Compare Holton, IN Car Insurance Rates (2021)

Car insurance in Holton, IN averages $278 a month. Holton, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Holton car insurance rates, compare quotes from the top car insurance companies in Holton, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Holton, IN are $3,336/year
  • The cheapest car insurance company in Holton is USAA
  • The cheapest car insurance company in Holton for teen drivers is USAA

If you need to buy Holton, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Holton, IN is right here.

You’ll find Holton car insurance rates, the cheapest Holton, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Holton, Indiana car insurance rates to South Bend car insurance rates, Hammond car insurance rates, and Indianapolis car insurance rates.

Ready to find affordable Holton, IN car insurance today? Enter your ZIP code for fast, free Holton car insurance quotes.

Cheapest Holton, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Holton, IN car insurance rates? Every Holton, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Holton, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,316 $2,376 $2,030 $2,217 $6,990 $8,778 $2,360 $2,569
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,657 $1,631 $1,415 $1,593 $9,134 $9,778 $2,196 $2,367
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,882 $1,928 $1,642 $1,761 $5,505 $7,186 $2,208 $2,424
Progressive $1,625 $1,545 $1,469 $1,480 $9,424 $10,610 $2,039 $2,088
State Farm $1,461 $1,461 $1,293 $1,293 $4,316 $5,541 $1,611 $1,794
Travelers $1,269 $1,292 $1,189 $1,187 $7,755 $12,211 $1,341 $1,560
USAA $1,012 $998 $938 $948 $2,786 $3,124 $1,369 $1,469

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Minimum Car Insurance in Holton, IN

Every driver must carry the minimum car insurance in Holton, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Holton, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Holton, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Holton, IN. Compare credit history car insurance rates in Holton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Holton, Indiana

Insurance Company Poor Fair Good
Allstate $4,592 $3,418 $3,104
American Family $4,970 $3,229 $2,702
Farmers $4,334 $3,543 $3,287
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $3,495 $2,950 $2,757
Progressive $4,181 $3,694 $3,480
State Farm $3,419 $2,039 $1,581
Travelers $3,874 $3,278 $3,274
USAA $2,135 $1,405 $1,202

Cheapest Holton, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Holton, IN to rates for a clean record with top companies.

Annual Holton, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,963 $4,332 $4,001 $3,522
American Family $2,504 $3,994 $5,054 $2,983
Farmers $3,338 $3,870 $3,998 $3,679
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,629 $3,407 $3,264 $2,969
Progressive $2,843 $4,958 $3,390 $3,949
State Farm $2,293 $2,506 $2,293 $2,293
Travelers $2,948 $3,651 $4,139 $3,164
USAA $1,196 $1,697 $1,948 $1,482

Cheapest Holton, IN Car Insurance for Teen Drivers

Teen car insurance in Holton, IN can be expensive. Take a look at rates from the top car insurance companies in Holton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Holton, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,990 $8,778
American Family $6,259 $9,073
Farmers $9,134 $9,778
GEICO $4,871 $4,549
Liberty Mutual $8,383 $12,656
Nationwide $5,505 $7,186
Progressive $9,424 $10,610
State Farm $4,316 $5,541
Travelers $7,755 $12,211
USAA $2,786 $3,124

Cheapest Holton, IN Car Insurance for Seniors

Take a look at Holton, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Holton, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,030 $2,217
American Family $2,048 $2,048
Farmers $1,415 $1,593
GEICO $1,547 $1,591
Liberty Mutual $3,522 $3,522
Nationwide $1,642 $1,761
Progressive $1,469 $1,480
State Farm $1,293 $1,293
Travelers $1,189 $1,187
USAA $938 $948

Cheapest Holton, IN Car Insurance Rates After a DUI

A DUI in Holton, IN increases car insurance rates. Compare Holton, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Holton, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,001
American Family $5,054
Farmers $3,998
GEICO $3,385
Liberty Mutual $8,085
Nationwide $3,264
Progressive $3,390
State Farm $2,293
Travelers $4,139
USAA $1,948

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Cheapest Holton, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Holton, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Holton, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,705 $3,705
American Family $3,590 $3,677
Farmers $3,721 $3,721
GEICO $2,392 $2,483
Liberty Mutual $5,455 $5,752
Nationwide $3,067 $3,067
Progressive $3,785 $3,785
State Farm $2,280 $2,413
Travelers $3,475 $3,475
USAA $1,560 $1,602

The Best Cheap Car Insurance Companies in Holton, IN

Take a look at a side-by-side comparison of the top car insurance companies in Holton, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Holton, Indiana

Insurance Company Average Annual Rates
Allstate $3,705
American Family $3,634
Farmers $3,721
GEICO $2,438
Liberty Mutual $5,604
Nationwide $3,067
Progressive $3,785
State Farm $2,346
Travelers $3,475
USAA $1,581

Category Winners: Cheapest Car Insurance in Holton, Indiana

Find the cheapest car insurance companies in Holton, IN for each category right here.

Best Annual Car Insurance Rates by Company in Holton, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Holton, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Holton car insurance rates. Find the cheapest Holton, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Holton, Indiana

Insurance Company Low Medium High
Allstate $3,548 $3,691 $3,875
American Family $3,603 $3,754 $3,544
Farmers $3,574 $3,716 $3,874
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $3,120 $3,043 $3,039
Progressive $3,584 $3,729 $4,043
State Farm $2,245 $2,345 $2,448
Travelers $3,412 $3,508 $3,506
USAA $1,528 $1,577 $1,636

What affects car insurance rates in Holton, Indiana?

What factors can have an impact on Holton, IN car insurance? There are several reasons why Holton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Holton, Indiana.

Commute Time in Holton

The more time you spend in your car the higher the risk of an accident. The average commute length in Holton, IN is 33.0 minutes according to City-Data.

Compare Car Insurance Quotes in Holton, IN

Ready to find affordable Holton, Indiana car insurance today? Enter your ZIP code for fast, free Holton, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State