Compare Hilham, TN Car Insurance Rates (2021)

Car insurance in Hilham, TN averages $292 a month. Hilham, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Hilham car insurance rates, compare quotes from the top car insurance companies in Hilham, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hilham, TN are $3,508/year
  • Average car insurance rates in Hilham, TN after a DUI are $4,100/year
  • The cheapest car insurance company in Hilham is Travelers

If you need to buy Hilham, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Hilham, TN is right here.

You’ll find Hilham car insurance rates, the cheapest Hilham, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Hilham, Tennessee car insurance rates to Memphis car insurance rates, Jackson car insurance rates, and Johnson City car insurance rates.

Ready to find affordable Hilham, TN car insurance today? Enter your ZIP code for fast, free Hilham car insurance quotes.

Cheapest Hilham, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hilham, TN car insurance rates? Every Hilham, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hilham, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,568 $2,465 $2,313 $2,400 $9,635 $10,484 $2,734 $2,827
Farmers $1,698 $1,726 $1,528 $1,660 $6,734 $7,118 $2,281 $2,439
GEICO $2,082 $2,102 $1,919 $1,919 $6,270 $6,388 $2,112 $2,178
Liberty Mutual $3,482 $129 $2,858 $3,191 $13,836 $15,372 $3,739 $3,995
Nationwide $2,076 $2,095 $1,860 $1,893 $5,610 $7,244 $2,381 $2,590
Progressive $1,919 $1,814 $1,563 $1,631 $8,660 $9,755 $2,325 $2,557
State Farm $1,733 $1,733 $1,554 $1,554 $5,216 $6,519 $1,957 $2,285
Travelers $1,669 $1,754 $1,519 $1,614 $4,672 $5,770 $1,776 $1,868
USAA $1,495 $1,520 $1,351 $1,351 $5,357 $6,137 $1,952 $2,079

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Minimum Car Insurance in Hilham, TN

Every driver must carry the minimum car insurance in Hilham, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Hilham, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Hilham, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hilham, TN. Compare credit history car insurance rates in Hilham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hilham, Tennessee

Insurance Company Poor Fair Good
Allstate $5,645 $4,328 $3,311
Farmers $3,752 $2,925 $2,767
GEICO $3,543 $3,033 $2,788
Liberty Mutual $8,360 $5,113 $4,003
Nationwide $3,876 $3,066 $2,714
Progressive $4,250 $3,662 $3,422
State Farm $4,095 $2,456 $1,906
Travelers $3,279 $2,579 $1,883
USAA $3,846 $2,257 $1,863

Cheapest Hilham, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hilham, TN to rates for a clean record with top companies.

Annual Hilham, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,709 $4,420 $5,341 $4,242
Farmers $2,683 $3,332 $3,405 $3,173
GEICO $2,263 $3,038 $4,922 $2,263
Liberty Mutual $4,732 $6,799 $6,332 $5,439
Nationwide $2,786 $2,786 $4,181 $3,123
Progressive $3,326 $4,321 $3,541 $3,924
State Farm $2,575 $3,063 $2,819 $2,819
Travelers $2,096 $2,690 $2,959 $2,576
USAA $1,930 $2,895 $3,403 $2,393

Cheapest Hilham, TN Car Insurance for Teen Drivers

Teen car insurance in Hilham, TN can be expensive. Take a look at rates from the top car insurance companies in Hilham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hilham, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,635 $10,484
Farmers $6,734 $7,118
GEICO $6,270 $6,388
Liberty Mutual $13,836 $15,372
Nationwide $5,610 $7,244
Progressive $8,660 $9,755
State Farm $5,216 $6,519
Travelers $4,672 $5,770
USAA $5,357 $6,137

Cheapest Hilham, TN Car Insurance for Seniors

Take a look at Hilham, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hilham, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,313 $2,400
Farmers $1,528 $1,660
GEICO $1,919 $1,919
Liberty Mutual $2,858 $3,191
Nationwide $1,860 $1,893
Progressive $1,563 $1,631
State Farm $1,554 $1,554
Travelers $1,519 $1,614
USAA $1,351 $1,351

Cheapest Hilham, TN Car Insurance Rates After a DUI

A DUI in Hilham, TN increases car insurance rates. Compare Hilham, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hilham, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,341
Farmers $3,405
GEICO $4,922
Liberty Mutual $6,332
Nationwide $4,181
Progressive $3,541
State Farm $2,819
Travelers $2,959
USAA $3,403

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Cheapest Hilham, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hilham, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hilham, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,428 $4,428
Farmers $3,148 $3,148
GEICO $3,103 $3,139
Liberty Mutual $5,825 $5,825
Nationwide $3,219 $3,219
Progressive $3,778 $3,778
State Farm $2,754 $2,884
Travelers $2,479 $2,681
USAA $2,580 $2,730

The Best Cheap Car Insurance Companies in Hilham, TN

Take a look at a side-by-side comparison of the top car insurance companies in Hilham, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hilham, Tennessee

Insurance Company Average Annual Rates
Allstate $4,428
Farmers $3,148
GEICO $3,121
Liberty Mutual $5,825
Nationwide $3,219
Progressive $3,778
State Farm $2,819
Travelers $2,580
USAA $2,655

Category Winners: Cheapest Car Insurance in Hilham, Tennessee

Find the cheapest car insurance companies in Hilham, TN for each category right here.

Best Annual Car Insurance Rates by Company in Hilham, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Hilham, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hilham car insurance rates. Find the cheapest Hilham, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hilham, Tennessee

Insurance Company Low Medium High
Allstate $4,266 $4,417 $4,601
Farmers $2,987 $3,134 $3,324
GEICO $2,977 $3,114 $3,272
Liberty Mutual $5,589 $5,824 $6,063
Nationwide $3,248 $3,149 $3,259
Progressive $3,593 $3,782 $3,959
State Farm $2,684 $2,830 $2,944
Travelers $2,436 $2,578 $2,726
USAA $2,568 $2,645 $2,752

Compare Car Insurance Quotes in Hilham, TN

Ready to find affordable Hilham, Tennessee car insurance today? Enter your ZIP code for fast, free Hilham, TN car insurance quotes.

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