Compare Hilliard, FL Car Insurance Rates (2021)

Car insurance in Hilliard, FL averages $339 a month. Hilliard, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Hilliard car insurance rates, compare quotes from the top car insurance companies in Hilliard, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hilliard is USAA
  • Average car insurance rates in Hilliard, FL after a DUI are $4,847/year
  • The cheapest car insurance company in Hilliard for teen drivers is GEICO

If you need to buy Hilliard, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Hilliard, FL is right here.

You’ll find Hilliard car insurance rates, the cheapest Hilliard, FL car insurance companies, and information on Florida car insurance laws. You can also compare Hilliard, Florida car insurance rates to Cape Coral car insurance rates, Hialeah car insurance rates, and Miami car insurance rates.

Ready to find affordable Hilliard, FL car insurance today? Enter your ZIP code for fast, free Hilliard car insurance quotes.

Cheapest Hilliard, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hilliard, FL car insurance rates? Every Hilliard, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hilliard, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,076 $3,863 $3,507 $3,548 $13,557 $14,528 $4,080 $4,130
GEICO $2,459 $2,471 $2,302 $2,302 $4,409 $5,562 $2,712 $2,760
Liberty Mutual $3,348 $3,348 $3,066 $3,066 $7,090 $10,927 $3,348 $4,543
Nationwide $2,537 $2,511 $2,267 $2,347 $6,089 $7,524 $2,794 $2,917
Progressive $3,528 $3,343 $3,032 $3,251 $9,912 $10,890 $4,283 $4,143
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,422 $1,403 $1,313 $1,313 $4,748 $5,572 $1,786 $1,941

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Minimum Car Insurance in Hilliard, FL

Every driver must carry the minimum car insurance in Hilliard, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Hilliard, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Hilliard, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hilliard, FL. Compare credit history car insurance rates in Hilliard from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hilliard, Florida

Insurance Company Poor Fair Good
Allstate $8,950 $5,672 $4,611
GEICO $4,542 $2,754 $2,071
Liberty Mutual $6,242 $4,576 $3,707
Nationwide $4,527 $3,329 $3,014
Progressive $6,900 $4,906 $4,087
State Farm $3,653 $2,441 $2,026
USAA $3,976 $1,931 $1,404

Cheapest Hilliard, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hilliard, FL to rates for a clean record with top companies.

Annual Hilliard, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,554 $6,624 $7,323 $6,144
GEICO $2,181 $2,782 $4,131 $3,395
Liberty Mutual $3,505 $4,538 $6,556 $4,768
Nationwide $3,106 $3,397 $4,549 $3,442
Progressive $4,206 $6,172 $5,207 $5,607
State Farm $2,486 $2,927 $2,707 $2,707
USAA $1,924 $2,356 $3,455 $2,013

Cheapest Hilliard, FL Car Insurance for Teen Drivers

Teen car insurance in Hilliard, FL can be expensive. Take a look at rates from the top car insurance companies in Hilliard for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hilliard, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,557 $14,528
GEICO $4,409 $5,562
Liberty Mutual $7,090 $10,927
Nationwide $6,089 $7,524
Progressive $9,912 $10,890
State Farm $4,900 $6,272
USAA $4,748 $5,572

Cheapest Hilliard, FL Car Insurance for Seniors

Take a look at Hilliard, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hilliard, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,507 $3,548
GEICO $2,302 $2,302
Liberty Mutual $3,066 $3,066
Nationwide $2,267 $2,347
Progressive $3,032 $3,251
State Farm $1,546 $1,546
USAA $1,313 $1,313

Cheapest Hilliard, FL Car Insurance Rates After a DUI

A DUI in Hilliard, FL increases car insurance rates. Compare Hilliard, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hilliard, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,323
GEICO $4,131
Liberty Mutual $6,556
Nationwide $4,549
Progressive $5,207
State Farm $2,707
USAA $3,455

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Cheapest Hilliard, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hilliard, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hilliard, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,225 $6,597
GEICO $3,107 $3,138
Liberty Mutual $4,685 $4,999
Nationwide $3,623 $3,623
Progressive $5,298 $5,298
State Farm $2,617 $2,797
USAA $2,410 $2,465

The Best Cheap Car Insurance Companies in Hilliard, FL

Take a look at a side-by-side comparison of the top car insurance companies in Hilliard, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hilliard, Florida

Insurance Company Average Annual Rates
Allstate $6,411
GEICO $3,122
Liberty Mutual $4,842
Nationwide $3,623
Progressive $5,298
State Farm $2,707
USAA $2,437

Category Winners: Cheapest Car Insurance in Hilliard, Florida

Find the cheapest car insurance companies in Hilliard, FL for each category right here.

Best Annual Car Insurance Rates by Company in Hilliard, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hilliard, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hilliard car insurance rates. Find the cheapest Hilliard, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hilliard, Florida

Insurance Company Low Medium High
Allstate $5,298 $6,663 $7,272
GEICO $2,575 $3,229 $3,563
Liberty Mutual $4,451 $4,919 $5,156
Nationwide $2,920 $3,756 $4,193
Progressive $4,461 $5,417 $6,016
State Farm $2,367 $2,761 $2,992
USAA $2,145 $2,513 $2,653

What affects car insurance rates in Hilliard, Florida?

What factors can have an impact on Hilliard, FL car insurance? There are several reasons why Hilliard car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hilliard, Florida.

Commute Time in Hilliard

The more time you spend in your car the higher the risk of an accident. The average commute length in Hilliard, FL is 37.7 minutes according to City-Data.

Compare Car Insurance Quotes in Hilliard, FL

Ready to find affordable Hilliard, Florida car insurance today? Enter your ZIP code for fast, free Hilliard, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State