Compare Holland, NY Car Insurance Rates (2021)

Car insurance in Holland, NY averages $294 a month. Holland, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Holland car insurance rates, compare quotes from the top car insurance companies in Holland, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Holland for teen drivers is GEICO
  • The cheapest car insurance company in Holland is GEICO
  • Average car insurance rates in Holland, NY after a DUI are $4,675/year

If you need to buy Holland, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Holland, NY is right here.

You’ll find Holland car insurance rates, the cheapest Holland, NY car insurance companies, and information on New York car insurance laws. You can also compare Holland, New York car insurance rates to Mount Vernon car insurance rates, Yonkers car insurance rates, and New Rochelle car insurance rates.

Ready to find affordable Holland, NY car insurance today? Enter your ZIP code for fast, free Holland car insurance quotes.

Cheapest Holland, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Holland, NY car insurance rates? Every Holland, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Holland, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,483 $2,345 $2,326 $2,367 $7,304 $7,895 $2,466 $2,489
GEICO $1,507 $1,450 $1,462 $1,440 $3,061 $4,391 $1,366 $1,396
Liberty Mutual $4,016 $4,016 $3,739 $3,739 $7,814 $12,685 $4,016 $4,267
Nationwide $2,390 $2,390 $2,255 $2,255 $4,276 $6,380 $2,390 $3,054
Progressive $2,007 $1,879 $1,617 $1,641 $6,890 $7,673 $2,595 $2,525
State Farm $2,452 $2,452 $2,138 $2,138 $7,116 $9,155 $2,692 $2,828
Travelers $2,510 $2,539 $2,273 $2,444 $5,680 $6,729 $2,661 $2,778
USAA $1,656 $1,628 $1,501 $1,503 $6,647 $7,915 $2,119 $2,341

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Minimum Car Insurance in Holland, NY

Every driver must carry the minimum car insurance in Holland, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Holland, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Holland, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Holland, NY. Compare credit history car insurance rates in Holland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Holland, New York

Insurance Company Poor Fair Good
Allstate $5,288 $3,128 $2,712
GEICO $2,516 $1,851 $1,660
Liberty Mutual $7,745 $5,067 $3,797
Nationwide $3,174 $3,174 $3,174
Progressive $5,296 $2,749 $2,015
State Farm $5,463 $3,429 $2,723
Travelers $4,747 $2,998 $2,610
USAA $4,876 $2,450 $2,164

Cheapest Holland, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Holland, NY to rates for a clean record with top companies.

Annual Holland, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,144 $3,144 $4,586 $3,962
GEICO $1,608 $1,750 $3,071 $1,608
Liberty Mutual $4,429 $4,429 $8,860 $4,429
Nationwide $2,421 $2,421 $5,378 $2,476
Progressive $3,262 $3,262 $3,607 $3,282
State Farm $3,690 $3,690 $4,053 $4,053
Travelers $2,972 $3,675 $3,727 $3,433
USAA $2,815 $2,860 $4,120 $2,860

Cheapest Holland, NY Car Insurance for Teen Drivers

Teen car insurance in Holland, NY can be expensive. Take a look at rates from the top car insurance companies in Holland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Holland, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,304 $7,895
GEICO $3,061 $4,391
Liberty Mutual $7,814 $12,685
Nationwide $4,276 $6,380
Progressive $6,890 $7,673
State Farm $7,116 $9,155
Travelers $5,680 $6,729
USAA $6,647 $7,915

Cheapest Holland, NY Car Insurance for Seniors

Take a look at Holland, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Holland, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,326 $2,367
GEICO $1,462 $1,440
Liberty Mutual $3,739 $3,739
Nationwide $2,255 $2,255
Progressive $1,617 $1,641
State Farm $2,138 $2,138
Travelers $2,273 $2,444
USAA $1,501 $1,503

Cheapest Holland, NY Car Insurance Rates After a DUI

A DUI in Holland, NY increases car insurance rates. Compare Holland, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Holland, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,586
GEICO $3,071
Liberty Mutual $8,860
Nationwide $5,378
Progressive $3,607
State Farm $4,053
Travelers $3,727
USAA $4,120

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Cheapest Holland, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Holland, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Holland, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,759
GEICO $1,951 $2,068
Liberty Mutual $5,382 $5,692
Nationwide $3,174 $3,174
Progressive $3,353 $3,353
State Farm $3,732 $4,011
Travelers $3,452 $3,452
USAA $3,132 $3,195

The Best Cheap Car Insurance Companies in Holland, NY

Take a look at a side-by-side comparison of the top car insurance companies in Holland, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Holland, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,009
Liberty Mutual $5,537
Nationwide $3,174
Progressive $3,353
State Farm $3,871
Travelers $3,452
USAA $3,164

Category Winners: Cheapest Car Insurance in Holland, New York

Find the cheapest car insurance companies in Holland, NY for each category right here.

Best Annual Car Insurance Rates by Company in Holland, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Holland, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Holland car insurance rates. Find the cheapest Holland, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Holland, New York

Insurance Company Low Medium High
Allstate $3,526 $3,698 $3,904
GEICO $1,901 $2,002 $2,124
Liberty Mutual $5,271 $5,518 $5,821
Nationwide $2,977 $3,147 $3,398
Progressive $3,168 $3,333 $3,559
State Farm $3,665 $3,893 $4,056
Travelers $3,285 $3,419 $3,652
USAA $3,066 $3,147 $3,278

What affects car insurance rates in Holland, New York?

What factors can have an impact on Holland, NY car insurance? There are several reasons why Holland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Holland, New York.

Commute Time in Holland

The more time you spend in your car the higher the risk of an accident. The average commute length in Holland, NY is 18.5 minutes according to City-Data.

Compare Car Insurance Quotes in Holland, NY

Ready to find affordable Holland, New York car insurance today? Enter your ZIP code for fast, free Holland, NY car insurance quotes.

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