Compare Hillsboro, TX Car Insurance Rates (2021)

Car insurance in Hillsboro, TX averages $284 a month. Hillsboro, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Hillsboro car insurance rates, compare quotes from the top car insurance companies in Hillsboro, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hillsboro is USAA
  • Average car insurance rates in Hillsboro, TX after a DUI are $3,906/year
  • The cheapest car insurance company in Hillsboro for teen drivers is USAA

If you need to buy Hillsboro, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Hillsboro, TX is right here.

You’ll find Hillsboro car insurance rates, the cheapest Hillsboro, TX car insurance companies, and information on Texas car insurance laws. You can also compare Hillsboro, Texas car insurance rates to Corpus Christi car insurance rates, Dallas car insurance rates, and Laredo car insurance rates.

Ready to find affordable Hillsboro, TX car insurance today? Enter your ZIP code for fast, free Hillsboro car insurance quotes.

Cheapest Hillsboro, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hillsboro, TX car insurance rates? Every Hillsboro, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hillsboro, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,334 $3,365 $3,293 $3,293 $8,791 $10,608 $4,121 $4,295
American Family $2,277 $2,522 $2,122 $2,416 $5,874 $7,709 $3,231 $3,682
GEICO $1,943 $2,085 $1,866 $2,089 $4,149 $4,338 $2,096 $2,106
Nationwide $2,297 $2,338 $2,028 $2,149 $6,517 $8,377 $2,698 $2,920
Progressive $2,107 $2,005 $1,884 $1,916 $8,880 $9,916 $2,498 $2,543
State Farm $1,832 $1,832 $1,627 $1,627 $4,330 $5,510 $1,988 $2,054
USAA $1,406 $1,418 $1,339 $1,334 $3,887 $4,247 $1,872 $2,016

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Minimum Car Insurance in Hillsboro, TX

Every driver must carry the minimum car insurance in Hillsboro, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Hillsboro, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hillsboro, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hillsboro, TX. Compare credit history car insurance rates in Hillsboro from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hillsboro, Texas

Insurance Company Poor Fair Good
Allstate $6,528 $4,787 $4,097
American Family $5,151 $3,216 $2,821
GEICO $3,963 $2,264 $1,525
Nationwide $4,397 $3,531 $3,069
Progressive $4,457 $3,864 $3,585
State Farm $3,682 $2,292 $1,826
USAA $3,224 $1,855 $1,491

Cheapest Hillsboro, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hillsboro, TX to rates for a clean record with top companies.

Annual Hillsboro, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,997 $6,140 $6,416 $3,997
American Family $3,409 $4,310 $3,789 $3,409
GEICO $2,201 $2,884 $2,431 $2,821
Nationwide $3,178 $3,178 $4,716 $3,591
Progressive $3,465 $4,478 $4,038 $3,894
State Farm $2,317 $2,649 $3,116 $2,317
USAA $1,639 $2,406 $2,835 $1,880

Cheapest Hillsboro, TX Car Insurance for Teen Drivers

Teen car insurance in Hillsboro, TX can be expensive. Take a look at rates from the top car insurance companies in Hillsboro for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hillsboro, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,791 $10,608
American Family $5,874 $7,709
GEICO $4,149 $4,338
Nationwide $6,517 $8,377
Progressive $8,880 $9,916
State Farm $4,330 $5,510
USAA $3,887 $4,247

Cheapest Hillsboro, TX Car Insurance for Seniors

Take a look at Hillsboro, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hillsboro, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,293 $3,293
American Family $2,122 $2,416
GEICO $1,866 $2,089
Nationwide $2,028 $2,149
Progressive $1,884 $1,916
State Farm $1,627 $1,627
USAA $1,339 $1,334

Cheapest Hillsboro, TX Car Insurance Rates After a DUI

A DUI in Hillsboro, TX increases car insurance rates. Compare Hillsboro, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hillsboro, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,416
American Family $3,789
GEICO $2,431
Nationwide $4,716
Progressive $4,038
State Farm $3,116
USAA $2,835

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Cheapest Hillsboro, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hillsboro, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hillsboro, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,018 $5,257
American Family $3,729 $3,729
GEICO $2,537 $2,632
Nationwide $3,665 $3,665
Progressive $3,969 $3,969
State Farm $2,600 $2,600
USAA $2,162 $2,217

The Best Cheap Car Insurance Companies in Hillsboro, TX

Take a look at a side-by-side comparison of the top car insurance companies in Hillsboro, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hillsboro, Texas

Insurance Company Average Annual Rates
Allstate $5,138
American Family $3,729
GEICO $2,584
Nationwide $3,665
Progressive $3,969
State Farm $2,600
USAA $2,190

Category Winners: Cheapest Car Insurance in Hillsboro, Texas

Find the cheapest car insurance companies in Hillsboro, TX for each category right here.

Best Annual Car Insurance Rates by Company in Hillsboro, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Hillsboro, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hillsboro car insurance rates. Find the cheapest Hillsboro, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hillsboro, Texas

Insurance Company Low Medium High
Allstate $5,015 $5,092 $5,305
American Family $3,479 $3,596 $4,113
GEICO $2,465 $2,556 $2,732
Nationwide $3,964 $3,507 $3,525
Progressive $3,795 $3,952 $4,158
State Farm $2,477 $2,593 $2,729
USAA $2,122 $2,182 $2,265

What affects car insurance rates in Hillsboro, Texas?

What factors can have an impact on Hillsboro, TX car insurance? There are several reasons why Hillsboro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hillsboro, Texas.

Car Theft in Hillsboro

High levels of vehicle theft can make car insurance more expensive. Hillsboro, TX car theft statistics from the FBI indicate 11 vehicle thefts a year.

Commute Time in Hillsboro

The more time you spend in your car the higher the risk of an accident. The average commute length in Hillsboro, TX is 20.6 minutes according to City-Data.

Compare Car Insurance Quotes in Hillsboro, TX

Ready to find affordable Hillsboro, Texas car insurance today? Enter your ZIP code for fast, free Hillsboro, TX car insurance quotes.

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