Compare Holly, CO Car Insurance Rates (2021)

Car insurance in Holly, CO averages $327 a month. Holly, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Holly car insurance rates, compare quotes from the top car insurance companies in Holly, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Holly is Liberty Mutual
  • The cheapest car insurance company in Holly for teen drivers is Liberty Mutual
  • Average car insurance rates in Holly, CO after a DUI are $4,643/year

If you need to buy Holly, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Holly, CO is right here.

You’ll find Holly car insurance rates, the cheapest Holly, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Holly, Colorado car insurance rates to Colorado Springs car insurance rates, Boulder car insurance rates, and Arvada car insurance rates.

Ready to find affordable Holly, CO car insurance today? Enter your ZIP code for fast, free Holly car insurance quotes.

Cheapest Holly, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Holly, CO car insurance rates? Every Holly, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Holly, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $2,889 $2,861 $2,619 $2,813 $10,750 $10,826 $3,198 $3,259
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,920 $1,895 $1,626 $1,781 $5,278 $5,748 $1,938 $1,973
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $3,109 $2,926 $2,605 $2,625 $9,584 $10,752 $3,533 $3,459
State Farm $2,148 $2,148 $1,890 $1,890 $5,656 $7,256 $2,385 $2,800
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

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Minimum Car Insurance in Holly, CO

Every driver must carry the minimum car insurance in Holly, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Holly, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Holly, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Holly, CO. Compare credit history car insurance rates in Holly from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Holly, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,381 $3,091 $2,589
Farmers $5,697 $4,620 $4,389
GEICO $4,188 $3,479 $2,771
Liberty Mutual $3,977 $2,410 $1,923
Nationwide $4,848 $3,820 $3,334
Progressive $5,542 $4,672 $4,257
State Farm $4,548 $2,918 $2,349
USAA $5,346 $3,014 $2,405

Cheapest Holly, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Holly, CO to rates for a clean record with top companies.

Annual Holly, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,133 $5,311 $5,245 $4,918
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,414 $2,835 $2,964 $2,867
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $4,205 $5,703 $4,444 $4,943
State Farm $3,050 $3,494 $3,272 $3,272
USAA $2,644 $3,195 $5,527 $2,989

Cheapest Holly, CO Car Insurance for Teen Drivers

Teen car insurance in Holly, CO can be expensive. Take a look at rates from the top car insurance companies in Holly for teenagers.

Annual Car Insurance Rates for Teen Drivers in Holly, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,559 $7,395
Farmers $10,750 $10,826
GEICO $6,808 $7,210
Liberty Mutual $5,278 $5,748
Nationwide $6,687 $8,617
Progressive $9,584 $10,752
State Farm $5,656 $7,256
USAA $5,826 $6,723

Cheapest Holly, CO Car Insurance for Seniors

Take a look at Holly, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Holly, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,070 $2,070
Farmers $2,619 $2,813
GEICO $2,320 $2,581
Liberty Mutual $1,626 $1,781
Nationwide $2,380 $2,529
Progressive $2,605 $2,625
State Farm $1,890 $1,890
USAA $2,298 $2,340

Cheapest Holly, CO Car Insurance Rates After a DUI

A DUI in Holly, CO increases car insurance rates. Compare Holly, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Holly, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,071
American Family $4,589
Farmers $5,245
GEICO $4,302
Liberty Mutual $2,964
Nationwide $5,371
Progressive $4,444
State Farm $3,272
USAA $5,527

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Cheapest Holly, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Holly, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Holly, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,283 $3,424
Farmers $4,902 $4,902
GEICO $3,397 $3,562
Liberty Mutual $2,770 $2,770
Nationwide $4,001 $4,001
Progressive $4,824 $4,824
State Farm $3,191 $3,352
USAA $3,485 $3,692

The Best Cheap Car Insurance Companies in Holly, CO

Take a look at a side-by-side comparison of the top car insurance companies in Holly, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Holly, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,353
Farmers $4,902
GEICO $3,480
Liberty Mutual $2,770
Nationwide $4,001
Progressive $4,824
State Farm $3,272
USAA $3,589

Category Winners: Cheapest Car Insurance in Holly, Colorado

Find the cheapest car insurance companies in Holly, CO for each category right here.

Best Annual Car Insurance Rates by Company in Holly, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation American Family

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Cheapest Holly, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Holly car insurance rates. Find the cheapest Holly, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Holly, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,205 $3,423 $3,432
Farmers $4,365 $4,840 $5,500
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,627 $2,759 $2,923
Nationwide $4,052 $4,001 $3,949
Progressive $4,584 $4,833 $5,056
State Farm $3,099 $3,272 $3,444
USAA $3,452 $3,588 $3,726

What affects car insurance rates in Holly, Colorado?

What factors can have an impact on Holly, CO car insurance? There are several reasons why Holly car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Holly, Colorado.

Commute Time in Holly

The more time you spend in your car the higher the risk of an accident. The average commute length in Holly, CO is 16.8 minutes according to City-Data.

Compare Car Insurance Quotes in Holly, CO

Ready to find affordable Holly, Colorado car insurance today? Enter your ZIP code for fast, free Holly, CO car insurance quotes.

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