Compare Hill City, KS Car Insurance Rates (2021)

Car insurance in Hill City, KS averages $287 a month. Hill City, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hill City car insurance rates, compare quotes from the top car insurance companies in Hill City, KS.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Hill City, KS after a DUI are $4,168/year
  • The cheapest car insurance company in Hill City is American Family
  • Average car insurance rates in Hill City, KS are $3,443/year

If you need to buy Hill City, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Hill City, KS is right here.

You’ll find Hill City car insurance rates, the cheapest Hill City, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Hill City, Kansas car insurance rates to Lenexa car insurance rates, Lawrence car insurance rates, and Wichita car insurance rates.

Ready to find affordable Hill City, KS car insurance today? Enter your ZIP code for fast, free Hill City car insurance quotes.

Cheapest Hill City, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hill City, KS car insurance rates? Every Hill City, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hill City, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,609 $2,573 $2,295 $2,368 $6,563 $7,251 $2,741 $2,868
American Family $1,742 $1,742 $1,570 $1,570 $3,229 $3,848 $1,742 $1,940
Farmers $2,530 $2,515 $2,265 $2,360 $6,578 $6,808 $2,838 $2,991
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,424 $2,624 $2,281 $2,547 $10,604 $11,854 $2,678 $2,904
Nationwide $1,968 $2,049 $1,736 $1,892 $3,622 $4,488 $2,230 $2,389
Progressive $2,383 $2,291 $1,921 $1,996 $8,257 $9,328 $2,804 $2,987
State Farm $2,100 $2,100 $1,796 $1,796 $4,951 $6,396 $2,346 $2,614
Travelers $2,128 $2,175 $2,025 $2,066 $8,138 $12,738 $2,166 $2,625
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Hill City, KS

Every driver must carry the minimum car insurance in Hill City, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Hill City, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hill City, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hill City, KS. Compare credit history car insurance rates in Hill City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hill City, Kansas

Insurance Company Poor Fair Good
Allstate $4,541 $3,431 $3,004
American Family $2,834 $2,014 $1,670
Farmers $4,262 $3,379 $3,190
GEICO $5,995 $3,174 $2,408
Liberty Mutual $4,739 $4,739 $4,739
Nationwide $2,858 $2,473 $2,310
Progressive $4,619 $3,839 $3,529
State Farm $4,387 $2,621 $2,029
Travelers $4,945 $3,994 $3,834
USAA $3,553 $2,300 $1,879

Cheapest Hill City, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hill City, KS to rates for a clean record with top companies.

Annual Hill City, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $3,706 $4,176 $3,548
American Family $2,135 $2,285 $2,135 $2,135
Farmers $3,053 $3,908 $3,810 $3,672
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,610 $5,352 $5,262 $4,733
Nationwide $1,871 $2,171 $3,976 $2,169
Progressive $3,698 $4,307 $3,851 $4,127
State Farm $2,838 $3,187 $3,012 $3,012
Travelers $3,160 $4,058 $5,529 $4,285
USAA $1,897 $2,529 $3,713 $2,170

Cheapest Hill City, KS Car Insurance for Teen Drivers

Teen car insurance in Hill City, KS can be expensive. Take a look at rates from the top car insurance companies in Hill City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hill City, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,251
American Family $3,229 $3,848
Farmers $6,578 $6,808
GEICO $5,374 $7,167
Liberty Mutual $10,604 $11,854
Nationwide $3,622 $4,488
Progressive $8,257 $9,328
State Farm $4,951 $6,396
Travelers $8,138 $12,738
USAA $4,983 $5,299

Cheapest Hill City, KS Car Insurance for Seniors

Take a look at Hill City, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hill City, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,295 $2,368
American Family $1,570 $1,570
Farmers $2,265 $2,360
GEICO $3,138 $2,920
Liberty Mutual $2,281 $2,547
Nationwide $1,736 $1,892
Progressive $1,921 $1,996
State Farm $1,796 $1,796
Travelers $2,025 $2,066
USAA $1,424 $1,461

Cheapest Hill City, KS Car Insurance Rates After a DUI

A DUI in Hill City, KS increases car insurance rates. Compare Hill City, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hill City, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,176
American Family $2,135
Farmers $3,810
GEICO $6,215
Liberty Mutual $5,262
Nationwide $3,976
Progressive $3,851
State Farm $3,012
Travelers $5,529
USAA $3,713

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Hill City, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hill City, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hill City, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,659
American Family $2,144 $2,201
Farmers $3,611 $3,611
GEICO $3,773 $3,945
Liberty Mutual $4,739 $4,739
Nationwide $2,547 $2,547
Progressive $3,996 $3,996
State Farm $2,938 $3,087
Travelers $4,258 $4,258
USAA $2,500 $2,655

The Best Cheap Car Insurance Companies in Hill City, KS

Take a look at a side-by-side comparison of the top car insurance companies in Hill City, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hill City, Kansas

Insurance Company Average Annual Rates
Allstate $3,659
American Family $2,173
Farmers $3,611
GEICO $3,859
Liberty Mutual $4,739
Nationwide $2,547
Progressive $3,996
State Farm $3,012
Travelers $4,258
USAA $2,577

Category Winners: Cheapest Car Insurance in Hill City, Kansas

Find the cheapest car insurance companies in Hill City, KS for each category right here.

Best Annual Car Insurance Rates by Company in Hill City, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation American Family

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Hill City, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hill City car insurance rates. Find the cheapest Hill City, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hill City, Kansas

Insurance Company Low Medium High
Allstate $3,572 $3,651 $3,752
American Family $2,205 $2,283 $2,030
Farmers $3,478 $3,594 $3,759
GEICO $3,772 $3,855 $3,949
Liberty Mutual $4,636 $4,729 $4,853
Nationwide $2,699 $2,516 $2,426
Progressive $3,805 $3,967 $4,216
State Farm $2,930 $3,019 $3,088
Travelers $4,068 $4,263 $4,443
USAA $2,515 $2,573 $2,644

What affects car insurance rates in Hill City, Kansas?

What factors can have an impact on Hill City, KS car insurance? There are several reasons why Hill City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hill City, Kansas.

Commute Time in Hill City

The more time you spend in your car the higher the risk of an accident. The average commute length in Hill City, KS is 10.5 minutes according to City-Data.

Compare Car Insurance Quotes in Hill City, KS

Ready to find affordable Hill City, Kansas car insurance today? Enter your ZIP code for fast, free Hill City, KS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption