Compare Holt, AL Car Insurance Rates (2021)

Car insurance in Holt, AL averages $315 a month. Holt, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Holt car insurance rates, compare quotes from the top car insurance companies in Holt, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Holt is USAA
  • Average car insurance rates in Holt, AL are $3,780/year
  • The cheapest car insurance company in Holt for teen drivers is USAA

If you need to buy Holt, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Holt, AL is right here.

You’ll find Holt car insurance rates, the cheapest Holt, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Holt, Alabama car insurance rates to Auburn car insurance rates, Madison car insurance rates, and Huntsville car insurance rates.

Ready to find affordable Holt, AL car insurance today? Enter your ZIP code for fast, free Holt car insurance quotes.

Cheapest Holt, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Holt, AL car insurance rates? Every Holt, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Holt, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,064 $1,971 $2,009 $7,796 $8,373 $2,422 $2,472
Farmers $2,368 $2,352 $2,113 $2,250 $9,319 $9,598 $2,682 $2,776
GEICO $2,055 $2,048 $1,962 $2,039 $5,499 $5,390 $2,172 $2,012
Liberty Mutual $3,017 $3,256 $2,477 $2,767 $11,176 $12,416 $3,205 $3,406
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,632 $2,464 $2,167 $2,306 $10,926 $12,190 $3,084 $3,284
State Farm $2,985 $2,985 $2,724 $2,724 $9,326 $11,685 $3,381 $3,888
Travelers $1,426 $1,446 $1,348 $1,340 $7,730 $12,138 $1,349 $1,530
USAA $1,282 $1,297 $1,199 $1,171 $3,834 $4,243 $1,664 $1,793

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Minimum Car Insurance in Holt, AL

Every driver must carry the minimum car insurance in Holt, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Holt, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Holt, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Holt, AL. Compare credit history car insurance rates in Holt from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Holt, Alabama

Insurance Company Poor Fair Good
Allstate $4,508 $3,560 $2,912
Farmers $4,683 $4,037 $3,826
GEICO $3,686 $2,628 $2,378
Liberty Mutual $7,458 $4,587 $3,600
Nationwide $3,156 $2,467 $2,234
Progressive $5,500 $4,726 $4,419
State Farm $8,054 $4,071 $2,762
Travelers $3,857 $3,347 $3,411
USAA $2,763 $1,805 $1,613

Cheapest Holt, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Holt, AL to rates for a clean record with top companies.

Annual Holt, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,094 $3,663 $4,372 $3,512
Farmers $3,520 $4,558 $4,447 $4,204
GEICO $1,943 $3,146 $3,917 $2,583
Liberty Mutual $4,087 $5,702 $5,563 $5,509
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,400 $5,546 $4,753 $4,827
State Farm $4,460 $5,577 $4,907 $4,907
Travelers $2,943 $3,088 $4,533 $3,588
USAA $1,586 $1,992 $2,949 $1,715

Cheapest Holt, AL Car Insurance for Teen Drivers

Teen car insurance in Holt, AL can be expensive. Take a look at rates from the top car insurance companies in Holt for teenagers.

Annual Car Insurance Rates for Teen Drivers in Holt, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,796 $8,373
Farmers $9,319 $9,598
GEICO $5,499 $5,390
Liberty Mutual $11,176 $12,416
Nationwide $4,521 $5,808
Progressive $10,926 $12,190
State Farm $9,326 $11,685
Travelers $7,730 $12,138
USAA $3,834 $4,243

Cheapest Holt, AL Car Insurance for Seniors

Take a look at Holt, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Holt, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,971 $2,009
Farmers $2,113 $2,250
GEICO $1,962 $2,039
Liberty Mutual $2,477 $2,767
Nationwide $1,560 $1,612
Progressive $2,167 $2,306
State Farm $2,724 $2,724
Travelers $1,348 $1,340
USAA $1,199 $1,171

Cheapest Holt, AL Car Insurance Rates After a DUI

A DUI in Holt, AL increases car insurance rates. Compare Holt, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Holt, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,372
Farmers $4,447
GEICO $3,917
Liberty Mutual $5,563
Nationwide $3,329
Progressive $4,753
State Farm $4,907
Travelers $4,533
USAA $2,949

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Cheapest Holt, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Holt, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Holt, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,660 $3,660
Farmers $4,182 $4,182
GEICO $2,847 $2,948
Liberty Mutual $5,215 $5,215
Nationwide $2,619 $2,619
Progressive $4,882 $4,882
State Farm $4,838 $5,087
Travelers $3,538 $3,538
USAA $1,966 $2,155

The Best Cheap Car Insurance Companies in Holt, AL

Take a look at a side-by-side comparison of the top car insurance companies in Holt, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Holt, Alabama

Insurance Company Average Annual Rates
Allstate $3,660
Farmers $4,182
GEICO $2,897
Liberty Mutual $5,215
Nationwide $2,619
Progressive $4,882
State Farm $4,962
Travelers $3,538
USAA $2,060

Category Winners: Cheapest Car Insurance in Holt, Alabama

Find the cheapest car insurance companies in Holt, AL for each category right here.

Best Annual Car Insurance Rates by Company in Holt, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Holt, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Holt car insurance rates. Find the cheapest Holt, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Holt, Alabama

Insurance Company Low Medium High
Allstate $3,524 $3,655 $3,802
Farmers $3,930 $4,122 $4,495
GEICO $2,665 $2,885 $3,142
Liberty Mutual $4,976 $5,191 $5,478
Nationwide $2,596 $2,598 $2,662
Progressive $4,383 $4,859 $5,402
State Farm $4,656 $4,958 $5,273
Travelers $3,353 $3,609 $3,652
USAA $1,984 $2,049 $2,148

What affects car insurance rates in Holt, Alabama?

What factors can have an impact on Holt, AL car insurance? There are several reasons why Holt car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Holt, Alabama.

Commute Time in Holt

The more time you spend in your car the higher the risk of an accident. The average commute length in Holt, AL is 32.2 minutes according to City-Data.

Compare Car Insurance Quotes in Holt, AL

Ready to find affordable Holt, Alabama car insurance today? Enter your ZIP code for fast, free Holt, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State