Compare Home, PA Car Insurance Rates (2021)

Car insurance in Home, PA averages $327 a month. Home, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Home car insurance rates, compare quotes from the top car insurance companies in Home, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Home, PA after a DUI are $4,266/year
  • The cheapest car insurance company in Home for teen drivers is USAA
  • The cheapest car insurance company in Home is USAA

If you need to buy Home, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Home, PA is right here.

You’ll find Home car insurance rates, the cheapest Home, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Home, Pennsylvania car insurance rates to Pittsburgh car insurance rates, Harrisburg car insurance rates, and Scranton car insurance rates.

Ready to find affordable Home, PA car insurance today? Enter your ZIP code for fast, free Home car insurance quotes.

Cheapest Home, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Home, PA car insurance rates? Every Home, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Home, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,544 $2,544 $2,315 $2,315 $8,133 $8,133 $2,834 $2,834
GEICO $1,915 $1,658 $1,777 $1,540 $4,730 $4,103 $1,947 $1,685
Liberty Mutual $4,166 $4,166 $3,814 $3,814 $12,225 $12,225 $5,297 $5,297
Nationwide $1,799 $1,799 $1,698 $1,698 $5,006 $5,006 $2,013 $2,013
Progressive $2,841 $2,841 $2,529 $2,529 $8,890 $8,890 $3,635 $3,635
State Farm $1,784 $1,784 $1,550 $1,550 $5,962 $5,962 $1,946 $1,946
Travelers $1,611 $1,611 $1,723 $1,723 $22,969 $22,969 $1,951 $1,951
USAA $1,060 $1,060 $957 $957 $3,129 $3,129 $1,405 $1,405

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Minimum Car Insurance in Home, PA

Every driver must carry the minimum car insurance in Home, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Home, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Home, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Home, PA. Compare credit history car insurance rates in Home from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Home, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,061 $3,768 $3,041
GEICO $3,628 $2,047 $1,583
Liberty Mutual $8,142 $5,834 $5,151
Nationwide $3,089 $2,533 $2,265
Progressive $5,946 $4,150 $3,325
State Farm $3,996 $2,478 $1,958
Travelers $7,698 $6,940 $6,552
USAA $2,046 $1,520 $1,347

Cheapest Home, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Home, PA to rates for a clean record with top companies.

Annual Home, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,793 $4,448 $3,793 $3,793
GEICO $1,778 $3,036 $2,392 $2,471
Liberty Mutual $5,831 $6,649 $6,511 $6,511
Nationwide $1,890 $2,528 $3,549 $2,548
Progressive $4,067 $5,576 $4,177 $4,075
State Farm $2,613 $3,008 $2,811 $2,811
Travelers $5,034 $7,131 $8,959 $7,131
USAA $1,322 $1,816 $1,936 $1,477

Cheapest Home, PA Car Insurance for Teen Drivers

Teen car insurance in Home, PA can be expensive. Take a look at rates from the top car insurance companies in Home for teenagers.

Annual Car Insurance Rates for Teen Drivers in Home, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,133 $8,133
GEICO $4,730 $4,103
Liberty Mutual $12,225 $12,225
Nationwide $5,006 $5,006
Progressive $8,890 $8,890
State Farm $5,962 $5,962
Travelers $22,969 $22,969
USAA $3,129 $3,129

Cheapest Home, PA Car Insurance for Seniors

Take a look at Home, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Home, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,315 $2,315
GEICO $1,777 $1,540
Liberty Mutual $3,814 $3,814
Nationwide $1,698 $1,698
Progressive $2,529 $2,529
State Farm $1,550 $1,550
Travelers $1,723 $1,723
USAA $957 $957

Cheapest Home, PA Car Insurance Rates After a DUI

A DUI in Home, PA increases car insurance rates. Compare Home, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Home, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,793
GEICO $2,392
Liberty Mutual $6,511
Nationwide $3,549
Progressive $4,177
State Farm $2,811
Travelers $8,959
USAA $1,936

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Cheapest Home, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Home, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Home, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,882 $4,031
GEICO $2,377 $2,461
Liberty Mutual $6,212 $6,540
Nationwide $2,629 $2,629
Progressive $4,474 $4,474
State Farm $2,728 $2,893
Travelers $7,064 $7,064
USAA $1,591 $1,684

The Best Cheap Car Insurance Companies in Home, PA

Take a look at a side-by-side comparison of the top car insurance companies in Home, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Home, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,956
GEICO $2,419
Liberty Mutual $6,376
Nationwide $2,629
Progressive $4,474
State Farm $2,811
Travelers $7,064
USAA $1,638

Category Winners: Cheapest Car Insurance in Home, Pennsylvania

Find the cheapest car insurance companies in Home, PA for each category right here.

Best Annual Car Insurance Rates by Company in Home, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Home, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Home car insurance rates. Find the cheapest Home, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Home, Pennsylvania

Insurance Company Low Medium High
Allstate $3,818 $3,975 $4,076
GEICO $2,234 $2,438 $2,586
Liberty Mutual $6,091 $6,419 $6,618
Nationwide $2,667 $2,658 $2,562
Progressive $4,165 $4,506 $4,750
State Farm $2,676 $2,834 $2,922
Travelers $7,189 $7,052 $6,950
USAA $1,530 $1,652 $1,731

What affects car insurance rates in Home, Pennsylvania?

What factors can have an impact on Home, PA car insurance? There are several reasons why Home car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Home, Pennsylvania.

Commute Time in Home

The more time you spend in your car the higher the risk of an accident. The average commute length in Home, PA is 29.2 minutes according to City-Data.

Compare Car Insurance Quotes in Home, PA

Ready to find affordable Home, Pennsylvania car insurance today? Enter your ZIP code for fast, free Home, PA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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