Compare Holy Cross, IA Car Insurance Rates (2021)

Car insurance in Holy Cross, IA averages $246 a month. Holy Cross, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Holy Cross car insurance rates, compare quotes from the top car insurance companies in Holy Cross, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Holy Cross for teen drivers is USAA
  • The cheapest car insurance company in Holy Cross is USAA
  • Average car insurance rates in Holy Cross, IA after a DUI are $3,544/year

If you need to buy Holy Cross, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Holy Cross, IA is right here.

You’ll find Holy Cross car insurance rates, the cheapest Holy Cross, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Holy Cross, Iowa car insurance rates to Davenport car insurance rates, Ankeny car insurance rates, and Cedar Rapids car insurance rates.

Ready to find affordable Holy Cross, IA car insurance today? Enter your ZIP code for fast, free Holy Cross car insurance quotes.

Cheapest Holy Cross, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Holy Cross, IA car insurance rates? Every Holy Cross, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Holy Cross, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,846 $1,770 $1,644 $1,672 $5,368 $6,054 $2,005 $2,063
American Family $1,968 $1,968 $1,760 $1,760 $5,256 $7,372 $1,968 $2,369
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,760 $1,805 $1,570 $1,672 $4,115 $5,309 $2,000 $2,171
Progressive $2,017 $1,947 $1,664 $1,722 $4,915 $5,555 $2,433 $2,638
State Farm $1,494 $1,494 $1,314 $1,314 $4,061 $5,152 $1,680 $1,911
Travelers $2,275 $2,320 $2,215 $2,219 $10,093 $16,022 $2,372 $2,795
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

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Minimum Car Insurance in Holy Cross, IA

Every driver must carry the minimum car insurance in Holy Cross, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Holy Cross, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Holy Cross, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Holy Cross, IA. Compare credit history car insurance rates in Holy Cross from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Holy Cross, Iowa

Insurance Company Poor Fair Good
Allstate $3,348 $2,662 $2,398
American Family $3,893 $2,860 $2,405
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,095 $2,430 $2,126
Progressive $3,383 $2,730 $2,472
State Farm $3,280 $2,029 $1,600
Travelers $5,665 $4,840 $4,612
USAA $2,445 $1,677 $1,452

Cheapest Holy Cross, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Holy Cross, IA to rates for a clean record with top companies.

Annual Holy Cross, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,378 $2,880 $3,288 $2,664
American Family $2,204 $3,226 $4,189 $2,591
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,851 $2,651 $3,607 $2,091
Progressive $2,299 $3,770 $2,493 $2,882
State Farm $2,131 $2,475 $2,303 $2,303
Travelers $3,672 $4,902 $6,555 $5,027
USAA $1,420 $1,903 $2,478 $1,630

Cheapest Holy Cross, IA Car Insurance for Teen Drivers

Teen car insurance in Holy Cross, IA can be expensive. Take a look at rates from the top car insurance companies in Holy Cross for teenagers.

Annual Car Insurance Rates for Teen Drivers in Holy Cross, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,368 $6,054
American Family $5,256 $7,372
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,115 $5,309
Progressive $4,915 $5,555
State Farm $4,061 $5,152
Travelers $10,093 $16,022
USAA $3,352 $3,562

Cheapest Holy Cross, IA Car Insurance for Seniors

Take a look at Holy Cross, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Holy Cross, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,672
American Family $1,760 $1,760
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,570 $1,672
Progressive $1,664 $1,722
State Farm $1,314 $1,314
Travelers $2,215 $2,219
USAA $1,139 $1,163

Cheapest Holy Cross, IA Car Insurance Rates After a DUI

A DUI in Holy Cross, IA increases car insurance rates. Compare Holy Cross, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Holy Cross, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,288
American Family $4,189
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,607
Progressive $2,493
State Farm $2,303
Travelers $6,555
USAA $2,478

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Cheapest Holy Cross, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Holy Cross, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Holy Cross, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,736 $2,869
American Family $3,017 $3,088
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,550 $2,550
Progressive $2,861 $2,861
State Farm $2,247 $2,359
Travelers $5,039 $5,039
USAA $1,790 $1,925

The Best Cheap Car Insurance Companies in Holy Cross, IA

Take a look at a side-by-side comparison of the top car insurance companies in Holy Cross, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Holy Cross, Iowa

Insurance Company Average Annual Rates
Allstate $2,803
American Family $3,053
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,550
Progressive $2,861
State Farm $2,303
Travelers $5,039
USAA $1,858

Category Winners: Cheapest Car Insurance in Holy Cross, Iowa

Find the cheapest car insurance companies in Holy Cross, IA for each category right here.

Best Annual Car Insurance Rates by Company in Holy Cross, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Holy Cross, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Holy Cross car insurance rates. Find the cheapest Holy Cross, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Holy Cross, Iowa

Insurance Company Low Medium High
Allstate $2,709 $2,806 $2,894
American Family $3,064 $3,222 $2,872
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,662 $2,538 $2,450
Progressive $2,711 $2,870 $3,003
State Farm $2,186 $2,317 $2,406
Travelers $4,761 $5,113 $5,242
USAA $1,768 $1,863 $1,942

What affects car insurance rates in Holy Cross, Iowa?

What factors can have an impact on Holy Cross, IA car insurance? There are several reasons why Holy Cross car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Holy Cross, Iowa.

Commute Time in Holy Cross

The more time you spend in your car the higher the risk of an accident. The average commute length in Holy Cross, IA is 30.6 minutes according to City-Data.

Compare Car Insurance Quotes in Holy Cross, IA

Ready to find affordable Holy Cross, Iowa car insurance today? Enter your ZIP code for fast, free Holy Cross, IA car insurance quotes.

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