,252 $2,885 $2,885 $10,221 $12,851 $3,499 $4,419
Travelers $2,088 $2,196 $1,951 $2,073 $6,214 $7,863 $2,207 $2,319
USAA $1,813 $1,815 $1,692 $1,709 $6,910 $7,898 $2,395 $2,560

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Minimum Car Insurance in Higley, AZ

Every driver must carry the minimum car insurance in Higley, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Higley, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Higley, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Higley, AZ. Compare credit history car insurance rates in Higley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Higley, Arizona

Insurance Company Poor Fair Good
Allstate $6,933 $4,939 $4,397
American Family $5,860 $4,365 $3,761
Farmers $6,073 $5,099 $4,849
GEICO $3,558 $2,329 $1,869
Nationwide $4,481 $3,569 $3,124
Progressive $4,170 $3,643 $3,404
State Farm $9,954 $3,854 $2,415
Travelers $4,091 $3,338 $2,663
USAA $4,400 $3,081 $2,567

Cheapest Higley, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Higley, AZ to rates for a clean record with top companies.

Annual Higley, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,329 $5,507 $6,240 $5,615
American Family $3,312 $5,095 $6,394 $3,848
Farmers $4,511 $5,825 $5,683 $5,343
GEICO $1,994 $2,712 $3,641 $1,994
Nationwide $3,150 $3,313 $4,910 $3,525
Progressive $3,298 $4,346 $3,480 $3,831
State Farm $4,911 $5,904 $5,408 $5,408
Travelers $2,689 $3,505 $3,915 $3,346
USAA $2,432 $3,494 $4,606 $2,864

Cheapest Higley, AZ Car Insurance for Teen Drivers

Teen car insurance in Higley, AZ can be expensive. Take a look at rates from the top car insurance companies in Higley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Higley, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,373 $10,830
American Family $8,156 $10,670
Farmers $12,391 $12,866
GEICO $5,076 $5,327
Nationwide $6,214 $7,956
Progressive $8,529 $9,479
State Farm $10,221 $12,851
Travelers $6,214 $7,863
USAA $6,910 $7,898

Cheapest Higley, AZ Car Insurance for Seniors

Take a look at Higley, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Higley, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,747 $3,747
American Family $2,823 $2,823
Farmers $2,528 $2,693
GEICO $1,492 $1,912
Nationwide $2,230 $2,361
Progressive $1,860 $1,769
State Farm $2,885 $2,885
Travelers $1,951 $2,073
USAA $1,692 $1,709

Cheapest Higley, AZ Car Insurance Rates After a DUI

A DUI in Higley, AZ increases car insurance rates. Compare Higley, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Higley, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,240
American Family $6,394
Farmers $5,683
GEICO $3,641
Nationwide $4,910
Progressive $3,480
State Farm $5,408
Travelers $3,915
USAA $4,606

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Cheapest Higley, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Higley, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Higley, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,423 $5,423
American Family $4,617 $4,707
Farmers $5,340 $5,340
GEICO $2,542 $2,628
Nationwide $3,724 $3,724
Progressive $3,739 $3,739
State Farm $5,268 $5,548
Travelers $3,364 $3,364
USAA $3,313 $3,385

The Best Cheap Car Insurance Companies in Higley, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Higley, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Higley, Arizona

Insurance Company Average Annual Rates
Allstate $5,423
American Family $4,662
Farmers $5,340
GEICO $2,585
Nationwide $3,724
Progressive $3,739
State Farm $5,408
Travelers $3,364
USAA $3,349

Category Winners: Cheapest Car Insurance in Higley, Arizona

Find the cheapest car insurance companies in Higley, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Higley, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Higley, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Higley car insurance rates. Find the cheapest Higley, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Higley, Arizona

Insurance Company Low Medium High
Allstate $5,081 $5,454 $5,734
American Family $4,483 $4,811 $4,692
Farmers $4,548 $5,399 $6,075
GEICO $2,153 $2,628 $2,975
Nationwide $3,548 $3,769 $3,856
Progressive $3,275 $3,809 $4,132
State Farm $4,823 $5,518 $5,883
Travelers $2,975 $3,422 $3,694
USAA $3,072 $3,398 $3,577

Compare Car Insurance Quotes in Higley, AZ

Ready to find affordable Higley, Arizona car insurance today? Enter your ZIP code for fast, free Higley, AZ car insurance quotes.

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