Compare Hinckley, IL Car Insurance Rates (2021)

Car insurance in Hinckley, IL averages $260 a month. Hinckley, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Hinckley car insurance rates, compare quotes from the top car insurance companies in Hinckley, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hinckley for teen drivers is State Farm
  • Average car insurance rates in Hinckley, IL are $3,120/year
  • Average car insurance rates in Hinckley, IL after a DUI are $3,633/year

If you need to buy Hinckley, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Hinckley, IL is right here.

You’ll find Hinckley car insurance rates, the cheapest Hinckley, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Hinckley, Illinois car insurance rates to Naperville car insurance rates, Peoria car insurance rates, and Aurora car insurance rates.

Ready to find affordable Hinckley, IL car insurance today? Enter your ZIP code for fast, free Hinckley car insurance quotes.

Cheapest Hinckley, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hinckley, IL car insurance rates? Every Hinckley, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hinckley, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,453 $3,468 $3,618 $3,618 $9,037 $11,755 $4,156 $4,493
American Family $2,263 $2,263 $2,076 $2,076 $6,479 $8,948 $2,263 $2,922
Farmers $2,315 $2,313 $2,053 $2,173 $9,994 $10,411 $2,646 $2,765
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,386 $1,495 $1,149 $1,285 $4,717 $5,248 $1,449 $1,528
Nationwide $1,783 $1,810 $1,591 $1,681 $4,888 $6,259 $2,077 $2,246
Progressive $1,833 $1,724 $1,513 $1,586 $6,808 $7,631 $2,182 $2,361
State Farm $1,312 $1,312 $1,176 $1,176 $3,791 $4,804 $1,483 $1,704
Travelers $1,540 $1,624 $1,413 $1,506 $4,526 $5,701 $1,630 $1,717
USAA $1,518 $1,540 $1,414 $1,388 $4,915 $5,407 $1,991 $2,181

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Minimum Car Insurance in Hinckley, IL

Every driver must carry the minimum car insurance in Hinckley, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Hinckley, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Hinckley, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hinckley, IL. Compare credit history car insurance rates in Hinckley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hinckley, Illinois

Insurance Company Poor Fair Good
Allstate $6,949 $5,013 $4,388
American Family $4,859 $3,317 $2,808
Farmers $4,923 $4,140 $3,938
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,226 $2,017 $1,604
Nationwide $3,326 $2,691 $2,358
Progressive $3,647 $3,100 $2,867
State Farm $3,042 $1,825 $1,417
Travelers $2,994 $2,417 $1,961
USAA $3,382 $2,329 $1,921

Cheapest Hinckley, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hinckley, IL to rates for a clean record with top companies.

Annual Hinckley, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,867 $6,647 $6,172 $5,113
American Family $2,691 $3,826 $5,078 $3,051
Farmers $3,657 $4,719 $4,602 $4,357
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,899 $2,702 $2,371 $2,157
Nationwide $2,255 $2,910 $3,416 $2,586
Progressive $2,638 $3,929 $2,923 $3,328
State Farm $1,912 $2,277 $2,095 $2,095
Travelers $1,953 $2,562 $2,863 $2,450
USAA $1,814 $2,609 $3,565 $2,188

Cheapest Hinckley, IL Car Insurance for Teen Drivers

Teen car insurance in Hinckley, IL can be expensive. Take a look at rates from the top car insurance companies in Hinckley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hinckley, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,037 $11,755
American Family $6,479 $8,948
Farmers $9,994 $10,411
GEICO $4,524 $4,715
Liberty Mutual $4,717 $5,248
Nationwide $4,888 $6,259
Progressive $6,808 $7,631
State Farm $3,791 $4,804
Travelers $4,526 $5,701
USAA $4,915 $5,407

Cheapest Hinckley, IL Car Insurance for Seniors

Take a look at Hinckley, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hinckley, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,618 $3,618
American Family $2,076 $2,076
Farmers $2,053 $2,173
GEICO $1,429 $1,724
Liberty Mutual $1,149 $1,285
Nationwide $1,591 $1,681
Progressive $1,513 $1,586
State Farm $1,176 $1,176
Travelers $1,413 $1,506
USAA $1,414 $1,388

Cheapest Hinckley, IL Car Insurance Rates After a DUI

A DUI in Hinckley, IL increases car insurance rates. Compare Hinckley, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hinckley, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,172
American Family $5,078
Farmers $4,602
GEICO $3,243
Liberty Mutual $2,371
Nationwide $3,416
Progressive $2,923
State Farm $2,095
Travelers $2,863
USAA $3,565

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Cheapest Hinckley, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hinckley, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hinckley, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,450 $5,450
American Family $3,615 $3,708
Farmers $4,334 $4,334
GEICO $2,338 $2,425
Liberty Mutual $2,282 $2,282
Nationwide $2,792 $2,792
Progressive $3,205 $3,205
State Farm $2,042 $2,148
Travelers $2,361 $2,553
USAA $2,473 $2,615

The Best Cheap Car Insurance Companies in Hinckley, IL

Take a look at a side-by-side comparison of the top car insurance companies in Hinckley, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hinckley, Illinois

Insurance Company Average Annual Rates
Allstate $5,450
American Family $3,662
Farmers $4,334
GEICO $2,382
Liberty Mutual $2,282
Nationwide $2,792
Progressive $3,205
State Farm $2,095
Travelers $2,457
USAA $2,544

Category Winners: Cheapest Car Insurance in Hinckley, Illinois

Find the cheapest car insurance companies in Hinckley, IL for each category right here.

Best Annual Car Insurance Rates by Company in Hinckley, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Hinckley, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hinckley car insurance rates. Find the cheapest Hinckley, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hinckley, Illinois

Insurance Company Low Medium High
Allstate $5,276 $5,444 $5,629
American Family $3,511 $3,796 $3,677
Farmers $4,124 $4,233 $4,645
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,152 $2,277 $2,418
Nationwide $2,749 $2,820 $2,806
Progressive $2,934 $3,193 $3,487
State Farm $1,974 $2,097 $2,212
Travelers $2,297 $2,454 $2,620
USAA $2,369 $2,542 $2,722

What affects car insurance rates in Hinckley, Illinois?

What factors can have an impact on Hinckley, IL car insurance? There are several reasons why Hinckley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hinckley, Illinois.

Commute Time in Hinckley

The more time you spend in your car the higher the risk of an accident. The average commute length in Hinckley, IL is 31.1 minutes according to City-Data.

Compare Car Insurance Quotes in Hinckley, IL

Ready to find affordable Hinckley, Illinois car insurance today? Enter your ZIP code for fast, free Hinckley, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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