Compare Hillsboro, IA Car Insurance Rates (2021)

Car insurance in Hillsboro, IA averages $247 a month. Hillsboro, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Hillsboro car insurance rates, compare quotes from the top car insurance companies in Hillsboro, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hillsboro, IA are $2,967/year
  • Average car insurance rates in Hillsboro, IA after a DUI are $3,582/year
  • The cheapest car insurance company in Hillsboro for teen drivers is USAA

If you need to buy Hillsboro, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Hillsboro, IA is right here.

You’ll find Hillsboro car insurance rates, the cheapest Hillsboro, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Hillsboro, Iowa car insurance rates to Ames car insurance rates, Des Moines car insurance rates, and Ankeny car insurance rates.

Ready to find affordable Hillsboro, IA car insurance today? Enter your ZIP code for fast, free Hillsboro car insurance quotes.

Cheapest Hillsboro, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hillsboro, IA car insurance rates? Every Hillsboro, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hillsboro, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,901 $1,837 $1,679 $1,711 $5,260 $5,887 $2,087 $2,154
American Family $1,899 $1,899 $1,698 $1,698 $5,047 $7,088 $1,899 $2,287
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,672 $1,621 $1,379 $1,427 $3,891 $4,400 $2,010 $2,162
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,578 $2,632 $2,501 $2,510 $11,430 $18,247 $2,680 $3,174
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

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Minimum Car Insurance in Hillsboro, IA

Every driver must carry the minimum car insurance in Hillsboro, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Hillsboro, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Hillsboro, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hillsboro, IA. Compare credit history car insurance rates in Hillsboro from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hillsboro, Iowa

Insurance Company Poor Fair Good
Allstate $3,364 $2,677 $2,403
American Family $3,747 $2,755 $2,315
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,290 $2,569 $2,252
Progressive $2,758 $2,210 $1,993
State Farm $3,113 $1,926 $1,519
Travelers $6,434 $5,491 $5,232
USAA $2,399 $1,648 $1,427

Cheapest Hillsboro, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hillsboro, IA to rates for a clean record with top companies.

Annual Hillsboro, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,414 $2,900 $3,264 $2,680
American Family $2,121 $3,111 $4,031 $2,494
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,872 $3,035 $2,030 $2,344
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $4,171 $5,556 $7,440 $5,709
USAA $1,395 $1,870 $2,432 $1,602

Cheapest Hillsboro, IA Car Insurance for Teen Drivers

Teen car insurance in Hillsboro, IA can be expensive. Take a look at rates from the top car insurance companies in Hillsboro for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hillsboro, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,260 $5,887
American Family $5,047 $7,088
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,309 $5,592
Progressive $3,891 $4,400
State Farm $3,825 $4,856
Travelers $11,430 $18,247
USAA $3,285 $3,490

Cheapest Hillsboro, IA Car Insurance for Seniors

Take a look at Hillsboro, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hillsboro, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,679 $1,711
American Family $1,698 $1,698
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,379 $1,427
State Farm $1,254 $1,254
Travelers $2,501 $2,510
USAA $1,123 $1,146

Cheapest Hillsboro, IA Car Insurance Rates After a DUI

A DUI in Hillsboro, IA increases car insurance rates. Compare Hillsboro, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hillsboro, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,264
American Family $4,031
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,845
Progressive $2,030
State Farm $2,186
Travelers $7,440
USAA $2,432

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Cheapest Hillsboro, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hillsboro, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hillsboro, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,748 $2,881
American Family $2,905 $2,973
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,704 $2,704
Progressive $2,320 $2,320
State Farm $2,133 $2,239
Travelers $5,719 $5,719
USAA $1,758 $1,891

The Best Cheap Car Insurance Companies in Hillsboro, IA

Take a look at a side-by-side comparison of the top car insurance companies in Hillsboro, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hillsboro, Iowa

Insurance Company Average Annual Rates
Allstate $2,815
American Family $2,939
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,704
Progressive $2,320
State Farm $2,186
Travelers $5,719
USAA $1,825

Category Winners: Cheapest Car Insurance in Hillsboro, Iowa

Find the cheapest car insurance companies in Hillsboro, IA for each category right here.

Best Annual Car Insurance Rates by Company in Hillsboro, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Hillsboro, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hillsboro car insurance rates. Find the cheapest Hillsboro, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hillsboro, Iowa

Insurance Company Low Medium High
Allstate $2,718 $2,817 $2,908
American Family $2,954 $3,102 $2,761
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,827 $2,688 $2,597
Progressive $2,188 $2,327 $2,445
State Farm $2,083 $2,198 $2,277
Travelers $5,374 $5,806 $5,977
USAA $1,732 $1,830 $1,911

What affects car insurance rates in Hillsboro, Iowa?

What factors can have an impact on Hillsboro, IA car insurance? There are several reasons why Hillsboro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hillsboro, Iowa.

Commute Time in Hillsboro

The more time you spend in your car the higher the risk of an accident. The average commute length in Hillsboro, IA is 24.8 minutes according to City-Data.

Compare Car Insurance Quotes in Hillsboro, IA

Ready to find affordable Hillsboro, Iowa car insurance today? Enter your ZIP code for fast, free Hillsboro, IA car insurance quotes.

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