Compare Holden, MO Car Insurance Rates (2021)

Car insurance in Holden, MO averages $269 a month. Holden, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Holden car insurance rates, compare quotes from the top car insurance companies in Holden, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Holden, MO are $3,227/year
  • The cheapest car insurance company in Holden is Nationwide
  • Average car insurance rates in Holden, MO after a DUI are $3,768/year

If you need to buy Holden, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Holden, MO is right here.

You’ll find Holden car insurance rates, the cheapest Holden, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Holden, Missouri car insurance rates to Independence car insurance rates, St. Joseph car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable Holden, MO car insurance today? Enter your ZIP code for fast, free Holden car insurance quotes.

Cheapest Holden, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Holden, MO car insurance rates? Every Holden, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Holden, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,788 $2,689 $2,520 $2,598 $7,953 $8,625 $2,649 $2,726
American Family $2,152 $2,152 $1,913 $1,913 $5,772 $7,525 $2,152 $2,525
Farmers $2,135 $2,125 $1,901 $2,019 $9,026 $9,339 $2,436 $2,539
GEICO $1,664 $1,868 $1,301 $1,676 $5,250 $5,542 $1,515 $1,513
Liberty Mutual $2,808 $3,043 $2,309 $2,585 $9,720 $10,786 $2,966 $3,171
Nationwide $1,475 $1,504 $1,323 $1,398 $3,753 $4,797 $1,685 $1,820
Progressive $1,987 $1,862 $1,625 $1,671 $6,275 $7,065 $2,429 $2,486
State Farm $1,637 $1,637 $1,470 $1,470 $4,830 $6,078 $1,844 $2,112
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

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Minimum Car Insurance in Holden, MO

Every driver must carry the minimum car insurance in Holden, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Holden, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Holden, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Holden, MO. Compare credit history car insurance rates in Holden from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Holden, Missouri

Insurance Company Poor Fair Good
Allstate $5,610 $3,614 $2,981
American Family $4,266 $2,998 $2,525
Farmers $4,493 $3,756 $3,571
GEICO $3,505 $2,287 $1,831
Liberty Mutual $6,713 $4,090 $3,217
Nationwide $2,615 $2,163 $1,880
Progressive $3,682 $3,041 $2,802
State Farm $3,645 $2,347 $1,912
USAA $4,216 $1,958 $1,402

Cheapest Holden, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Holden, MO to rates for a clean record with top companies.

Annual Holden, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,473 $3,933 $4,922 $3,947
American Family $2,473 $3,522 $4,252 $2,805
Farmers $3,394 $4,249 $4,152 $3,966
GEICO $1,963 $2,574 $3,492 $2,135
Liberty Mutual $3,391 $4,872 $5,027 $5,403
Nationwide $1,744 $2,238 $2,987 $1,908
Progressive $2,771 $3,656 $3,055 $3,219
State Farm $2,415 $2,855 $2,635 $2,635
USAA $2,036 $2,458 $3,392 $2,217

Cheapest Holden, MO Car Insurance for Teen Drivers

Teen car insurance in Holden, MO can be expensive. Take a look at rates from the top car insurance companies in Holden for teenagers.

Annual Car Insurance Rates for Teen Drivers in Holden, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,953 $8,625
American Family $5,772 $7,525
Farmers $9,026 $9,339
GEICO $5,250 $5,542
Liberty Mutual $9,720 $10,786
Nationwide $3,753 $4,797
Progressive $6,275 $7,065
State Farm $4,830 $6,078
USAA $4,587 $5,609

Cheapest Holden, MO Car Insurance for Seniors

Take a look at Holden, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Holden, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,520 $2,598
American Family $1,913 $1,913
Farmers $1,901 $2,019
GEICO $1,301 $1,676
Liberty Mutual $2,309 $2,585
Nationwide $1,323 $1,398
Progressive $1,625 $1,671
State Farm $1,470 $1,470
USAA $1,391 $1,422

Cheapest Holden, MO Car Insurance Rates After a DUI

A DUI in Holden, MO increases car insurance rates. Compare Holden, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Holden, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,922
American Family $4,252
Farmers $4,152
GEICO $3,492
Liberty Mutual $5,027
Nationwide $2,987
Progressive $3,055
State Farm $2,635
USAA $3,392

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Cheapest Holden, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Holden, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Holden, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,069 $4,069
American Family $3,230 $3,296
Farmers $3,940 $3,940
GEICO $2,495 $2,587
Liberty Mutual $4,673 $4,673
Nationwide $2,219 $2,219
Progressive $3,175 $3,175
State Farm $2,570 $2,699
USAA $2,433 $2,618

The Best Cheap Car Insurance Companies in Holden, MO

Take a look at a side-by-side comparison of the top car insurance companies in Holden, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Holden, Missouri

Insurance Company Average Annual Rates
Allstate $4,069
American Family $3,263
Farmers $3,940
GEICO $2,541
Liberty Mutual $4,673
Nationwide $2,219
Progressive $3,175
State Farm $2,635
USAA $2,526

Category Winners: Cheapest Car Insurance in Holden, Missouri

Find the cheapest car insurance companies in Holden, MO for each category right here.

Best Annual Car Insurance Rates by Company in Holden, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Holden, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Holden car insurance rates. Find the cheapest Holden, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Holden, Missouri

Insurance Company Low Medium High
Allstate $3,909 $4,060 $4,237
American Family $3,174 $3,366 $3,248
Farmers $3,675 $3,900 $4,246
GEICO $2,366 $2,561 $2,697
Liberty Mutual $4,433 $4,695 $4,892
Nationwide $2,076 $2,241 $2,340
Progressive $2,852 $3,181 $3,492
State Farm $2,465 $2,645 $2,794
USAA $2,420 $2,517 $2,640

What affects car insurance rates in Holden, Missouri?

What factors can have an impact on Holden, MO car insurance? There are several reasons why Holden car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Holden, Missouri.

Commute Time in Holden

The more time you spend in your car the higher the risk of an accident. The average commute length in Holden, MO is 37.2 minutes according to City-Data.

Compare Car Insurance Quotes in Holden, MO

Ready to find affordable Holden, Missouri car insurance today? Enter your ZIP code for fast, free Holden, MO car insurance quotes.

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