Compare Holmes Mill, KY Car Insurance Rates (2021)

Car insurance in Holmes Mill, KY averages $540 a month. Holmes Mill, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Holmes Mill car insurance rates, compare quotes from the top car insurance companies in Holmes Mill, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Holmes Mill is USAA
  • Average car insurance rates in Holmes Mill, KY after a DUI are $7,724/year
  • Average car insurance rates in Holmes Mill, KY are $6,476/year

If you need to buy Holmes Mill, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Holmes Mill, KY is right here.

You’ll find Holmes Mill car insurance rates, the cheapest Holmes Mill, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Holmes Mill, Kentucky car insurance rates to Covington car insurance rates, Florence car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Holmes Mill, KY car insurance today? Enter your ZIP code for fast, free Holmes Mill car insurance quotes.

Cheapest Holmes Mill, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Holmes Mill, KY car insurance rates? Every Holmes Mill, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Holmes Mill, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,559 $5,486 $5,102 $5,415 $20,180 $22,365 $6,044 $6,320
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,421 $4,806 $3,690 $4,149 $19,867 $22,076 $4,646 $4,881
Nationwide $5,829 $5,764 $5,260 $5,461 $13,093 $16,143 $6,631 $6,871
Progressive $2,786 $2,630 $2,518 $2,519 $14,078 $15,966 $3,459 $3,511
State Farm $2,300 $2,300 $2,052 $2,052 $6,347 $8,044 $2,550 $2,816
Travelers $2,997 $3,047 $2,977 $2,976 $15,522 $25,211 $3,144 $3,581
USAA $2,168 $2,181 $1,955 $1,999 $5,756 $6,065 $2,751 $3,026

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Minimum Car Insurance in Holmes Mill, KY

Every driver must carry the minimum car insurance in Holmes Mill, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Holmes Mill, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Holmes Mill, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Holmes Mill, KY. Compare credit history car insurance rates in Holmes Mill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Holmes Mill, Kentucky

Insurance Company Poor Fair Good
Allstate $12,889 $8,658 $7,130
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,325 $7,503 $5,873
Nationwide $9,986 $7,742 $6,667
Progressive $6,616 $5,787 $5,397
State Farm $5,094 $3,120 $2,459
Travelers $8,281 $7,017 $6,998
USAA $4,820 $2,697 $2,196

Cheapest Holmes Mill, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Holmes Mill, KY to rates for a clean record with top companies.

Annual Holmes Mill, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,951 $10,314 $11,017 $8,954
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,103 $11,043 $8,550 $7,572
Nationwide $6,403 $8,374 $10,669 $7,081
Progressive $4,894 $7,306 $5,583 $5,951
State Farm $3,280 $3,835 $3,558 $3,558
Travelers $6,460 $6,644 $9,692 $6,931
USAA $2,436 $3,454 $4,127 $2,933

Cheapest Holmes Mill, KY Car Insurance for Teen Drivers

Teen car insurance in Holmes Mill, KY can be expensive. Take a look at rates from the top car insurance companies in Holmes Mill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Holmes Mill, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $20,180 $22,365
GEICO $8,902 $10,417
Liberty Mutual $19,867 $22,076
Nationwide $13,093 $16,143
Progressive $14,078 $15,966
State Farm $6,347 $8,044
Travelers $15,522 $25,211
USAA $5,756 $6,065

Cheapest Holmes Mill, KY Car Insurance for Seniors

Take a look at Holmes Mill, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Holmes Mill, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,102 $5,415
GEICO $4,595 $4,158
Liberty Mutual $3,690 $4,149
Nationwide $5,260 $5,461
Progressive $2,518 $2,519
State Farm $2,052 $2,052
Travelers $2,977 $2,976
USAA $1,955 $1,999

Cheapest Holmes Mill, KY Car Insurance Rates After a DUI

A DUI in Holmes Mill, KY increases car insurance rates. Compare Holmes Mill, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Holmes Mill, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,017
GEICO $8,597
Liberty Mutual $8,550
Nationwide $10,669
Progressive $5,583
State Farm $3,558
Travelers $9,692
USAA $4,127

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Cheapest Holmes Mill, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Holmes Mill, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Holmes Mill, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,559 $9,559
GEICO $5,341 $5,438
Liberty Mutual $8,567 $8,567
Nationwide $8,132 $8,132
Progressive $5,933 $5,933
State Farm $3,472 $3,644
Travelers $7,432 $7,432
USAA $3,114 $3,361

The Best Cheap Car Insurance Companies in Holmes Mill, KY

Take a look at a side-by-side comparison of the top car insurance companies in Holmes Mill, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Holmes Mill, Kentucky

Insurance Company Average Annual Rates
Allstate $9,559
GEICO $5,390
Liberty Mutual $8,567
Nationwide $8,132
Progressive $5,933
State Farm $3,558
Travelers $7,432
USAA $3,238

Category Winners: Cheapest Car Insurance in Holmes Mill, Kentucky

Find the cheapest car insurance companies in Holmes Mill, KY for each category right here.

Best Annual Car Insurance Rates by Company in Holmes Mill, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Holmes Mill, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Holmes Mill car insurance rates. Find the cheapest Holmes Mill, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Holmes Mill, Kentucky

Insurance Company Low Medium High
Allstate $8,332 $9,480 $10,865
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,116 $8,511 $9,074
Nationwide $8,122 $7,993 $8,280
Progressive $5,405 $5,826 $6,569
State Farm $3,311 $3,545 $3,817
Travelers $6,981 $7,454 $7,860
USAA $3,078 $3,229 $3,405

Compare Car Insurance Quotes in Holmes Mill, KY

Ready to find affordable Holmes Mill, Kentucky car insurance today? Enter your ZIP code for fast, free Holmes Mill, KY car insurance quotes.

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