Compare Holly, MI Car Insurance Rates (2021)

Car insurance in Holly, MI averages $919 a month. Holly, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Holly car insurance rates, compare quotes from the top car insurance companies in Holly, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Holly is USAA
  • Average car insurance rates in Holly, MI after a DUI are $18,690/year
  • The cheapest car insurance company in Holly for teen drivers is USAA

If you need to buy Holly, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Holly, MI is right here.

You’ll find Holly car insurance rates, the cheapest Holly, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Holly, Michigan car insurance rates to Dearborn car insurance rates, Livonia car insurance rates, and Warren car insurance rates.

Ready to find affordable Holly, MI car insurance today? Enter your ZIP code for fast, free Holly car insurance quotes.

Cheapest Holly, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Holly, MI car insurance rates? Every Holly, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Holly, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $20,339 $20,339 $18,974 $18,974 $49,484 $49,484 $21,404 $21,404
Farmers $4,325 $4,325 $4,027 $4,027 $10,131 $10,131 $4,878 $4,878
GEICO $4,431 $4,431 $4,551 $4,551 $12,649 $12,649 $4,234 $4,234
Liberty Mutual $15,464 $15,464 $15,313 $15,313 $36,090 $36,090 $15,464 $15,464
Nationwide $5,358 $5,358 $4,750 $4,750 $14,508 $14,508 $5,897 $5,897
Progressive $2,873 $2,667 $2,549 $2,832 $10,753 $11,504 $3,339 $3,094
State Farm $8,528 $8,528 $7,936 $7,936 $30,279 $30,279 $10,024 $10,024
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,933 $2,758 $2,759 $2,588 $7,327 $6,925 $3,575 $3,403

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Minimum Car Insurance in Holly, MI

Every driver must carry the minimum car insurance in Holly, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Holly, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Holly, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Holly, MI. Compare credit history car insurance rates in Holly from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Holly, Michigan

Insurance Company Poor Fair Good
Allstate $41,999 $23,165 $17,485
Farmers $7,607 $5,148 $4,767
GEICO $8,322 $6,111 $4,967
Liberty Mutual $32,566 $18,804 $10,379
Nationwide $9,589 $7,199 $6,097
Progressive $5,689 $4,813 $4,352
State Farm $23,047 $11,639 $7,889
Travelers $8,206 $7,958 $7,858
USAA $6,054 $3,442 $2,605

Cheapest Holly, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Holly, MI to rates for a clean record with top companies.

Annual Holly, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $13,220 $17,790 $60,543 $18,648
Farmers $4,895 $6,265 $6,171 $6,030
GEICO $2,222 $4,806 $14,666 $4,172
Liberty Mutual $14,140 $17,273 $32,640 $18,280
Nationwide $6,505 $8,746 $7,921 $7,342
Progressive $4,206 $5,516 $4,954 $5,130
State Farm $8,952 $10,774 $23,532 $13,508
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,235 $4,059 $5,310 $3,529

Cheapest Holly, MI Car Insurance for Teen Drivers

Teen car insurance in Holly, MI can be expensive. Take a look at rates from the top car insurance companies in Holly for teenagers.

Annual Car Insurance Rates for Teen Drivers in Holly, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $49,484 $49,484
Farmers $10,131 $10,131
GEICO $12,649 $12,649
Liberty Mutual $36,090 $36,090
Nationwide $14,508 $14,508
Progressive $10,753 $11,504
State Farm $30,279 $30,279
Travelers $16,180 $16,180
USAA $7,327 $6,925

Cheapest Holly, MI Car Insurance for Seniors

Take a look at Holly, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Holly, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $18,974 $18,974
Farmers $4,027 $4,027
GEICO $4,551 $4,551
Liberty Mutual $15,313 $15,313
Nationwide $4,750 $4,750
Progressive $2,549 $2,832
State Farm $7,936 $7,936
Travelers $4,626 $4,626
USAA $2,759 $2,588

Cheapest Holly, MI Car Insurance Rates After a DUI

A DUI in Holly, MI increases car insurance rates. Compare Holly, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Holly, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $60,543
Farmers $6,171
GEICO $14,666
Liberty Mutual $32,640
Nationwide $7,921
Progressive $4,954
State Farm $23,532
Travelers $12,473
USAA $5,310

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Cheapest Holly, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Holly, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Holly, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $27,550 $27,550
Farmers $5,840 $5,840
GEICO $6,322 $6,612
Liberty Mutual $19,882 $21,284
Nationwide $7,628 $7,628
Progressive $4,951 $4,951
State Farm $13,803 $14,581
Travelers $7,961 $8,053
USAA $3,987 $4,080

The Best Cheap Car Insurance Companies in Holly, MI

Take a look at a side-by-side comparison of the top car insurance companies in Holly, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Holly, Michigan

Insurance Company Average Annual Rates
Allstate $27,550
Farmers $5,840
GEICO $6,467
Liberty Mutual $20,583
Nationwide $7,628
Progressive $4,951
State Farm $14,192
Travelers $8,007
USAA $4,033

Category Winners: Cheapest Car Insurance in Holly, Michigan

Find the cheapest car insurance companies in Holly, MI for each category right here.

Best Annual Car Insurance Rates by Company in Holly, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Holly, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Holly car insurance rates. Find the cheapest Holly, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Holly, Michigan

Insurance Company Low Medium High
Allstate $26,838 $27,613 $28,199
Farmers $5,681 $5,826 $6,014
GEICO $6,059 $6,411 $6,929
Liberty Mutual $20,014 $20,527 $21,208
Nationwide $7,991 $7,497 $7,397
Progressive $4,776 $4,959 $5,119
State Farm $13,445 $14,284 $14,846
Travelers $7,920 $8,016 $8,086
USAA $3,920 $4,043 $4,138

What affects car insurance rates in Holly, Michigan?

What factors can have an impact on Holly, MI car insurance? There are several reasons why Holly car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Holly, Michigan.

Car Theft in Holly

High levels of vehicle theft can make car insurance more expensive. Holly, MI car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Holly

The more time you spend in your car the higher the risk of an accident. The average commute length in Holly, MI is 31.9 minutes according to City-Data.

Compare Car Insurance Quotes in Holly, MI

Ready to find affordable Holly, Michigan car insurance today? Enter your ZIP code for fast, free Holly, MI car insurance quotes.

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