Compare Hima, KY Car Insurance Rates (2021)

Car insurance in Hima, KY averages $537 a month. Hima, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hima car insurance rates, compare quotes from the top car insurance companies in Hima, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hima, KY are $6,444/year
  • The cheapest car insurance company in Hima is USAA
  • Average car insurance rates in Hima, KY after a DUI are $7,720/year

If you need to buy Hima, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Hima, KY is right here.

You’ll find Hima car insurance rates, the cheapest Hima, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Hima, Kentucky car insurance rates to Independence car insurance rates, Owensboro car insurance rates, and Covington car insurance rates.

Ready to find affordable Hima, KY car insurance today? Enter your ZIP code for fast, free Hima car insurance quotes.

Cheapest Hima, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hima, KY car insurance rates? Every Hima, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hima, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,170 $6,074 $5,664 $6,023 $23,229 $25,708 $6,689 $6,983
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $3,472 $3,771 $3,061 $3,412 $12,592 $13,781 $3,559 $3,584
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $2,912 $2,743 $2,637 $2,642 $14,733 $16,673 $3,609 $3,633
State Farm $2,834 $2,834 $2,538 $2,538 $7,571 $9,319 $3,155 $3,437
Travelers $3,372 $3,439 $3,292 $3,306 $16,560 $26,699 $3,521 $4,118
USAA $2,125 $2,130 $1,915 $1,948 $5,722 $6,019 $2,690 $2,948

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Minimum Car Insurance in Hima, KY

Every driver must carry the minimum car insurance in Hima, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Hima, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hima, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hima, KY. Compare credit history car insurance rates in Hima from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hima, Kentucky

Insurance Company Poor Fair Good
Allstate $14,577 $9,809 $8,066
GEICO $8,861 $4,424 $2,884
Liberty Mutual $8,468 $5,169 $4,076
Nationwide $9,500 $7,372 $6,351
Progressive $6,915 $6,045 $5,633
State Farm $6,145 $3,746 $2,943
Travelers $8,984 $7,580 $7,550
USAA $4,746 $2,655 $2,161

Cheapest Hima, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hima, KY to rates for a clean record with top companies.

Annual Hima, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,939 $11,690 $12,528 $10,112
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $4,922 $7,571 $5,880 $5,244
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $5,109 $7,648 $5,824 $6,209
State Farm $3,928 $4,628 $4,278 $4,278
Travelers $6,995 $7,203 $10,446 $7,509
USAA $2,397 $3,396 $4,069 $2,886

Cheapest Hima, KY Car Insurance for Teen Drivers

Teen car insurance in Hima, KY can be expensive. Take a look at rates from the top car insurance companies in Hima for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hima, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,229 $25,708
GEICO $8,902 $10,417
Liberty Mutual $12,592 $13,781
Nationwide $12,445 $15,350
Progressive $14,733 $16,673
State Farm $7,571 $9,319
Travelers $16,560 $26,699
USAA $5,722 $6,019

Cheapest Hima, KY Car Insurance for Seniors

Take a look at Hima, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hima, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,664 $6,023
GEICO $4,595 $4,158
Liberty Mutual $3,061 $3,412
Nationwide $5,015 $5,208
Progressive $2,637 $2,642
State Farm $2,538 $2,538
Travelers $3,292 $3,306
USAA $1,915 $1,948

Cheapest Hima, KY Car Insurance Rates After a DUI

A DUI in Hima, KY increases car insurance rates. Compare Hima, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hima, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,528
GEICO $8,597
Liberty Mutual $5,880
Nationwide $10,137
Progressive $5,824
State Farm $4,278
Travelers $10,446
USAA $4,069

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Cheapest Hima, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hima, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hima, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,817 $10,817
GEICO $5,341 $5,438
Liberty Mutual $5,904 $5,904
Nationwide $7,741 $7,741
Progressive $6,198 $6,198
State Farm $4,167 $4,389
Travelers $8,038 $8,038
USAA $3,068 $3,306

The Best Cheap Car Insurance Companies in Hima, KY

Take a look at a side-by-side comparison of the top car insurance companies in Hima, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hima, Kentucky

Insurance Company Average Annual Rates
Allstate $10,817
GEICO $5,390
Liberty Mutual $5,904
Nationwide $7,741
Progressive $6,198
State Farm $4,278
Travelers $8,038
USAA $3,187

Category Winners: Cheapest Car Insurance in Hima, Kentucky

Find the cheapest car insurance companies in Hima, KY for each category right here.

Best Annual Car Insurance Rates by Company in Hima, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Hima, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hima car insurance rates. Find the cheapest Hima, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hima, Kentucky

Insurance Company Low Medium High
Allstate $9,361 $10,727 $12,364
GEICO $4,884 $5,352 $5,934
Liberty Mutual $5,531 $5,848 $6,334
Nationwide $7,713 $7,608 $7,902
Progressive $5,585 $6,068 $6,940
State Farm $4,023 $4,266 $4,545
Travelers $7,657 $8,076 $8,382
USAA $3,041 $3,179 $3,341

Compare Car Insurance Quotes in Hima, KY

Ready to find affordable Hima, Kentucky car insurance today? Enter your ZIP code for fast, free Hima, KY car insurance quotes.

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