Compare Hillsboro, IN Car Insurance Rates (2021)

Car insurance in Hillsboro, IN averages $266 a month. Hillsboro, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hillsboro car insurance rates, compare quotes from the top car insurance companies in Hillsboro, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hillsboro is USAA
  • The cheapest car insurance company in Hillsboro for teen drivers is USAA
  • Average car insurance rates in Hillsboro, IN are $3,194/year

If you need to buy Hillsboro, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Hillsboro, IN is right here.

You’ll find Hillsboro car insurance rates, the cheapest Hillsboro, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Hillsboro, Indiana car insurance rates to Bloomington car insurance rates, Fishers car insurance rates, and Indianapolis car insurance rates.

Ready to find affordable Hillsboro, IN car insurance today? Enter your ZIP code for fast, free Hillsboro car insurance quotes.

Cheapest Hillsboro, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hillsboro, IN car insurance rates? Every Hillsboro, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hillsboro, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,505 $2,579 $2,184 $2,395 $7,385 $9,291 $2,568 $2,792
American Family $2,182 $2,182 $1,962 $1,962 $5,984 $8,674 $2,182 $2,690
Farmers $1,492 $1,475 $1,280 $1,433 $7,822 $8,338 $1,952 $2,110
GEICO $1,272 $1,259 $1,188 $1,223 $3,676 $3,421 $1,450 $1,283
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,569 $1,608 $1,376 $1,472 $4,497 $5,856 $1,833 $2,008
Progressive $1,714 $1,630 $1,544 $1,559 $9,822 $11,062 $2,148 $2,201
State Farm $1,524 $1,524 $1,346 $1,346 $4,456 $5,727 $1,679 $1,868
Travelers $1,141 $1,161 $1,067 $1,068 $6,970 $11,011 $1,205 $1,398
USAA $973 $961 $903 $913 $2,679 $3,002 $1,317 $1,414

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Minimum Car Insurance in Hillsboro, IN

Every driver must carry the minimum car insurance in Hillsboro, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Hillsboro, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hillsboro, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hillsboro, IN. Compare credit history car insurance rates in Hillsboro from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hillsboro, Indiana

Insurance Company Poor Fair Good
Allstate $4,930 $3,645 $3,312
American Family $4,755 $3,090 $2,588
Farmers $3,782 $3,080 $2,851
GEICO $2,218 $1,846 $1,475
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $2,876 $2,432 $2,274
Progressive $4,382 $3,863 $3,636
State Farm $3,547 $2,115 $1,639
Travelers $3,483 $2,951 $2,948
USAA $2,052 $1,352 $1,157

Cheapest Hillsboro, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hillsboro, IN to rates for a clean record with top companies.

Annual Hillsboro, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,186 $4,640 $4,262 $3,762
American Family $2,396 $3,826 $4,834 $2,854
Farmers $2,896 $3,382 $3,475 $3,198
GEICO $1,217 $1,915 $2,570 $1,684
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,173 $2,802 $2,687 $2,448
Progressive $2,974 $5,178 $3,550 $4,138
State Farm $2,379 $2,597 $2,379 $2,379
Travelers $2,658 $3,283 $3,719 $2,851
USAA $1,150 $1,632 $1,872 $1,426

Cheapest Hillsboro, IN Car Insurance for Teen Drivers

Teen car insurance in Hillsboro, IN can be expensive. Take a look at rates from the top car insurance companies in Hillsboro for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hillsboro, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,385 $9,291
American Family $5,984 $8,674
Farmers $7,822 $8,338
GEICO $3,676 $3,421
Liberty Mutual $8,754 $13,230
Nationwide $4,497 $5,856
Progressive $9,822 $11,062
State Farm $4,456 $5,727
Travelers $6,970 $11,011
USAA $2,679 $3,002

Cheapest Hillsboro, IN Car Insurance for Seniors

Take a look at Hillsboro, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hillsboro, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,184 $2,395
American Family $1,962 $1,962
Farmers $1,280 $1,433
GEICO $1,188 $1,223
Liberty Mutual $3,662 $3,662
Nationwide $1,376 $1,472
Progressive $1,544 $1,559
State Farm $1,346 $1,346
Travelers $1,067 $1,068
USAA $903 $913

Cheapest Hillsboro, IN Car Insurance Rates After a DUI

A DUI in Hillsboro, IN increases car insurance rates. Compare Hillsboro, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hillsboro, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,262
American Family $4,834
Farmers $3,475
GEICO $2,570
Liberty Mutual $8,386
Nationwide $2,687
Progressive $3,550
State Farm $2,379
Travelers $3,719
USAA $1,872

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Cheapest Hillsboro, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hillsboro, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hillsboro, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,436 $3,519
Farmers $3,238 $3,238
GEICO $1,815 $1,878
Liberty Mutual $5,687 $5,998
Nationwide $2,527 $2,527
Progressive $3,960 $3,960
State Farm $2,364 $2,503
Travelers $3,128 $3,128
USAA $1,500 $1,541

The Best Cheap Car Insurance Companies in Hillsboro, IN

Take a look at a side-by-side comparison of the top car insurance companies in Hillsboro, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hillsboro, Indiana

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,477
Farmers $3,238
GEICO $1,847
Liberty Mutual $5,842
Nationwide $2,527
Progressive $3,960
State Farm $2,434
Travelers $3,128
USAA $1,520

Category Winners: Cheapest Car Insurance in Hillsboro, Indiana

Find the cheapest car insurance companies in Hillsboro, IN for each category right here.

Best Annual Car Insurance Rates by Company in Hillsboro, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Hillsboro, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hillsboro car insurance rates. Find the cheapest Hillsboro, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hillsboro, Indiana

Insurance Company Low Medium High
Allstate $3,786 $3,948 $4,152
American Family $3,445 $3,593 $3,394
Farmers $3,131 $3,231 $3,351
GEICO $1,739 $1,840 $1,960
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $2,571 $2,506 $2,505
Progressive $3,752 $3,901 $4,227
State Farm $2,330 $2,433 $2,538
Travelers $3,069 $3,157 $3,157
USAA $1,469 $1,517 $1,575

What affects car insurance rates in Hillsboro, Indiana?

What factors can have an impact on Hillsboro, IN car insurance? There are several reasons why Hillsboro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hillsboro, Indiana.

Commute Time in Hillsboro

The more time you spend in your car the higher the risk of an accident. The average commute length in Hillsboro, IN is 27.5 minutes according to City-Data.

Compare Car Insurance Quotes in Hillsboro, IN

Ready to find affordable Hillsboro, Indiana car insurance today? Enter your ZIP code for fast, free Hillsboro, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State