Compare Holt, MO Car Insurance Rates (2021)

Car insurance in Holt, MO averages $282 a month. Holt, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Holt car insurance rates, compare quotes from the top car insurance companies in Holt, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Holt is Nationwide
  • The cheapest car insurance company in Holt for teen drivers is Nationwide
  • Average car insurance rates in Holt, MO are $3,385/year

If you need to buy Holt, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Holt, MO is right here.

You’ll find Holt car insurance rates, the cheapest Holt, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Holt, Missouri car insurance rates to Blue Springs car insurance rates, St. Charles car insurance rates, and Independence car insurance rates.

Ready to find affordable Holt, MO car insurance today? Enter your ZIP code for fast, free Holt car insurance quotes.

Cheapest Holt, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Holt, MO car insurance rates? Every Holt, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Holt, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,694 $2,514 $2,592 $7,830 $8,498 $2,662 $2,746
American Family $2,259 $2,259 $2,011 $2,011 $6,191 $8,057 $2,259 $2,640
Farmers $2,348 $2,339 $2,095 $2,220 $9,756 $10,098 $2,676 $2,794
GEICO $1,840 $2,071 $1,440 $1,873 $5,877 $6,186 $1,673 $1,664
Liberty Mutual $2,914 $3,157 $2,395 $2,688 $10,282 $11,420 $3,070 $3,272
Nationwide $1,533 $1,564 $1,374 $1,453 $3,941 $5,040 $1,755 $1,897
Progressive $2,056 $1,910 $1,687 $1,732 $6,784 $7,622 $2,509 $2,577
State Farm $1,706 $1,706 $1,535 $1,535 $5,015 $6,305 $1,920 $2,198
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

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Minimum Car Insurance in Holt, MO

Every driver must carry the minimum car insurance in Holt, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Holt, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Holt, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Holt, MO. Compare credit history car insurance rates in Holt from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Holt, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,588 $2,962
American Family $4,528 $3,178 $2,676
Farmers $4,895 $4,088 $3,888
GEICO $3,905 $2,544 $2,035
Liberty Mutual $7,024 $4,296 $3,379
Nationwide $2,733 $2,261 $1,964
Progressive $3,880 $3,224 $2,976
State Farm $3,789 $2,441 $1,990
USAA $4,216 $1,958 $1,402

Cheapest Holt, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Holt, MO to rates for a clean record with top companies.

Annual Holt, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,459 $3,906 $4,875 $3,922
American Family $2,600 $3,726 $4,554 $2,964
Farmers $3,710 $4,619 $4,516 $4,318
GEICO $2,174 $2,862 $3,909 $2,368
Liberty Mutual $3,553 $5,115 $5,266 $5,665
Nationwide $1,817 $2,339 $3,131 $1,991
Progressive $2,911 $3,897 $3,226 $3,405
State Farm $2,512 $2,969 $2,740 $2,740
USAA $2,036 $2,458 $3,392 $2,217

Cheapest Holt, MO Car Insurance for Teen Drivers

Teen car insurance in Holt, MO can be expensive. Take a look at rates from the top car insurance companies in Holt for teenagers.

Annual Car Insurance Rates for Teen Drivers in Holt, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $8,498
American Family $6,191 $8,057
Farmers $9,756 $10,098
GEICO $5,877 $6,186
Liberty Mutual $10,282 $11,420
Nationwide $3,941 $5,040
Progressive $6,784 $7,622
State Farm $5,015 $6,305
USAA $4,587 $5,609

Cheapest Holt, MO Car Insurance for Seniors

Take a look at Holt, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Holt, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,514 $2,592
American Family $2,011 $2,011
Farmers $2,095 $2,220
GEICO $1,440 $1,873
Liberty Mutual $2,395 $2,688
Nationwide $1,374 $1,453
Progressive $1,687 $1,732
State Farm $1,535 $1,535
USAA $1,391 $1,422

Cheapest Holt, MO Car Insurance Rates After a DUI

A DUI in Holt, MO increases car insurance rates. Compare Holt, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Holt, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,875
American Family $4,554
Farmers $4,516
GEICO $3,909
Liberty Mutual $5,266
Nationwide $3,131
Progressive $3,226
State Farm $2,740
USAA $3,392

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Cheapest Holt, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Holt, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Holt, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,040 $4,040
American Family $3,427 $3,495
Farmers $4,291 $4,291
GEICO $2,776 $2,880
Liberty Mutual $4,900 $4,900
Nationwide $2,320 $2,320
Progressive $3,360 $3,360
State Farm $2,673 $2,807
USAA $2,433 $2,618

The Best Cheap Car Insurance Companies in Holt, MO

Take a look at a side-by-side comparison of the top car insurance companies in Holt, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Holt, Missouri

Insurance Company Average Annual Rates
Allstate $4,040
American Family $3,461
Farmers $4,291
GEICO $2,828
Liberty Mutual $4,900
Nationwide $2,320
Progressive $3,360
State Farm $2,740
USAA $2,526

Category Winners: Cheapest Car Insurance in Holt, Missouri

Find the cheapest car insurance companies in Holt, MO for each category right here.

Best Annual Car Insurance Rates by Company in Holt, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Holt, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Holt car insurance rates. Find the cheapest Holt, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Holt, Missouri

Insurance Company Low Medium High
Allstate $3,900 $4,032 $4,189
American Family $3,351 $3,570 $3,462
Farmers $4,015 $4,250 $4,607
GEICO $2,617 $2,854 $3,013
Liberty Mutual $4,624 $4,926 $5,150
Nationwide $2,179 $2,341 $2,438
Progressive $3,031 $3,369 $3,679
State Farm $2,560 $2,749 $2,910
USAA $2,420 $2,517 $2,640

What affects car insurance rates in Holt, Missouri?

What factors can have an impact on Holt, MO car insurance? There are several reasons why Holt car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Holt, Missouri.

Commute Time in Holt

The more time you spend in your car the higher the risk of an accident. The average commute length in Holt, MO is 31.0 minutes according to City-Data.

Compare Car Insurance Quotes in Holt, MO

Ready to find affordable Holt, Missouri car insurance today? Enter your ZIP code for fast, free Holt, MO car insurance quotes.

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