Compare Hillsboro, ND Car Insurance Rates (2021)

Car insurance in Hillsboro, ND averages $344 a month. Hillsboro, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hillsboro car insurance rates, compare quotes from the top car insurance companies in Hillsboro, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hillsboro, ND are $4,122/year
  • The cheapest car insurance company in Hillsboro for teen drivers is USAA
  • The cheapest car insurance company in Hillsboro is USAA

If you need to buy Hillsboro, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Hillsboro, ND is right here.

You’ll find Hillsboro car insurance rates, the cheapest Hillsboro, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Hillsboro, North Dakota car insurance rates to Watford City car insurance rates, Dickinson car insurance rates, and Wahpeton car insurance rates.

Ready to find affordable Hillsboro, ND car insurance today? Enter your ZIP code for fast, free Hillsboro car insurance quotes.

Cheapest Hillsboro, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hillsboro, ND car insurance rates? Every Hillsboro, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hillsboro, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,471 $2,473 $2,194 $2,323 $9,550 $11,229 $2,706 $2,914
American Family $2,511 $2,511 $2,269 $2,269 $5,349 $7,694 $2,511 $2,936
Farmers $1,690 $1,654 $1,507 $1,572 $6,169 $6,317 $1,916 $2,015
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,402 $8,006 $5,941 $7,201 $29,140 $32,517 $7,765 $8,523
Nationwide $1,764 $1,805 $1,583 $1,687 $3,986 $4,919 $2,014 $2,136
Progressive $2,010 $1,908 $1,629 $1,692 $7,593 $8,479 $2,467 $2,502
State Farm $1,412 $1,412 $1,248 $1,248 $3,947 $4,991 $1,579 $1,787
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

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Minimum Car Insurance in Hillsboro, ND

Every driver must carry the minimum car insurance in Hillsboro, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Hillsboro, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hillsboro, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hillsboro, ND. Compare credit history car insurance rates in Hillsboro from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hillsboro, North Dakota

Insurance Company Poor Fair Good
Allstate $5,648 $4,300 $3,499
American Family $4,614 $3,200 $2,704
Farmers $3,302 $2,699 $2,563
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,355 $11,544 $9,036
Nationwide $3,028 $2,360 $2,072
Progressive $4,071 $3,414 $3,120
State Farm $3,081 $1,959 $1,568
USAA $2,801 $1,773 $1,511

Cheapest Hillsboro, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hillsboro, ND to rates for a clean record with top companies.

Annual Hillsboro, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,632 $4,002 $6,074 $4,222
American Family $2,562 $3,667 $4,863 $2,932
Farmers $2,405 $3,073 $3,034 $2,908
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,815 $13,320 $14,484 $13,627
Nationwide $1,840 $2,532 $3,486 $2,090
Progressive $3,259 $4,027 $3,299 $3,554
State Farm $2,036 $2,370 $2,203 $2,203
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Hillsboro, ND Car Insurance for Teen Drivers

Teen car insurance in Hillsboro, ND can be expensive. Take a look at rates from the top car insurance companies in Hillsboro for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hillsboro, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,550 $11,229
American Family $5,349 $7,694
Farmers $6,169 $6,317
GEICO $4,150 $5,218
Liberty Mutual $29,140 $32,517
Nationwide $3,986 $4,919
Progressive $7,593 $8,479
State Farm $3,947 $4,991
USAA $3,928 $4,747

Cheapest Hillsboro, ND Car Insurance for Seniors

Take a look at Hillsboro, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hillsboro, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,194 $2,323
American Family $2,269 $2,269
Farmers $1,507 $1,572
GEICO $1,863 $1,884
Liberty Mutual $5,941 $7,201
Nationwide $1,583 $1,687
Progressive $1,629 $1,692
State Farm $1,248 $1,248
USAA $927 $930

Cheapest Hillsboro, ND Car Insurance Rates After a DUI

A DUI in Hillsboro, ND increases car insurance rates. Compare Hillsboro, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hillsboro, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,074
American Family $4,863
Farmers $3,034
GEICO $4,084
Liberty Mutual $14,484
Nationwide $3,486
Progressive $3,299
State Farm $2,203
USAA $2,854

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Cheapest Hillsboro, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hillsboro, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hillsboro, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,373 $4,592
American Family $3,463 $3,549
Farmers $2,855 $2,855
GEICO $2,663 $2,724
Liberty Mutual $13,312 $13,312
Nationwide $2,487 $2,487
Progressive $3,535 $3,535
State Farm $2,144 $2,262
USAA $2,008 $2,049

The Best Cheap Car Insurance Companies in Hillsboro, ND

Take a look at a side-by-side comparison of the top car insurance companies in Hillsboro, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hillsboro, North Dakota

Insurance Company Average Annual Rates
Allstate $4,483
American Family $3,506
Farmers $2,855
GEICO $2,694
Liberty Mutual $13,312
Nationwide $2,487
Progressive $3,535
State Farm $2,203
USAA $2,028

Category Winners: Cheapest Car Insurance in Hillsboro, North Dakota

Find the cheapest car insurance companies in Hillsboro, ND for each category right here.

Best Annual Car Insurance Rates by Company in Hillsboro, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hillsboro, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hillsboro car insurance rates. Find the cheapest Hillsboro, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hillsboro, North Dakota

Insurance Company Low Medium High
Allstate $4,382 $4,480 $4,586
American Family $3,614 $3,679 $3,226
Farmers $2,782 $2,841 $2,942
GEICO $2,647 $2,689 $2,745
Liberty Mutual $13,032 $13,258 $13,645
Nationwide $2,425 $2,474 $2,562
Progressive $3,427 $3,524 $3,654
State Farm $2,144 $2,209 $2,256
USAA $1,977 $2,030 $2,079

What affects car insurance rates in Hillsboro, North Dakota?

What factors can have an impact on Hillsboro, ND car insurance? There are several reasons why Hillsboro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hillsboro, North Dakota.

Commute Time in Hillsboro

The more time you spend in your car the higher the risk of an accident. The average commute length in Hillsboro, ND is 16.6 minutes according to City-Data.

Compare Car Insurance Quotes in Hillsboro, ND

Ready to find affordable Hillsboro, North Dakota car insurance today? Enter your ZIP code for fast, free Hillsboro, ND car insurance quotes.

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