Compare Hillsdale, IL Car Insurance Rates (2021)

Car insurance in Hillsdale, IL averages $246 a month. Hillsdale, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Hillsdale car insurance rates, compare quotes from the top car insurance companies in Hillsdale, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hillsdale is Nationwide
  • Average car insurance rates in Hillsdale, IL after a DUI are $3,410/year
  • Average car insurance rates in Hillsdale, IL are $2,949/year

If you need to buy Hillsdale, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Hillsdale, IL is right here.

You’ll find Hillsdale car insurance rates, the cheapest Hillsdale, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Hillsdale, Illinois car insurance rates to Springfield car insurance rates, Chicago car insurance rates, and Naperville car insurance rates.

Ready to find affordable Hillsdale, IL car insurance today? Enter your ZIP code for fast, free Hillsdale car insurance quotes.

Cheapest Hillsdale, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hillsdale, IL car insurance rates? Every Hillsdale, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hillsdale, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,888 $2,902 $3,006 $3,006 $7,364 $9,575 $3,469 $3,747
American Family $2,266 $2,266 $2,069 $2,069 $6,270 $8,739 $2,266 $2,917
Farmers $2,260 $2,263 $2,009 $2,118 $9,422 $9,824 $2,579 $2,707
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,299 $1,402 $1,082 $1,209 $4,210 $4,685 $1,356 $1,430
Nationwide $1,310 $1,335 $1,172 $1,242 $3,382 $4,341 $1,504 $1,627
Progressive $2,262 $2,144 $1,859 $1,946 $8,140 $9,154 $2,706 $2,947
State Farm $1,339 $1,339 $1,188 $1,188 $3,739 $4,745 $1,511 $1,736
Travelers $1,343 $1,415 $1,222 $1,301 $3,773 $4,704 $1,422 $1,496
USAA $1,518 $1,548 $1,407 $1,387 $4,800 $5,306 $1,990 $2,191

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Minimum Car Insurance in Hillsdale, IL

Every driver must carry the minimum car insurance in Hillsdale, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Hillsdale, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Hillsdale, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hillsdale, IL. Compare credit history car insurance rates in Hillsdale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hillsdale, Illinois

Insurance Company Poor Fair Good
Allstate $5,750 $4,127 $3,607
American Family $4,812 $3,260 $2,751
Farmers $4,723 $3,956 $3,764
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,942 $1,841 $1,470
Nationwide $2,366 $1,914 $1,687
Progressive $4,440 $3,765 $3,480
State Farm $3,051 $1,827 $1,417
Travelers $2,544 $2,045 $1,664
USAA $3,364 $2,300 $1,892

Cheapest Hillsdale, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hillsdale, IL to rates for a clean record with top companies.

Annual Hillsdale, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,258 $5,440 $5,049 $4,232
American Family $2,651 $3,773 $5,001 $3,008
Farmers $3,506 $4,508 $4,396 $4,180
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,742 $2,459 $2,165 $1,971
Nationwide $1,612 $2,072 $2,427 $1,845
Progressive $3,208 $4,761 $3,550 $4,061
State Farm $1,924 $2,272 $2,098 $2,098
Travelers $1,668 $2,176 $2,412 $2,082
USAA $1,804 $2,576 $3,522 $2,173

Cheapest Hillsdale, IL Car Insurance for Teen Drivers

Teen car insurance in Hillsdale, IL can be expensive. Take a look at rates from the top car insurance companies in Hillsdale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hillsdale, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $9,575
American Family $6,270 $8,739
Farmers $9,422 $9,824
GEICO $4,847 $5,129
Liberty Mutual $4,210 $4,685
Nationwide $3,382 $4,341
Progressive $8,140 $9,154
State Farm $3,739 $4,745
Travelers $3,773 $4,704
USAA $4,800 $5,306

Cheapest Hillsdale, IL Car Insurance for Seniors

Take a look at Hillsdale, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hillsdale, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,006 $3,006
American Family $2,069 $2,069
Farmers $2,009 $2,118
GEICO $1,521 $1,797
Liberty Mutual $1,082 $1,209
Nationwide $1,172 $1,242
Progressive $1,859 $1,946
State Farm $1,188 $1,188
Travelers $1,222 $1,301
USAA $1,407 $1,387

Cheapest Hillsdale, IL Car Insurance Rates After a DUI

A DUI in Hillsdale, IL increases car insurance rates. Compare Hillsdale, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hillsdale, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,049
American Family $5,001
Farmers $4,396
GEICO $3,482
Liberty Mutual $2,165
Nationwide $2,427
Progressive $3,550
State Farm $2,098
Travelers $2,412
USAA $3,522

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Cheapest Hillsdale, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hillsdale, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hillsdale, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,495 $4,495
American Family $3,561 $3,655
Farmers $4,148 $4,148
GEICO $2,519 $2,617
Liberty Mutual $2,084 $2,084
Nationwide $1,989 $1,989
Progressive $3,895 $3,895
State Farm $2,046 $2,150
Travelers $2,004 $2,165
USAA $2,448 $2,589

The Best Cheap Car Insurance Companies in Hillsdale, IL

Take a look at a side-by-side comparison of the top car insurance companies in Hillsdale, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hillsdale, Illinois

Insurance Company Average Annual Rates
Allstate $4,495
American Family $3,608
Farmers $4,148
GEICO $2,568
Liberty Mutual $2,084
Nationwide $1,989
Progressive $3,895
State Farm $2,098
Travelers $2,084
USAA $2,518

Category Winners: Cheapest Car Insurance in Hillsdale, Illinois

Find the cheapest car insurance companies in Hillsdale, IL for each category right here.

Best Annual Car Insurance Rates by Company in Hillsdale, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Hillsdale, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hillsdale car insurance rates. Find the cheapest Hillsdale, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hillsdale, Illinois

Insurance Company Low Medium High
Allstate $4,356 $4,490 $4,638
American Family $3,503 $3,739 $3,582
Farmers $3,958 $4,056 $4,429
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,964 $2,080 $2,208
Nationwide $1,977 $2,004 $1,987
Progressive $3,612 $3,884 $4,188
State Farm $1,997 $2,101 $2,196
Travelers $1,967 $2,082 $2,204
USAA $2,370 $2,517 $2,669

What affects car insurance rates in Hillsdale, Illinois?

What factors can have an impact on Hillsdale, IL car insurance? There are several reasons why Hillsdale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hillsdale, Illinois.

Commute Time in Hillsdale

The more time you spend in your car the higher the risk of an accident. The average commute length in Hillsdale, IL is 30.4 minutes according to City-Data.

Compare Car Insurance Quotes in Hillsdale, IL

Ready to find affordable Hillsdale, Illinois car insurance today? Enter your ZIP code for fast, free Hillsdale, IL car insurance quotes.

Free Car Insurance Comparison

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