Compare Holland, IA Car Insurance Rates (2021)

Car insurance in Holland, IA averages $244 a month. Holland, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Holland car insurance rates, compare quotes from the top car insurance companies in Holland, IA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Holland, IA after a DUI are $3,530/year
  • Average car insurance rates in Holland, IA are $2,930/year
  • The cheapest car insurance company in Holland is USAA

If you need to buy Holland, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Holland, IA is right here.

You’ll find Holland car insurance rates, the cheapest Holland, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Holland, Iowa car insurance rates to Council Bluffs car insurance rates, Des Moines car insurance rates, and Davenport car insurance rates.

Ready to find affordable Holland, IA car insurance today? Enter your ZIP code for fast, free Holland car insurance quotes.

Cheapest Holland, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Holland, IA car insurance rates? Every Holland, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Holland, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,945 $1,945 $1,740 $1,740 $5,193 $7,282 $1,945 $2,343
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,132 $2,316 $1,871 $2,271 $10,237 $11,519 $2,417 $2,669
Nationwide $1,713 $1,755 $1,529 $1,628 $3,992 $5,149 $1,945 $2,112
Progressive $1,740 $1,681 $1,434 $1,486 $4,178 $4,724 $2,093 $2,262
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,473 $2,521 $2,420 $2,422 $11,187 $17,812 $2,580 $3,026
USAA $1,180 $1,195 $1,081 $1,106 $3,136 $3,336 $1,416 $1,564

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Holland, IA

Every driver must carry the minimum car insurance in Holland, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Holland, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Holland, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Holland, IA. Compare credit history car insurance rates in Holland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Holland, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,846 $2,827 $2,376
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,323 $3,897 $3,067
Nationwide $3,005 $2,361 $2,068
Progressive $2,901 $2,336 $2,112
State Farm $3,157 $1,953 $1,541
Travelers $6,241 $5,337 $5,087
USAA $2,305 $1,581 $1,369

Cheapest Holland, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Holland, IA to rates for a clean record with top companies.

Annual Holland, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,178 $3,189 $4,139 $2,560
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,827 $4,729 $4,828 $4,331
Nationwide $1,799 $2,576 $3,504 $2,032
Progressive $1,972 $3,219 $2,139 $2,470
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,035 $5,402 $7,243 $5,540
USAA $1,341 $1,794 $2,333 $1,538

Cheapest Holland, IA Car Insurance for Teen Drivers

Teen car insurance in Holland, IA can be expensive. Take a look at rates from the top car insurance companies in Holland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Holland, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $5,193 $7,282
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,237 $11,519
Nationwide $3,992 $5,149
Progressive $4,178 $4,724
State Farm $3,891 $4,937
Travelers $11,187 $17,812
USAA $3,136 $3,336

Cheapest Holland, IA Car Insurance for Seniors

Take a look at Holland, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Holland, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,740 $1,740
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,871 $2,271
Nationwide $1,529 $1,628
Progressive $1,434 $1,486
State Farm $1,269 $1,269
Travelers $2,420 $2,422
USAA $1,081 $1,106

Cheapest Holland, IA Car Insurance Rates After a DUI

A DUI in Holland, IA increases car insurance rates. Compare Holland, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Holland, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,113
American Family $4,139
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,828
Nationwide $3,504
Progressive $2,139
State Farm $2,217
Travelers $7,243
USAA $2,333

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Holland, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Holland, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Holland, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,981 $3,052
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,429 $4,429
Nationwide $2,478 $2,478
Progressive $2,450 $2,450
State Farm $2,164 $2,270
Travelers $5,555 $5,555
USAA $1,688 $1,815

The Best Cheap Car Insurance Companies in Holland, IA

Take a look at a side-by-side comparison of the top car insurance companies in Holland, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Holland, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $3,017
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,429
Nationwide $2,478
Progressive $2,450
State Farm $2,217
Travelers $5,555
USAA $1,752

Category Winners: Cheapest Car Insurance in Holland, Iowa

Find the cheapest car insurance companies in Holland, IA for each category right here.

Best Annual Car Insurance Rates by Company in Holland, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Holland, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Holland car insurance rates. Find the cheapest Holland, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Holland, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $3,033 $3,184 $2,833
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,259 $4,421 $4,607
Nationwide $2,573 $2,470 $2,390
Progressive $2,306 $2,456 $2,587
State Farm $2,111 $2,229 $2,311
Travelers $5,223 $5,639 $5,803
USAA $1,662 $1,757 $1,836

What affects car insurance rates in Holland, Iowa?

What factors can have an impact on Holland, IA car insurance? There are several reasons why Holland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Holland, Iowa.

Commute Time in Holland

The more time you spend in your car the higher the risk of an accident. The average commute length in Holland, IA is 23.1 minutes according to City-Data.

Compare Car Insurance Quotes in Holland, IA

Ready to find affordable Holland, Iowa car insurance today? Enter your ZIP code for fast, free Holland, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption