Compare Hinckley, MN Car Insurance Rates (2021)

Car insurance in Hinckley, MN averages $399 a month. Hinckley, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Hinckley car insurance rates, compare quotes from the top car insurance companies in Hinckley, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hinckley for teen drivers is State Farm
  • Average car insurance rates in Hinckley, MN are $4,790/year
  • The cheapest car insurance company in Hinckley is State Farm

If you need to buy Hinckley, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Hinckley, MN is right here.

You’ll find Hinckley car insurance rates, the cheapest Hinckley, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Hinckley, Minnesota car insurance rates to St. Cloud car insurance rates, Woodbury car insurance rates, and Maple Grove car insurance rates.

Ready to find affordable Hinckley, MN car insurance today? Enter your ZIP code for fast, free Hinckley car insurance quotes.

Cheapest Hinckley, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hinckley, MN car insurance rates? Every Hinckley, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hinckley, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,995 $2,995 $2,876 $2,876 $6,757 $9,788 $3,641 $3,826
American Family $2,209 $2,209 $2,001 $2,001 $5,998 $8,715 $2,209 $2,499
Farmers $2,270 $2,254 $2,191 $2,288 $6,174 $6,093 $2,929 $2,769
GEICO $2,791 $2,768 $2,666 $2,591 $5,874 $7,453 $2,614 $2,712
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $1,916 $1,924 $1,703 $1,809 $4,740 $5,762 $2,233 $2,314
State Farm $1,635 $1,635 $1,449 $1,449 $3,451 $4,233 $1,888 $1,568
USAA $2,079 $2,060 $1,892 $1,893 $5,490 $6,006 $2,713 $2,887

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Minimum Car Insurance in Hinckley, MN

Every driver must carry the minimum car insurance in Hinckley, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Hinckley, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Hinckley, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hinckley, MN. Compare credit history car insurance rates in Hinckley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hinckley, Minnesota

Insurance Company Poor Fair Good
Allstate $6,575 $3,545 $3,288
American Family $4,721 $3,166 $2,553
Farmers $4,280 $3,019 $2,815
GEICO $4,422 $3,616 $3,012
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,337 $2,681 $2,381
State Farm $3,155 $1,929 $1,406
USAA $4,909 $2,395 $2,078

Cheapest Hinckley, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hinckley, MN to rates for a clean record with top companies.

Annual Hinckley, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,291 $4,716 $5,601 $4,270
American Family $2,338 $4,216 $4,718 $2,650
Farmers $2,873 $3,662 $3,710 $3,239
GEICO $2,445 $3,887 $5,782 $2,620
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,209 $2,952 $3,409 $2,630
State Farm $1,996 $2,331 $2,164 $2,164
USAA $2,325 $2,956 $4,457 $2,771

Cheapest Hinckley, MN Car Insurance for Teen Drivers

Teen car insurance in Hinckley, MN can be expensive. Take a look at rates from the top car insurance companies in Hinckley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hinckley, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,757 $9,788
American Family $5,998 $8,715
Farmers $6,174 $6,093
GEICO $5,874 $7,453
Liberty Mutual $21,303 $32,066
Nationwide $4,740 $5,762
State Farm $3,451 $4,233
USAA $5,490 $6,006

Cheapest Hinckley, MN Car Insurance for Seniors

Take a look at Hinckley, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hinckley, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,876 $2,876
American Family $2,001 $2,001
Farmers $2,191 $2,288
GEICO $2,666 $2,591
Liberty Mutual $10,624 $10,624
Nationwide $1,703 $1,809
State Farm $1,449 $1,449
USAA $1,892 $1,893

Cheapest Hinckley, MN Car Insurance Rates After a DUI

A DUI in Hinckley, MN increases car insurance rates. Compare Hinckley, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hinckley, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,601
American Family $4,718
Farmers $3,710
GEICO $5,782
Liberty Mutual $22,059
Nationwide $3,409
State Farm $2,164
USAA $4,457

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Cheapest Hinckley, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hinckley, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hinckley, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,469 $4,469
American Family $3,440 $3,521
Farmers $3,371 $3,371
GEICO $3,634 $3,733
Liberty Mutual $14,776 $15,681
Nationwide $2,800 $2,800
State Farm $2,105 $2,222
USAA $3,086 $3,169

The Best Cheap Car Insurance Companies in Hinckley, MN

Take a look at a side-by-side comparison of the top car insurance companies in Hinckley, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hinckley, Minnesota

Insurance Company Average Annual Rates
Allstate $4,469
American Family $3,480
Farmers $3,371
GEICO $3,683
Liberty Mutual $15,229
Nationwide $2,800
State Farm $2,164
USAA $3,127

Category Winners: Cheapest Car Insurance in Hinckley, Minnesota

Find the cheapest car insurance companies in Hinckley, MN for each category right here.

Best Annual Car Insurance Rates by Company in Hinckley, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Hinckley, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hinckley car insurance rates. Find the cheapest Hinckley, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hinckley, Minnesota

Insurance Company Low Medium High
Allstate $4,403 $4,465 $4,540
American Family $3,476 $3,577 $3,388
Farmers $3,252 $3,381 $3,480
GEICO $3,563 $3,682 $3,805
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,672 $2,815 $2,913
State Farm $2,086 $2,170 $2,234
USAA $3,039 $3,125 $3,218

What affects car insurance rates in Hinckley, Minnesota?

What factors can have an impact on Hinckley, MN car insurance? There are several reasons why Hinckley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hinckley, Minnesota.

Commute Time in Hinckley

The more time you spend in your car the higher the risk of an accident. The average commute length in Hinckley, MN is 16.2 minutes according to City-Data.

Compare Car Insurance Quotes in Hinckley, MN

Ready to find affordable Hinckley, Minnesota car insurance today? Enter your ZIP code for fast, free Hinckley, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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