Compare Hillsboro, OR Car Insurance Rates (2021)

Car insurance in Hillsboro, OR averages $325 a month. Hillsboro, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Hillsboro car insurance rates, compare quotes from the top car insurance companies in Hillsboro, OR.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hillsboro is USAA
  • Average car insurance rates in Hillsboro, OR after a DUI are $4,599/year
  • The cheapest car insurance company in Hillsboro for teen drivers is USAA

If you need to buy Hillsboro, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Hillsboro, OR is right here.

You’ll find Hillsboro car insurance rates, the cheapest Hillsboro, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Hillsboro, Oregon car insurance rates to Hillsboro car insurance rates, Bend car insurance rates, and Medford car insurance rates.

Ready to find affordable Hillsboro, OR car insurance today? Enter your ZIP code for fast, free Hillsboro car insurance quotes.

Cheapest Hillsboro, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hillsboro, OR car insurance rates? Every Hillsboro, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hillsboro, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,470 $3,210 $3,179 $3,209 $10,744 $11,958 $3,595 $3,589
American Family $2,714 $2,714 $2,419 $2,419 $6,773 $10,684 $2,714 $2,833
Farmers $2,369 $2,318 $2,086 $2,225 $10,142 $10,402 $2,646 $2,699
GEICO $2,469 $2,385 $2,336 $2,379 $6,473 $5,849 $2,627 $2,230
Liberty Mutual $2,988 $3,145 $2,591 $2,883 $9,817 $10,585 $2,852 $2,862
Nationwide $2,537 $2,509 $2,262 $2,354 $5,938 $7,387 $2,977 $3,119
Progressive $2,074 $1,868 $1,812 $1,864 $9,139 $10,049 $2,470 $2,315
State Farm $1,991 $1,991 $1,840 $1,840 $6,515 $8,198 $2,265 $2,575
Travelers $2,119 $2,141 $1,938 $2,019 $6,260 $7,732 $2,207 $2,246
USAA $1,704 $1,647 $1,701 $1,631 $5,266 $5,625 $2,195 $2,266

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Minimum Car Insurance in Hillsboro, OR

Every driver must carry the minimum car insurance in Hillsboro, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Hillsboro, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Hillsboro, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hillsboro, OR. Compare credit history car insurance rates in Hillsboro from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hillsboro, Oregon

Insurance Company Poor Fair Good
Allstate $7,062 $4,960 $4,086
American Family $5,277 $3,905 $3,294
Farmers $5,026 $4,136 $3,920
GEICO $4,034 $3,343 $2,652
Liberty Mutual $6,918 $4,083 $3,146
Nationwide $4,398 $3,488 $3,020
Progressive $4,420 $3,841 $3,585
State Farm $4,755 $3,029 $2,421
Travelers $4,137 $3,279 $2,582
USAA $4,119 $2,306 $1,838

Cheapest Hillsboro, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hillsboro, OR to rates for a clean record with top companies.

Annual Hillsboro, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,288 $5,845 $6,064 $5,279
American Family $2,900 $4,402 $5,615 $3,718
Farmers $3,679 $4,747 $4,642 $4,376
GEICO $2,183 $3,522 $4,669 $3,000
Liberty Mutual $4,175 $4,679 $5,366 $4,641
Nationwide $3,078 $3,299 $4,679 $3,485
Progressive $2,968 $5,459 $3,830 $3,537
State Farm $3,003 $3,960 $3,322 $3,322
Travelers $2,692 $3,455 $3,902 $3,282
USAA $1,991 $2,795 $3,896 $2,335

Cheapest Hillsboro, OR Car Insurance for Teen Drivers

Teen car insurance in Hillsboro, OR can be expensive. Take a look at rates from the top car insurance companies in Hillsboro for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hillsboro, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,744 $11,958
American Family $6,773 $10,684
Farmers $10,142 $10,402
GEICO $6,473 $5,849
Liberty Mutual $9,817 $10,585
Nationwide $5,938 $7,387
Progressive $9,139 $10,049
State Farm $6,515 $8,198
Travelers $6,260 $7,732
USAA $5,266 $5,625

Cheapest Hillsboro, OR Car Insurance for Seniors

Take a look at Hillsboro, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hillsboro, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,179 $3,209
American Family $2,419 $2,419
Farmers $2,086 $2,225
GEICO $2,336 $2,379
Liberty Mutual $2,591 $2,883
Nationwide $2,262 $2,354
Progressive $1,812 $1,864
State Farm $1,840 $1,840
Travelers $1,938 $2,019
USAA $1,701 $1,631

Cheapest Hillsboro, OR Car Insurance Rates After a DUI

A DUI in Hillsboro, OR increases car insurance rates. Compare Hillsboro, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hillsboro, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,064
American Family $5,615
Farmers $4,642
GEICO $4,669
Liberty Mutual $5,366
Nationwide $4,679
Progressive $3,830
State Farm $3,322
Travelers $3,902
USAA $3,896

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Cheapest Hillsboro, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hillsboro, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hillsboro, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,369 $5,369
American Family $4,094 $4,223
Farmers $4,361 $4,361
GEICO $3,290 $3,396
Liberty Mutual $4,715 $4,715
Nationwide $3,635 $3,635
Progressive $3,949 $3,949
State Farm $3,309 $3,495
Travelers $3,198 $3,467
USAA $2,675 $2,833

Cheapest Hillsboro, OR Car Insurance Rates by ZIP Code

Hillsboro car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Hillsboro, OR.

Annual Car Insurance Rates by ZIP Code in Hillsboro, Oregon

ZIP Code Average Annual Rates
97123 $3,760
97124 $3,608

The Best Cheap Car Insurance Companies in Hillsboro, OR

Take a look at a side-by-side comparison of the top car insurance companies in Hillsboro, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hillsboro, Oregon

Insurance Company Average Annual Rates
Allstate $5,369
American Family $4,159
Farmers $4,361
GEICO $3,343
Liberty Mutual $4,715
Nationwide $3,635
Progressive $3,949
State Farm $3,402
Travelers $3,333
USAA $2,754

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Category Winners: Cheapest Car Insurance in Hillsboro, Oregon

Find the cheapest car insurance companies in Hillsboro, OR for each category right here.

Best Annual Car Insurance Rates by Company in Hillsboro, Oregon

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Hillsboro, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hillsboro car insurance rates. Find the cheapest Hillsboro, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hillsboro, Oregon

Insurance Company Low Medium High
Allstate $5,137 $5,357 $5,613
American Family $4,118 $4,404 $3,954
Farmers $4,056 $4,297 $4,729
GEICO $3,012 $3,365 $3,653
Liberty Mutual $4,411 $4,704 $5,032
Nationwide $3,445 $3,736 $3,725
Progressive $3,791 $3,928 $4,128
State Farm $3,181 $3,410 $3,614
Travelers $3,088 $3,311 $3,599
USAA $2,623 $2,758 $2,883

What affects car insurance rates in Hillsboro, Oregon?

What factors can have an impact on Hillsboro, OR car insurance? There are several reasons why Hillsboro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hillsboro, Oregon.

Car Theft in Hillsboro

High levels of vehicle theft can make car insurance more expensive. Hillsboro, OR car theft statistics from the FBI indicate 218 vehicle thefts a year.

Commute Time in Hillsboro

The more time you spend in your car the higher the risk of an accident. The average commute length in Hillsboro, OR is 23.8 minutes according to City-Data.

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Compare Car Insurance Quotes in Hillsboro, OR

Ready to find affordable Hillsboro, Oregon car insurance today? Enter your ZIP code for fast, free Hillsboro, OR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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