Compare Holland, MN Car Insurance Rates (2021)

Car insurance in Holland, MN averages $348 a month. Holland, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Holland car insurance rates, compare quotes from the top car insurance companies in Holland, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Holland, MN after a DUI are $5,677/year
  • Average car insurance rates in Holland, MN are $4,179/year
  • The cheapest car insurance company in Holland is State Farm

If you need to buy Holland, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Holland, MN is right here.

You’ll find Holland car insurance rates, the cheapest Holland, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Holland, Minnesota car insurance rates to St. Cloud car insurance rates, Brooklyn Park car insurance rates, and Duluth car insurance rates.

Ready to find affordable Holland, MN car insurance today? Enter your ZIP code for fast, free Holland car insurance quotes.

Cheapest Holland, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Holland, MN car insurance rates? Every Holland, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Holland, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,801 $2,801 $2,694 $2,694 $6,399 $9,271 $3,411 $3,579
American Family $2,247 $2,247 $2,037 $2,037 $6,116 $8,865 $2,247 $2,536
Farmers $1,829 $1,823 $1,758 $1,854 $5,122 $5,120 $2,385 $2,295
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,949 $1,960 $1,734 $1,841 $4,933 $6,005 $2,282 $2,376
State Farm $1,364 $1,364 $1,205 $1,205 $2,854 $3,525 $1,580 $1,308
USAA $1,904 $1,897 $1,728 $1,737 $5,013 $5,516 $2,493 $2,666

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Minimum Car Insurance in Holland, MN

Every driver must carry the minimum car insurance in Holland, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Holland, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Holland, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Holland, MN. Compare credit history car insurance rates in Holland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Holland, Minnesota

Insurance Company Poor Fair Good
Allstate $6,170 $3,346 $3,103
American Family $4,836 $3,208 $2,579
Farmers $3,485 $2,500 $2,335
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,433 $2,767 $2,455
State Farm $2,625 $1,606 $1,172
USAA $4,516 $2,193 $1,898

Cheapest Holland, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Holland, MN to rates for a clean record with top companies.

Annual Holland, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,060 $4,432 $5,325 $4,008
American Family $2,381 $4,281 $4,805 $2,699
Farmers $2,374 $3,000 $3,030 $2,689
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,288 $3,040 $3,499 $2,714
State Farm $1,665 $1,937 $1,801 $1,801
USAA $2,131 $2,706 $4,100 $2,539

Cheapest Holland, MN Car Insurance for Teen Drivers

Teen car insurance in Holland, MN can be expensive. Take a look at rates from the top car insurance companies in Holland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Holland, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,399 $9,271
American Family $6,116 $8,865
Farmers $5,122 $5,120
GEICO $4,914 $6,255
Liberty Mutual $17,050 $25,601
Nationwide $4,933 $6,005
State Farm $2,854 $3,525
USAA $5,013 $5,516

Cheapest Holland, MN Car Insurance for Seniors

Take a look at Holland, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Holland, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,694 $2,694
American Family $2,037 $2,037
Farmers $1,758 $1,854
GEICO $2,305 $2,240
Liberty Mutual $8,564 $8,564
Nationwide $1,734 $1,841
State Farm $1,205 $1,205
USAA $1,728 $1,737

Cheapest Holland, MN Car Insurance Rates After a DUI

A DUI in Holland, MN increases car insurance rates. Compare Holland, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Holland, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,325
American Family $4,805
Farmers $3,030
GEICO $4,945
Liberty Mutual $17,909
Nationwide $3,499
State Farm $1,801
USAA $4,100

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Cheapest Holland, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Holland, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Holland, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,206 $4,206
American Family $3,500 $3,583
Farmers $2,773 $2,773
GEICO $3,095 $3,177
Liberty Mutual $11,863 $12,582
Nationwide $2,885 $2,885
State Farm $1,753 $1,848
USAA $2,831 $2,907

The Best Cheap Car Insurance Companies in Holland, MN

Take a look at a side-by-side comparison of the top car insurance companies in Holland, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Holland, Minnesota

Insurance Company Average Annual Rates
Allstate $4,206
American Family $3,541
Farmers $2,773
GEICO $3,136
Liberty Mutual $12,222
Nationwide $2,885
State Farm $1,801
USAA $2,869

Category Winners: Cheapest Car Insurance in Holland, Minnesota

Find the cheapest car insurance companies in Holland, MN for each category right here.

Best Annual Car Insurance Rates by Company in Holland, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Holland, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Holland car insurance rates. Find the cheapest Holland, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Holland, Minnesota

Insurance Company Low Medium High
Allstate $4,150 $4,202 $4,267
American Family $3,535 $3,639 $3,450
Farmers $2,677 $2,782 $2,861
GEICO $3,045 $3,135 $3,228
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,734 $2,904 $3,017
State Farm $1,737 $1,806 $1,860
USAA $2,788 $2,867 $2,953

What affects car insurance rates in Holland, Minnesota?

What factors can have an impact on Holland, MN car insurance? There are several reasons why Holland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Holland, Minnesota.

Commute Time in Holland

The more time you spend in your car the higher the risk of an accident. The average commute length in Holland, MN is 27.6 minutes according to City-Data.

Compare Car Insurance Quotes in Holland, MN

Ready to find affordable Holland, Minnesota car insurance today? Enter your ZIP code for fast, free Holland, MN car insurance quotes.

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