Compare Hill City, MN Car Insurance Rates (2021)

Car insurance in Hill City, MN averages $403 a month. Hill City, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Hill City car insurance rates, compare quotes from the top car insurance companies in Hill City, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hill City, MN after a DUI are $6,571/year
  • The cheapest car insurance company in Hill City is State Farm
  • The cheapest car insurance company in Hill City for teen drivers is State Farm

If you need to buy Hill City, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Hill City, MN is right here.

You’ll find Hill City car insurance rates, the cheapest Hill City, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Hill City, Minnesota car insurance rates to Duluth car insurance rates, Brooklyn Park car insurance rates, and St. Paul car insurance rates.

Ready to find affordable Hill City, MN car insurance today? Enter your ZIP code for fast, free Hill City car insurance quotes.

Cheapest Hill City, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hill City, MN car insurance rates? Every Hill City, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hill City, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,004 $3,004 $2,882 $2,882 $6,788 $9,862 $3,647 $3,843
American Family $2,344 $2,344 $2,122 $2,122 $6,383 $9,279 $2,344 $2,650
Farmers $2,072 $2,073 $1,998 $2,112 $6,047 $6,142 $2,720 $2,721
GEICO $2,981 $2,963 $2,860 $2,780 $5,955 $7,614 $2,800 $2,862
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $1,988 $2,010 $1,764 $1,882 $4,955 $6,067 $2,319 $2,425
State Farm $1,630 $1,630 $1,445 $1,445 $3,459 $4,261 $1,883 $1,560
USAA $2,080 $2,064 $1,892 $1,895 $5,503 $6,025 $2,718 $2,894

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Minimum Car Insurance in Hill City, MN

Every driver must carry the minimum car insurance in Hill City, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Hill City, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Hill City, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hill City, MN. Compare credit history car insurance rates in Hill City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hill City, Minnesota

Insurance Company Poor Fair Good
Allstate $6,603 $3,560 $3,304
American Family $5,039 $3,356 $2,701
Farmers $4,009 $2,944 $2,754
GEICO $4,627 $3,778 $3,150
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,482 $2,804 $2,493
State Farm $3,156 $1,929 $1,407
USAA $4,924 $2,398 $2,080

Cheapest Hill City, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hill City, MN to rates for a clean record with top companies.

Annual Hill City, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,296 $4,738 $5,642 $4,281
American Family $2,492 $4,449 $5,030 $2,825
Farmers $2,767 $3,481 $3,541 $3,154
GEICO $2,533 $4,061 $6,102 $2,713
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,312 $3,084 $3,559 $2,750
State Farm $1,996 $2,332 $2,164 $2,164
USAA $2,329 $2,962 $4,468 $2,776

Cheapest Hill City, MN Car Insurance for Teen Drivers

Teen car insurance in Hill City, MN can be expensive. Take a look at rates from the top car insurance companies in Hill City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hill City, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,788 $9,862
American Family $6,383 $9,279
Farmers $6,047 $6,142
GEICO $5,955 $7,614
Liberty Mutual $21,303 $32,066
Nationwide $4,955 $6,067
State Farm $3,459 $4,261
USAA $5,503 $6,025

Cheapest Hill City, MN Car Insurance for Seniors

Take a look at Hill City, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hill City, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,882 $2,882
American Family $2,122 $2,122
Farmers $1,998 $2,112
GEICO $2,860 $2,780
Liberty Mutual $10,624 $10,624
Nationwide $1,764 $1,882
State Farm $1,445 $1,445
USAA $1,892 $1,895

Cheapest Hill City, MN Car Insurance Rates After a DUI

A DUI in Hill City, MN increases car insurance rates. Compare Hill City, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hill City, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,642
American Family $5,030
Farmers $3,541
GEICO $6,102
Liberty Mutual $22,059
Nationwide $3,559
State Farm $2,164
USAA $4,468

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Cheapest Hill City, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hill City, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hill City, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,489 $4,489
American Family $3,655 $3,742
Farmers $3,236 $3,236
GEICO $3,803 $3,901
Liberty Mutual $14,776 $15,681
Nationwide $2,926 $2,926
State Farm $2,106 $2,223
USAA $3,093 $3,175

The Best Cheap Car Insurance Companies in Hill City, MN

Take a look at a side-by-side comparison of the top car insurance companies in Hill City, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hill City, Minnesota

Insurance Company Average Annual Rates
Allstate $4,489
American Family $3,699
Farmers $3,236
GEICO $3,852
Liberty Mutual $15,229
Nationwide $2,926
State Farm $2,164
USAA $3,134

Category Winners: Cheapest Car Insurance in Hill City, Minnesota

Find the cheapest car insurance companies in Hill City, MN for each category right here.

Best Annual Car Insurance Rates by Company in Hill City, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Hill City, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hill City car insurance rates. Find the cheapest Hill City, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hill City, Minnesota

Insurance Company Low Medium High
Allstate $4,422 $4,486 $4,559
American Family $3,694 $3,801 $3,601
Farmers $3,114 $3,250 $3,342
GEICO $3,762 $3,850 $3,944
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,778 $2,945 $3,055
State Farm $2,080 $2,172 $2,240
USAA $3,046 $3,131 $3,225

What affects car insurance rates in Hill City, Minnesota?

What factors can have an impact on Hill City, MN car insurance? There are several reasons why Hill City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hill City, Minnesota.

Commute Time in Hill City

The more time you spend in your car the higher the risk of an accident. The average commute length in Hill City, MN is 24.3 minutes according to City-Data.

Compare Car Insurance Quotes in Hill City, MN

Ready to find affordable Hill City, Minnesota car insurance today? Enter your ZIP code for fast, free Hill City, MN car insurance quotes.

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