Compare Holt, MI Car Insurance Rates (2021)

Car insurance in Holt, MI averages $697 a month. Holt, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Holt car insurance rates, compare quotes from the top car insurance companies in Holt, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Holt, MI are $8,361/year
  • The cheapest car insurance company in Holt for teen drivers is USAA
  • Average car insurance rates in Holt, MI after a DUI are $13,958/year

If you need to buy Holt, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Holt, MI is right here.

You’ll find Holt car insurance rates, the cheapest Holt, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Holt, Michigan car insurance rates to Detroit car insurance rates, Warren car insurance rates, and Lansing car insurance rates.

Ready to find affordable Holt, MI car insurance today? Enter your ZIP code for fast, free Holt car insurance quotes.

Cheapest Holt, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Holt, MI car insurance rates? Every Holt, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Holt, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,157 $14,157 $13,079 $13,079 $36,305 $36,305 $14,940 $14,940
Farmers $3,577 $3,577 $3,332 $3,332 $8,110 $8,110 $4,021 $4,021
GEICO $3,402 $3,402 $3,491 $3,491 $9,831 $9,831 $3,259 $3,259
Liberty Mutual $12,336 $12,336 $12,215 $12,215 $28,951 $28,951 $12,336 $12,336
Nationwide $3,379 $3,379 $3,019 $3,019 $8,756 $8,756 $3,696 $3,696
Progressive $2,653 $2,471 $2,356 $2,615 $9,821 $10,508 $3,082 $2,866
State Farm $5,980 $5,980 $5,544 $5,544 $20,928 $20,928 $7,021 $7,021
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,642 $2,505 $2,483 $2,344 $6,549 $6,239 $3,229 $3,102

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Minimum Car Insurance in Holt, MI

Every driver must carry the minimum car insurance in Holt, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Holt, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Holt, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Holt, MI. Compare credit history car insurance rates in Holt from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Holt, Michigan

Insurance Company Poor Fair Good
Allstate $29,573 $16,465 $12,822
Farmers $6,225 $4,183 $3,872
GEICO $6,416 $4,723 $3,848
Liberty Mutual $26,017 $15,039 $8,322
Nationwide $5,865 $4,459 $3,814
Progressive $5,222 $4,420 $3,998
State Farm $15,983 $8,105 $5,516
Travelers $6,813 $6,608 $6,525
USAA $5,445 $3,102 $2,364

Cheapest Holt, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Holt, MI to rates for a clean record with top companies.

Annual Holt, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,608 $12,783 $42,675 $13,415
Farmers $4,005 $5,097 $5,027 $4,911
GEICO $1,742 $3,724 $11,276 $3,240
Liberty Mutual $11,447 $13,871 $25,819 $14,701
Nationwide $4,054 $5,362 $4,889 $4,547
Progressive $3,872 $5,059 $4,544 $4,711
State Farm $6,270 $7,522 $16,282 $9,399
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,924 $3,652 $4,783 $3,188

Cheapest Holt, MI Car Insurance for Teen Drivers

Teen car insurance in Holt, MI can be expensive. Take a look at rates from the top car insurance companies in Holt for teenagers.

Annual Car Insurance Rates for Teen Drivers in Holt, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,305 $36,305
Farmers $8,110 $8,110
GEICO $9,831 $9,831
Liberty Mutual $28,951 $28,951
Nationwide $8,756 $8,756
Progressive $9,821 $10,508
State Farm $20,928 $20,928
Travelers $13,395 $13,395
USAA $6,549 $6,239

Cheapest Holt, MI Car Insurance for Seniors

Take a look at Holt, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Holt, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,079 $13,079
Farmers $3,332 $3,332
GEICO $3,491 $3,491
Liberty Mutual $12,215 $12,215
Nationwide $3,019 $3,019
Progressive $2,356 $2,615
State Farm $5,544 $5,544
Travelers $3,858 $3,858
USAA $2,483 $2,344

Cheapest Holt, MI Car Insurance Rates After a DUI

A DUI in Holt, MI increases car insurance rates. Compare Holt, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Holt, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $42,675
Farmers $5,027
GEICO $11,276
Liberty Mutual $25,819
Nationwide $4,889
Progressive $4,544
State Farm $16,282
Travelers $10,331
USAA $4,783

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Cheapest Holt, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Holt, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Holt, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,620 $19,620
Farmers $4,760 $4,760
GEICO $4,885 $5,107
Liberty Mutual $15,895 $17,024
Nationwide $4,713 $4,713
Progressive $4,547 $4,547
State Farm $9,608 $10,128
Travelers $6,611 $6,686
USAA $3,595 $3,678

The Best Cheap Car Insurance Companies in Holt, MI

Take a look at a side-by-side comparison of the top car insurance companies in Holt, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Holt, Michigan

Insurance Company Average Annual Rates
Allstate $19,620
Farmers $4,760
GEICO $4,996
Liberty Mutual $16,459
Nationwide $4,713
Progressive $4,547
State Farm $9,868
Travelers $6,649
USAA $3,637

Category Winners: Cheapest Car Insurance in Holt, Michigan

Find the cheapest car insurance companies in Holt, MI for each category right here.

Best Annual Car Insurance Rates by Company in Holt, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Holt, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Holt car insurance rates. Find the cheapest Holt, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Holt, Michigan

Insurance Company Low Medium High
Allstate $18,991 $19,676 $20,193
Farmers $4,637 $4,748 $4,895
GEICO $4,682 $4,953 $5,352
Liberty Mutual $16,093 $16,425 $16,860
Nationwide $4,893 $4,643 $4,602
Progressive $4,421 $4,552 $4,666
State Farm $9,400 $9,926 $10,279
Travelers $6,575 $6,656 $6,715
USAA $3,534 $3,645 $3,731

What affects car insurance rates in Holt, Michigan?

What factors can have an impact on Holt, MI car insurance? There are several reasons why Holt car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Holt, Michigan.

Commute Time in Holt

The more time you spend in your car the higher the risk of an accident. The average commute length in Holt, MI is 20.9 minutes according to City-Data.

Compare Car Insurance Quotes in Holt, MI

Ready to find affordable Holt, Michigan car insurance today? Enter your ZIP code for fast, free Holt, MI car insurance quotes.

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