Compare Holyoke, MA Car Insurance Rates (2021)

Car insurance in Holyoke, MA averages $302 a month. Holyoke, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Holyoke car insurance rates, compare quotes from the top car insurance companies in Holyoke, MA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Holyoke, MA are $3,628/year
  • The cheapest car insurance company in Holyoke is State Farm
  • The cheapest car insurance company in Holyoke for teen drivers is State Farm

If you need to buy Holyoke, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Holyoke, MA is right here.

You’ll find Holyoke car insurance rates, the cheapest Holyoke, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Holyoke, Massachusetts car insurance rates to Quincy car insurance rates, Worcester car insurance rates, and Springfield car insurance rates.

Ready to find affordable Holyoke, MA car insurance today? Enter your ZIP code for fast, free Holyoke car insurance quotes.

Cheapest Holyoke, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Holyoke, MA car insurance rates? Every Holyoke, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Holyoke, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,634 $2,634 $2,634 $2,634 $7,472 $7,472 $2,940 $2,940
GEICO $2,469 $2,469 $2,327 $2,327 $6,276 $6,276 $2,539 $2,539
Liberty Mutual $3,524 $3,524 $3,068 $3,068 $9,392 $9,392 $3,688 $3,688
Progressive $2,954 $2,954 $2,841 $2,841 $11,310 $11,310 $3,179 $3,179
State Farm $1,192 $1,192 $1,192 $1,192 $3,118 $3,118 $1,192 $1,192
Travelers $3,107 $3,107 $2,741 $2,741 $6,276 $6,276 $3,409 $3,409
USAA $1,850 $1,850 $1,822 $1,822 $4,383 $4,383 $2,046 $2,046

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Minimum Car Insurance in Holyoke, MA

Every driver must carry the minimum car insurance in Holyoke, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Holyoke, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Holyoke, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Holyoke, MA to rates for a clean record with top companies.

Annual Holyoke, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,020 $4,559 $5,081 $3,020
GEICO $2,704 $3,757 $4,290 $2,860
Liberty Mutual $3,849 $5,320 $6,362 $4,140
Progressive $4,240 $6,026 $4,765 $5,254
State Farm $1,323 $1,808 $2,142 $1,420
Travelers $3,010 $4,165 $4,532 $3,825
USAA $1,788 $2,332 $3,976 $2,004

Cheapest Holyoke, MA Car Insurance for Teen Drivers

Teen car insurance in Holyoke, MA can be expensive. Take a look at rates from the top car insurance companies in Holyoke for teenagers.

Annual Car Insurance Rates for Teen Drivers in Holyoke, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,472 $7,472
GEICO $6,276 $6,276
Liberty Mutual $9,392 $9,392
Progressive $11,310 $11,310
State Farm $3,118 $3,118
Travelers $6,276 $6,276
USAA $4,383 $4,383

Cheapest Holyoke, MA Car Insurance for Seniors

Take a look at Holyoke, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Holyoke, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,634 $2,634
GEICO $2,327 $2,327
Liberty Mutual $3,068 $3,068
Progressive $2,841 $2,841
State Farm $1,192 $1,192
Travelers $2,741 $2,741
USAA $1,822 $1,822

Cheapest Holyoke, MA Car Insurance Rates After a DUI

A DUI in Holyoke, MA increases car insurance rates. Compare Holyoke, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Holyoke, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,081
GEICO $4,290
Liberty Mutual $6,362
Progressive $4,765
State Farm $2,142
Travelers $4,532
USAA $3,976

Cheapest Holyoke, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Holyoke, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Holyoke, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,786 $4,054
GEICO $3,334 $3,472
Liberty Mutual $4,724 $5,112
Progressive $5,071 $5,071
State Farm $1,634 $1,713
Travelers $3,691 $4,075
USAA $2,455 $2,596

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The Best Cheap Car Insurance Companies in Holyoke, MA

Take a look at a side-by-side comparison of the top car insurance companies in Holyoke, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Holyoke, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,920
GEICO $3,403
Liberty Mutual $4,918
Progressive $5,071
State Farm $1,673
Travelers $3,883
USAA $2,525

Category Winners: Cheapest Car Insurance in Holyoke, Massachusetts

Find the cheapest car insurance companies in Holyoke, MA for each category right here.

Best Annual Car Insurance Rates by Company in Holyoke, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Holyoke, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Holyoke car insurance rates. Find the cheapest Holyoke, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Holyoke, Massachusetts

Insurance Company Low Medium High
Allstate $3,560 $3,983 $4,217
GEICO $3,123 $3,458 $3,627
Liberty Mutual $4,549 $4,988 $5,217
Progressive $4,595 $5,153 $5,465
State Farm $1,514 $1,702 $1,805
Travelers $3,464 $3,953 $4,232
USAA $2,334 $2,564 $2,677

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What affects car insurance rates in Holyoke, Massachusetts?

What factors can have an impact on Holyoke, MA car insurance? There are several reasons why Holyoke car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Holyoke, Massachusetts.

Commute Time in Holyoke

The more time you spend in your car the higher the risk of an accident. The average commute length in Holyoke, MA is 19.9 minutes according to City-Data.

Compare Car Insurance Quotes in Holyoke, MA

Ready to find affordable Holyoke, Massachusetts car insurance today? Enter your ZIP code for fast, free Holyoke, MA car insurance quotes.

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